ABSTRACT SEMINAR ON AVAILABILITY AND UTILISATION OF BANK FINANCE IN

NAME: THAUTI NAGARAJU R NO: 09D31E022

COMPANY PROFILE:
PATMOS hr services pvt ltd, take in Providing Staffing Services with Exceptional Candidates Customer Service. Focusing on General Office placements from Small Or medium sized Businesses. We work with our clients to ensure that each candidate placed is success and to the maximum satisfaction of our client. Oor commitment to the business, industry and community is to make a difference by doing great things. In turn ,we specialize in helping our clients and people to do great things.

PATMOS Place Candidates in :

Facilities & Security services. Corporate Staffing Payroll Services HR Services and HR Training. General Recruitment for all sectors and all levels. Experience the difference in Outsourcing the services

Finance Introduction:

Businesses need money. They need money in the shortterm to pay their bills and to pay their staff, but they also need money in the long-term to be able to invest and develop the business. Clearly, banks are one of the key sources of finance and we look in this section at how the banks can help to provide finance and also at some of the other sources available. We also look at investment and see what businesses should be looking at to help them judge whether an investment is worthwhile

Business Bank Loan

Business bank loan plans to help you understand what they offer .A business bank loan is of course an amount of money loaned by a bank for commercial purposes.

working capital Definition:

Current assets minus current liabilities. Working capital measures how much in liquid assets a company has available to build its business. The number can be positive or negative, depending on how much debt the company is carrying. In general, companies that have a lot of working capital will be more successful since they can expand and improve their operations. Companies with negative working capital may lack the funds necessary for growth. also called net current assets or current capital.

Objectives of Study

To make in detail study on the overall concepts of the bank finance ,its availability and utilization. To find out the various factors that the promoters should take

bank finance for continuing the business. To find out from where the finance is availed for working capital and where the finance has been utilized.

METHODOLOGY:

PRIMARY DATA: 1. Primary data collected from PATMOS HR Services Pvt Ltd
2.

Data collected from bank website

SECONDARY DATA: 1. 2. Data collected from various books and sites. Data collected from internet.

LIMITATIONS OF THE STUDY

1. The data collected is basically confined to secondary sources, with very little amount of primary data associated with the project.

2.

There is a constraint with regard to time allocated for the research study.
3.

The company is not in a position to reveal its accounts and debts.