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TRNG I HC QUC GIA H NI I HC KHOA HC T NHIN

KHOA : TON C TIN HC --------------- ---------------

BO CO NGHIN CU
Ti :
Nghin cu gii php bo mt Internet Banking

Gio vin hng dn : Sinh vin thc hin : Lp

TS. H Vn Hng Nguyn Hng Chng Bi c Tin

: K54A2 Ton Tin

H Ni : 4 / 2012

LI NI U
1. Internet Banking trong ngn hng An ninh bo mt tr thnh vn sng cn ca ngnh ngn hng trong thi in t ha An ninh bo mt cng l mi quan tm hng u ca khch hng khi quyt nh la chn hnh thc thanh ton phi tin mt Trn thc t, cc ngn hng th gii cng nh Vit Nam , c nhng u tin hng u cho vic bo m an ton h thng. Nhng s chun b ny liu ng v ? Thc t chng minh, in t ha l li gii duy nht ng cho bi ton cnh tranh ca ngnh ngn hng thi m ca hi nhp. Th nhng, trong khi cc ngn hng t tin tuyn b v cc dch v c s ha th phn ln khch hng cn d dt, thm d v s dng hn ch cc dch v nh Home-banking, Phone-banking, Mobile-banking, Internetbanking,.. iu ny c l gii l do tm l ngi dng khi an ninh bo mt cha bao gi c coi l th mnh ca ngnh ngn hng Vit Nam. 2. Phm vi v mc tiu nghin cu Nghin cu cc vn lin quan n ri ro giao dch (thc trng ri ro, vn an ninh bo mt) trong dch v Internet banking ti cc ngn hng thng mi Nghin cu cc hnh thc m mt h thng Internet Banking b tn cng ( b mt bo mt ) v cch khc phc. Mt s gii php thc tin .p dng vn bo mt trong h thng ngn hng ( Internet Banking ) Lin h vi tnh hnh cc ngn hng Thng mai Vit Nam hin nay.

Xin cm n !

MC LC Chng 1 : Internet Banking v ri ro giao dch trong Internet Banking

1.1. Nhng vn c bn v Internet banking 1.1.1. Khi nim Ngn hng in t v Internet banking 1.1.2. Cc cp Internet banking Ri ro giao dch trong Internet banking Mt s yu t nh hng n ri ro giao dch khi ng dng Internet banking 1.3.1. An ton thng tin (Security) 1.3.2. Xc thc (Authentication) 1.3.3. Chng thc (Trust) 1.3.4. Khng th thoi thc (Nonrepudiation) 1.3.5. Bo mt thng tin c nhn (Privacy) 1.3.6. Tnh sn sng ca h thng (Availability) Mt s kinh nghim hn ch ri ro giao dch trong hot ng Internet banking trn th gii 1.4.1. Internet banking ti M 1.4.2. Internet banking ti Singapore 1.4.3. Bi hc kinh nghim cho Vit Nam

1.2. 1.3.

1.4.

Chng 2: Thc trng ri ro giao dch v qun l ri ro giao dch trong hot ng Internet Banking ti cc ngn hng thng mi ( Lin h vi Vit Nam )
2.1 2.2 2.3 2.4 Thc trng h tng thanh ton Thc trng ri ro giao dch Thc trng m bo an ninh mng ti Vit Nam Nhng Kh khn trong vic hn ch ri ro giao dch i vi hot ng Internet banking ti Vit Nam

Chng 3: Thc trng v gii php cho vn an ton v bo mt trong Internet Banking
3.1 Bo mt trong ngn hng 3.1.1 Bo mt mng 3.1.2 Firewall 3.1.3 Cng ngh tunnell 3.1.4 Nhng hn ch v mt an ton 3.1.5 Vic qun l an ninh

3.2

3.1.6 Cu hnh an ninh cho mng doanh nghip Gii php an ton trong thanh ton in t 3.2.1 Giao thc tng cm an ton (Secure Sockets Layer SSL) 3.2.2 Giao thc giao dch an ton (Secure Electronic Transaction)

Chng 4 : Gii php bo mt h thng ngn hng . Chng 5 : Kt lun