Approval sheet for RAMAN KUMAR SHARMA

Credit Approval format for PL customers (for approvals

taken on mail)

Particulars Remarks
Customer Details MTRL
Name RAMAN KUMAR SHARMA
Date of Birth 13/11/1974
APP NO. SPLUD005261

Deviation/Exception - DFI (OFFICE) & AMOUNT RATIFICATIO

Particulars Remarks
Residence Details with complete CPV comments like

Residence owned or rented, no of years of stay, living FI Positive- Appl is residing in owned house from the last 2
standard etc member,earning member- self & brother. Averagely mainta
middle class locality,resi area is 100 sq yard, 3 rooms
condition- pukka & painted. Assets seen TV,Re

Employment Details with complete CPV comments like

Designation, no of employees, type of business/company, no FI Negative :- Appl is prop. in raju cable tv network from las
of years in job/business, activity, market reputation etc is running a cable businees (working with city cable). app a
dealer, rented biz premises, rent Rs.1000pm, medium
employee.

Assets owned
Consumer durables Ctv,Fridge
Vehicles Tw- owned

Type of Bank account Saving a/c HDFC

CA/SA/OD account, age of the account, average balance, if

having a CC or OD limit ,what is the limit and how much is
exhausted
Appl has banking in hdfc bank, bank statements from may,07
file, he is running a loan amt Rs.3354 from this a/
Credit card details

Type of card, what is the limit and how much is utilised

CIBIL: Positive/Negative Positive

 TVR Status-Positive/Negative Positive
What kind of phone connection- Mobile, landline, WLL etc
Who was spoken to
Any critical information to be mentioned Applicant having a 2 mobile phones.

RCU Status-Recommended/referred/Not Recommended

CPV Status
Resi CPV (Positive/ Negative) Positive
Off CPV (Positive/ Negative) Negative

Income Details
Annual verifiabIe income Rs.110000 pa as per Itr
Monthly stated income
Other sources of income and the proof of same

Personal Interview status Positive

Other Loans from the market Bank LoanType Amount
icici pl 50k
Give detail on asset, loan amount, tenure, emi , POS and
tenure left

Documents provided
Bank Statements Yes
Previous track record Yes
Photo ID Proof Driving licence

Address Proof voter card

Income proof track + Itr
Remarks

Approval Loan parameters requested

Loan amount 111000
EMI 5021
Tenor 36
Debt Burden (as %)
END USE
HARMA

AN KUMAR SHARMA

) & AMOUNT RATIFICATION

g in owned house from the last 25 yrs, 8 family

self & brother. Averagely maintained house in
resi area is 100 sq yard, 3 rooms & ext-int.
kka & painted. Assets seen TV,Ref.

in raju cable tv network from last 3 years NOB

s (working with city cable). app also a property
mises, rent Rs.1000pm, medium activity, 2
employee.

Ctv,Fridge
Tw- owned

255,403

ank, bank statements from may,07 is attached in

ng a loan amt Rs.3354 from this a/c.

Positive
 Positive

ant having a 2 mobile phones.

Rs.110000 pa as per Itr

Positive
Emi Cleared/Tenor
3354 12 paid out of 24
953.25