Getting Started

Requirements An eTranzact card A GSM mobile phone and a SIM card that is GPRS and Java enabled Download the mCommerce application on your mobile phone

To down load the application on your mobile phone Send d mtnmobile as an SMS to 4011, a response SMS containing the URL to the application would be sent to your phone. You can also visit http://mobile.etranzact.com/eTranzact.jad or http://mobile.etranzact.com/eTranzact.jar with your mobile phone. Please note that the letters are case sensitive hence the T in the eTranzact.jar and eTranzact.jad should be in capital. (NB: please ensure that you have at least N100 (one hundred naira worth of airtime on your phone for the download to complete the download and setup of the application)

Using the MTN Mobile Application To commence usage of the downloaded application, kindly follow the steps listed below: Configure the mCommerce Application Change your card PIN Load your card Check your balance Get started (purchase airtime)

Configuring the mCommerce Application Having successfully downloaded the mCommerce application on your mobile phone, launch the application and check the I agree check box provided on the bottom left of the agreement page. Scroll down, click on the options button of your phone to see a pop-up. Select the I Agree option on the menu that appears Click on your menu/option key to continue/proceed as the case may be

Imputing your details: Enter your mobile phone number

Enter your card number as the default card number this is a 16 digit number supplied by eTranzact as your card number. Note that no other number may be used as your default card number except your eTranzact card number. Enter your default card PIN This is a 4 digit PIN that specific to your card number and can be found on the introduction letter that accompanies you plastic card. Enter a memorable word This is a password that can be activated to restrict access to the application on the phone. Enter your card expiration date in the format given i.e. MM for the month and, e.g 02 for February. YYYY for the year e.g. 2011 Select your network provider i.e. MTN Scroll down, click on the options button of your phone to see a pop-up. Select the proceed option on the menu that appears Click on the options button of your mobile phone and select OK A confirmation page is displayed for you to ensure the details have been entered correctly. Scroll down, click on the options button of your phone to see a pop-up. Select the OK option on the menu that appears Send You can send through GPRS or SMS. To send select the channel you wish to send through and scroll to the bottom of the page. Click on the options button of your mobile phone and click on enter. You would be prompted on allowing the application send a message. Select the Yes option and await a response SMS from eTranzact. If your set up is successful youll get a message like Congratulations your profile was successfully synchronized else the set up is not successful, select the services item on the menu and choose Re-sync. If it is still not successful, select the services option on the menu and choose Change set up to start all over.

Changing your card PIN (It is important to note that before you can effect a successful transaction on the mCommerce application, you would be required to change your PIN)

To change your PIN navigate to the Security item on the mCommerce menu Select change PIN Select card to use (In this case Default ) Enter your old PIN (in this case your default PIN) Enter your New PIN Confirm your New PIN Scroll down, click on the options button of your phone to see a pop-up. Select the proceed option on the menu that appears Click on the options button of your mobile phone and select OK A confirmation page is displayed for you to ensure the details have been entered correctly. Scroll down, click on the options button of your phone to see a pop-up. Select the OK option on the menu that appears Send You can send through GPRS or SMS. To send select the channel you wish to send through and scroll to the bottom of the page. Click on the options button of your mobile phone and click on enter.

Loading your card To load your card, simply walk into any of the eTranzact member banks as stated below and request for a card load on your card.

Checking your balance To check your card account balance, simply navigate to the banking item on the mCommece menu, click on it and select the check Balance item on the banking page. Ensure the select card to use is set to Default The select account type option can be set to current or savings (in this case it doesnt matter because the card is a reloadable card) Enter your card PIN Send

Get Started Purchasing airtime Select the Topup item on the menu Select PIN (to purchase logical PINs) or PINLESS for (VTU-Virtual Topup)

Select self (if youre loading your mobile phone) Select Third party (if the airtime is to be transferred to another phone) Select the desired network (MTN) Select the desired denomination/amount Enter the line type (Postpaid or Prepaid) Ensure the select card to use is set to Default (Provided you havent added any other card.) The select account type option can be set to current or savings (in this case it doesnt matter because the card is a reloadable card) Enter your card PIN Send

Member banks for card load 1. Oceanic Bank 2. First Bank Plc 3. Intercontinental bank plc 4. Wema Bank plc 5. Union Bank plc 6. Zenith Bank plc 7. UBA plc 8. Skye Bank plc 9. BankPHB plc 10. FCMB plc 11. Fidelity bank plc 12. StanbicIBTC Bank plc 13. FinBank plc 14. Spring bank plc 15. Access Bank plc 16. EcoBank plc 17. GTbank plc 18. Sterling Bank plc