Chartered Capital: VND 4,815,795,470,000 Legal representative: Business areas: Network: Total assets: Mr.

Le Nguyen Van Chief Executive Officer Currency trading Foreign currency trading, FX trading Gold trading. International Payment. Currently, SHB has more than 100 branches and transaction points nation-wide VND 51,032.861 Bn.

SHB is: Solid partner Flexible solution Vision SHB to become a leading modern multi-functional retail bank in Vietnam by 2012 with modern technology, professional human resource, nation-wide network to bring to partners and customers packaged, convenient, cost-saving and high quality banking services and products. By 2015 SHB to become a strong financial holding group under international standards. Shareholders benefits SHB to ensure continuous growth, making profits, increasing the banks value in a safe and sustainable way, bringing the maximum benefits to shareholders. SHB to constantly increase the banks value, for the sake of a Thriving SHB, bringing benefits and trust to shareholders and investors. Core is customers SHB always focuses on customers in a professional and modern serving manner. SHB commits to provide to customers diversified, convenient, friendly, quick and efficient banking services and products. Prioritizing human resource development SHB people are young, active, working in a professional and reliable environment. Developing and taking pride in SHBs culture of creativeness, solidarity, creating development opportunities for all people, praising individuals of good achievements. Integrity and Transparency SHB pays attention to regular risk management and internal control. Increasing transparency and integrity in all operations in the whole system. Continuous renovation SHB always set out competition strategy, making difference, listening, learning, renovating, reforming and developing.

Brand values SHB a modern multi-functional retail bank with reputation and position inside and outside the country. Saigon Hanoi Commercial Joint Stock Bank (SHB) was established under Decision No. 214/Q-NH5 dated 13 November 1993. After more than 18 years of establishment, development and growth, SHB continuously makes its efforts to bring to its loyal clients banking services with the best quality and the most professional manner. To reach the targets of becoming a modern multi-functional retail bank by 2012 and a strong financial holding group by 2015. In 18 years of construction, development and growth, SHB is very proud and honored not only to create trust and credibility to customers and partners but also to get social recognition, highly recognized by agencies, organizations, experts and customers by awards and noble titles presented to SHB and its management. In 2011 SHB - "Excellent International Payment Bank in 2010" award by Wells Fargo Best Core-Banking Implementation in Asia award by the Asian Banker Top 500 fastest growing Vietnamese enterprise in 2010 Vietnam Strong Brand-name 2010 award by the Vietnam Economist magazine

Excellent International Payment Bank in 2010 award by Bank of New York (BNY Mellon) In 2010 Merit of Prime Minister for SHB CEO A rated by the State Bank of Vietnam. Certificate Merit of the Hanoi Peoples Committee for good tax compliance in 2009. "Bank of the Year 2010 in Vietnam" award by the Banker.

Thang Long Trophy for "Hanois Excellent Businessman by the Hanoi Peoples Committee for SHB CEO. Merit of the Hanoi People's Committee for SHB Bank National Famous Brand-name in 2010

Excellent Businessman award for SHB CEO in 2010 Best Trade Finance Bank in Viet Nam in 2010 award by the Finance Asia Strong Brand Name in 2009 award by the Vietnam Economist magazine. Best Trade Finance Bank in Viet Nam in 2010 award by the Global Finance.

Saigon-Hanoi Commercial Joint Stock Bank (SHB) has recently won the "Bank of excellent international settlement service 2010" prize awarded by The Bank of New York Mellon (BNY Mellon). The bank of excellent international settlement service is an annual award granted by BNY Mellon, one of the world's leading prestigious banks, to the bank that has the big volume of payment transactions (minimum 180-200 transactions per month),at the same time, has the high Straight-Through-Processing standard ratio (STP) of minimum 95 percent. In Vietnam, only a few banks have ever received BNY Mellon's award, mainly banks with long experience in the international payment sector. Representative from SHB confirmed that with this prestigious prize, SHB's service quality will continue to be recognised by the international community.