Personal Development & Leadership Skills 1

Name: Lincoln Yeoh Student number: 17308 Title of the seminar: Awaken the Financial Genius Within Date of the seminar: 23 August 2011 Submission date: 6 September 2011

Introduction
This seminar is called Awaken the Financial Genius Within. This program is a financial program that guides people how to manage their current financial position to future financial position successfully. It was presented by Mr Jonathan Quek on 23 August 2011 at Lecture Theater. Mr Quek has been a guest speaker at several places and also been invited to financial institutions, corporate organizations, education institutions both in Malaysia and internationally including KDU college Penang, Segi College, INTI college, etc. He is a Computer Science graduate from the University of Coventry, UK. However, his true life passion and years of training is in personal financial planning and wealth management, Jonathan is driven by the mission to help people to conquer their mental challenges to create empowering destinies. This Seminar helps expanding my mindset to enable me to have extensive perspectives in my money management. There were SEVEN Essential Skills covered during the seminar.

1) Learn Timely-Proven Money Management Systems 2) Understand the Importance and Concepts Used in Financial Planning 3) Establish your Financial Strategies for Financial Freedom 4) Understanding Different Asset Classes and Leverage on the Market Cycle 5) Discover the Elements of Successful Investors 6) Learn how to create conducive environment for wealth creation 7) Steps to establish your game plan for Financial Independence

This has been the most comprehensive financial seminar for everyone like me, a college student so that I can be succinct, direct and mesmerizing.

During the Seminar

After a short brief introduction about the seminar, Mr Quek started to give away sheets of paper that contain mind games to each student. This investment game is called Capital Gain and can help me how to make my money grow as well as making a good investment in the future. Before it started, Mr Quek taught me how to play step by step despite more than 100 students. First, he showed the financial terms like GDP(Gross Domestic Product), Interest, Liquidity and Inflation with percentages and followed by a real life question which had been obtained from financial news. Second, he asked me to understand what the question is and then looked on the given paper and ticked the given boxes that contain financial terms like Bond, Gold, Property, Equities, Cash and Loan which I had to match with the question. If I invested correctly by ticking the correct boxes, then I moved forward to 2 or 3 points from the point Start depending on how many marks shown on the screen. If I invested wrongly by ticking the wrong boxes then I moved backward to 2 or 3 points. There were 11 questions asked during the game so far. Each student needed to move on the 4th row box first before other students did in order to win Mr Quek mentioned. The winner was given a prize which made the game like a real investment situation. While I was playing this game, I became more aware how to make investment and also learned new things like cash has no movements. This game did not only reduce our boredom but also gave us a lot of opportunities to ask and answer relevant questions about finance and investment. After the game had finished, Mr Quek showed the answers to the question of the game and taught us how to aware on certain situations when choosing to make investment. Mr Quek started to show his presentation slides to us and explained how, what and why the business world is going to be in the future. This is the advantage that I can learn and know more. Firstly, He showed us the stages of recession in this world between 2000 and 2005 which tells us recession can lead to Fed reduce interest rate and following by value of bonds and USD falls and Euro rises. This can help me to understand clearly why the recession could happen at that time.

Secondly, he showed us about investing at the right time with a graph for better understanding and he started to explain clearly that we should know which market cycle we really are in order to choose the right asset mix. For example, a value trade can increase and decrease rapidly from recession to expansion. He also divided the asset term into two categories like asset overview and asset equity which let me as well as my friends understand abundantly clear and I can use it for my study as well as my business purposes. Having finished all his lectures, he even showed us three video clips related to entrepreneurship, finance and even gold and silver so that we could learn more from them. First video he showed us was an increase or decrease in currency. This video told us how to prevent our currency to decrease. For example, if the national bank prints too many notes, it will affect the currency and become no value. This shows that I can understand clearer and also can know why it can happen in the future when I started to do business in oversea . The second video he showed us was about entrepreneurship. This video guided us that a real entrepreneur risks money, time, and effort. Increasing their success rate allows community job growth through employers who already have chosen to live in others neighborhood. The final video he showed us was about gold and silver which let us know why silver is more valuable than gold in future. This means that silver's price carries a higher markup versus gold. It makes natural sense bullion dealers need to make money, they need a margin. Because silver coins are starting in the sub $20 range roughly, they need to mark up the price, as a percentage, higher than gold. As a man buys more and more silver coins and bars in bulk, his dealer can definitely give him a price cut where the markup approaches that of gold. To be fair, the dealer is also going to see a high markup on fractional gold coins unless he buys a lot of them at once. Again, this is to give the gold dealer a margin of profit. The video advice is when you can buy in bulk; everyone knows it is not always easy. Moreover, it's not always fun to go that route. After he had completed his seminar, he even shared his personal life story with all of us in order to let us know how he can be successful. This is the most useful advantage that I really can follow too.

In my opinion, this seminar was the most interesting and useful for everyone. From lecture to finance- related games that help me to understand well in order to use this knowledge for my study as well as my future investment and business.

Conclusion
I would like to conclude that I learned all useful things about finance and entrepreneurship which can help me in my study areas of finance and entrepreneurship as well as for my future business.