You are on page 1of 117

esfnuh; T;ksfr"k

fo"k; lwph
i`"B la[;k

Future Point

[k.M 1 & laoRlj fopkj


v/;k;&1 laoRlj ---------------------------------------------------------------------------------------------------------------- 4
1- laoRljksa ds uke vkSj Lokeh --------------------------------------------------------------------------------------------------------------------2- laoRlj tkuus dh fof/k ---------------------------------------------------------------------------------------------------------------------------3- laoRljksa vkSj muds Lokfe;ksa dk Qy--------------------------------------------------------------------------------------------------4- laoRlj ds vax vkSj Qy ------------------------------------------------------------------------------------------------------------------------v/;k;&2 vkdk'kh; dkSaly -------------------------------------------------------------------------------------------- 23
1234-

vkdk'kh; dkSaly dk xBu ---------------------------------------------------------------------------------------------------------------------vkdk'kh; dkSaly ds inkf/kdkfj;ksa ds Qy ---------------------------------------------------------------------------------------lEor~ esa es?k fudkyus dh fof/k ,oa uo es?kksa dk Qy-------------------------------------------------------------------lEor~ esa ukx fudkyus dh fof/k ,oa }kn'k ukxksa dk Qy ------------------------------------------------------------

v/;k;&3 fo'ks"k dq.Mfy;k --------------------------------------------------------------------------------------------- 37


1234-

txr~ yXu dq.Myh cukus dh fof/k ,oa Qy -------------------------------------------------------------------------------------o"kZ yXu dq.Myh cukus dh fof/k ,oa Qy------------------------------------------------------------------------------------------o"kZ yXu dq.Myh esa }kn'k yXuksa dk Qy------------------------------------------------------------------------------------------lEor~ LrEHk fudkyus dh fof/k ,oa Qy ---------------------------------------------------------------------------------------------[k.M 2 & ns'k&fons'k fopkj

v/;k;&4 dweZ p ----------------------------------------------------------------------------------------------------------- 44


12345-

dweZ p cukuk ,oa Qy--------------------------------------------------------------------------------------------------------------------------xzgksa dk dk;ZrRo ,oa izfr;k ---------------------------------------------------------------------------------------------------------------fofHkUu ns'kksa ,oa izns'kksa dh jkf'k;k -------------------------------------------------------------------------------------------------------esfnuh; T;ksfr"k esa }kn'k Hkko fopkj--------------------------------------------------------------------------------------------------xzg.kksa dk Hkw&e.My ij izHkko ------------------------------------------------------------------------------------------------------------

www.futurepointindia.com

www.leogold.com

www.leopalm.com

[k.M 3 & ekSle&fopkj


v/;k;&5 vknzkZ izos'k ,oa Qy --------------------------------------------------------------------------------------- 52

Future Point

1- lEor~ esa vknzkZ tkuus dh fof/k --------------------------------------------------------------------------------------------------------------2- vknzkZ dk frfFk;ksa] okjksa] u{k=ksa ,oa ;ksxksa esa Qy ------------------------------------------------------------------------------3- vknzkZ izos'k dq.Myh cukus dh fof/k ,oa Qy -------------------------------------------------------------------------------------4- jksfg.kh okl tkuuk ,oa Qy fopkj -----------------------------------------------------------------------------------------------------v/;k;&6 ekSle ---------------------------------------------------------------------------------------------------------------- 58
1234-

f=ukM+h p }kjk o"kkZfn tkuuk ------------------------------------------------------------------------------------------------------------lIrukM+h p }kjk o"kkZfn tkuuk ---------------------------------------------------------------------------------------------------------xzgksa ds ;ksx }kjk o"kkZfn tkuuk -----------------------------------------------------------------------------------------------------------iz'u'kkL= }kjk o"kkZ dk Qy ------------------------------------------------------------------------------------------------------------------[k.M 4 & v?kZ fopkj

v/;k;&7 lL; tkrd dq.Mfy;k ---------------------------------------------------------------------------------- 70


1- 'kjn lL; tkrd dh dq.Myh cukus dh fof/k ---------------------------------------------------------------------------------2- xzh"e lL; tkrd dh dq.Myh cukus dh fof/k ---------------------------------------------------------------------------------3- 'kjn lL; tkrd ,oa xzh"e lL; tkrd dh dq.Myh esa ;ksx Qy ------------------------------------------v/;k;&8 xzgksa dk LokfeRo--------------------------------------------------------------------------------------------- 73
123-

xzgksa ds dkjd nzO; o oLrq, ------------------------------------------------------------------------------------------------------------------jkf'k;ksa ds LokHkkfod dkjd nzO; o oLrq, ----------------------------------------------------------------------------------------u{k=k/khu nzO; o oLrq, ---------------------------------------------------------------------------------------------------------------------------[k.M 5 & rsth&eUnh fopkj

v/;k;&9 lrZrksHknz p -------------------------------------------------------------------------------------------------- 78


1- loZrksHknz p ls os/k ns[kus dh fof/k ---------------------------------------------------------------------------------------------------2- u{k=ksa ij xzg fLFkfr ls os/k tkuuk -----------------------------------------------------------------------------------------------------3- vf'ouh vkfn u{k=ksa ij 'kqHk@v'kqHk xzgksa dk Qy -------------------------------------------------------------------------v/;k;&10 xzgpkj ------------------------------------------------------------------------------------------------------------ 87
lw;kZfn xzgksa dk xzgpkj Qy ------------------------------------------------------------------------------------------------------------------lw;Zpkj] pUnzpkj] eaxypkj vkfn
v/;k;&11 xzg.k Qy ----------------------------------------------------------------------------------------------------- 113
xzg.kkas dk /kkrqvksa] oLrqvksa ,oa /ku&/kkU;ksa ij izHkko ------------------------------------------------------------------------www.futurepointindia.com

www.leogold.com

www.leopalm.com

Future Point
www.futurepointindia.com

[k.M&1
laoRlj fopkj

www.leogold.com

www.leopalm.com

v/;k;&1

laoRlj
1- laoRljksa ds uke vkSj Lokeh %

Future Point

o"kZ dks laoRlj ds uke ls tkuk tkrk gSA laoRlj dh izo`fk c`gLifr ds e/;eku ls gksrh gS vFkkZr~
xq# ftrus le; esa ,d jkf'k dks ikj djrk gS ml vof/k dks laoRlj dgrs gSaA vkSj bl c`gLifr
eku esa 60 laoRlj gksrs gSa ftudks vyx&vyx ukeksa ls tkuk tkrk gSA 60 laoRljksa ds uke bl
izdkj gSaA
lEoRljksa ds uke
Lokeh
lEoRljksa ds uke
Lokeh
1234567891011121314151617181920212223-

izHko
foHko
'kqDy
izeksn
iztkifr
vafxjk
Jh eq[k
Hkko
;qok
/kkrk
bZ'oj
cgq/kkU;k
izekFkh
foe
o`"k
fp=Hkkuq
lqHkkuq
rkj.k
ikfFkZo
O;;
loZtr
loZ/kkjh
fojks/kh

www.futurepointindia.com

czk
fo".kq
f'ko
lw;Z
pUnz
eaxy
cq/k
xq#
'kq
'kfu
jkgq
dsrq
lw;Z
pUnz
eaxy
cq/k
xq#
'kq
'kfu
jkgq
czk
fo".kq
f'ko

2425262728293031323334353637383940414243444546-

fofr
[kj
uanu
fot;
t;
eUeFk
nqeqZ[k
gesyEch
foyEch
fodkjh
'kkcZjh
Iyo
'kqHkr
'kksHku
ks/kh
fo'okolq
ijkHko
Iyoax
dhyd
lkSE;
lk/kkj.k
fojks/kr
ifj/kkoh

www.leogold.com

lw;Z
pUnz
eaxy
cq/k
xq#
'kq
'kfu
jkgq
lw;Z
pUnz
eaxy
cq/k
xq#
'kq
'kfu
jkgq
dsrq
cz
fo".kq
f'ko
lw;Z
pUnz
eaxy
esfnuh; T;ksfr"k

www.leopalm.com

Future Point

lEoRljksa ds uke
47484950515253-

Lokeh

izeknh
vkuUn
jk{kl
uy
fiaxy
dky;qDr
fl)kFkhZ

lEoRljksa ds uke

cq/k
xq#
'kq
'kfu
jkgq
dsrq
lw;Z

54555657585960-

Lokeh

jkSnz
nqeZfr
nqUnqHkh
#f/kjksn~xkjh
jDrk{k
ks/ku
{k;

pUnz
eaxy
cq/k
xq#
'kq
'kfu
jkgq

2- laoRlj tkuus dh fof/k %


orZeku tks foeh laor~ gks mlesa ls 1927 ?kVk nsa tks 'ks"k gks mldks 10 ls Hkkx nsa] tks yfC/k o 'ks"k
cpsa mUgsa uhps nh xbZ lkfjf.k;ksa&&yfC/k vad lkfj.kh o 'ks"k vad lkj.kh&&ds vuqlkj tksM+ dj
laoRlj dh la[;k o mlds HkqDr eklkfn Kkr dj ldrs gSa %&
yfC/k vad lkfj.kh
yfC/k
Ok"kZ
ekl
fnu
?kM+h
iy

1
10
1
12
14
24

2
20
2
24
28
48

3
30
4
6
43
12

4
40
5
18
57
36

5
50
7
1
12
0

6
0
8
13
26
24

7
10
9
25
40
48

8
20
11
7
55
12

9
31
0
20
9
36

10
41
2
2
24
00

11
51
3
14
38
24

12
1
4
26
52
48

esfnuh; T;ksfr"k

www.futurepointindia.com

14
21
7
21
21
36

'ks"k vad lkfj.kh

'ks"k la[;k 0
1
2
3
4
5
6
7
o"kZ
15
16
17
18
19
20
21
22
ekl
3
3
4
4
4
4
4
4
fnu
23
27
1
5
10
14
18
22
?kM+h
16
30
43
57
10
24
37
50
iy
48
14
40
7
33
00
26
52
mnkgj.k& vkt orZeku esa foeh lEor~ 2059 py jgk gSA 2059 esa ls 1927 dks
132 bls 10 ls Hkkx fn;k rks yfC/k la[;k 13 vkSj 'ks"k la[;k cph 2
yfC/k lkfj.kh 13 ds uhps ds o"kkZfn
'ks"k lkfj.kh 2 ds uhps ds o"kkZfn
tksM+

13
11
6
9
7
12

8
23
4
27
4
19
?kVk;k]

9
24
5
1
17
45
'ks"k jgs

11&6&9&7&12
17&4&1&43&40
28&10&10&50&52
www.leogold.com

www.leopalm.com

blesa izFke vad xr laoRlj dks n'kkZrk gS rFkk vxys vad laor~ ds eklkfn gSaA vr% 29 oka lEor~
eUeFk uke dk laor~ gSA vkSj 10 ekl 10 fnu 50 ?kM+h vkSj 52 iy xr gSA
bls 12 ekl esa ?kVk dj es"kkdZ ds vkxs ds fnu 'ks"k gksaxsA laoRl ds izkjEHk vkSj vUr ds le; esa
izk;% vUrj jg tkrk gh gS] vr% bl HkzkfUr dks nwj djus ds fy, o"kZHkj ds fy, ogh laoRlj ekuus
dh izFkk pyh vk jgh gSA

Future Point

nwljh ljy fof/k %


orZeku laor~ esa 9 dks tksM+dj 60 ls Hkkx nsa&'ks"k la[;k xr lEoRlj dh gks xbZA mnkgj.k&orZeku
lEor~ 2059 esa 9 dks tksM+sa rks ;ksx gksxk 2068Avc bl ;ksx esa 60 ls Hkkx nsa rks 'ks"k cpsaxs 28A vFkkZr~
xr 28 lEOkRlj gq, vkSj 29 oka eUeFk uke dk lEoRlj py jgk gSA
izHko ls O;; uked lEor~ rd izFke 20 lEor czkth ds gSaA
loZthr ls ijkHko uked lEor rd e/; ds 20 lEor~ fo".kq th ds gSaA
Iyoax uke ls {k; uked lEor~ rd vUr ds 20 lEor f'koth ds gSaA

3- lEoRljksa vkSj muds Lokfe;ksa dk Qy %


1- izHko %
izHko uke dk LkEor~ vkus ij jktk yksxksa jk"V v/;{kksa] dSfcusV efU=;ksa] ofj"B 'kkld oxZ rFkk
vf/kdkfj;ksa esa izlUurk jgrh gS] turk ds lq[k&lk/kuksa esa o`f) gksrh gS vkSj Qlyksa esa jksx ;k
uqdlku u gksus ls mit vPNh jgrh gSA
Lokeh czk th dk Qy& izHko lEor~ dk Lokeh czk th ds gksus ds dkj.k pS= rFkk oS'kk[k ds
ekl 'kqHknk;d gksrs gSa ,oa lc oLrqvksa esa eUns ds Hkko jgrs gSaA T;s"B] vk"kk<+] Jko.k&rhu eklksa esa
vuktksa esa rsth jgrh gS A Hkknzin dk ekl 'kqHknk;d gksrk gS rFkk vkf'ou esa fQj vuktksa esa rsth
vkSj jksx&ihM+k ls d"V dk okrkoj.k curk gSA 'ks"k ekl dkfrZd] ekxZ'kh"kZ] ikS"k] ek?k vkSj QkYxqu
lkekU; Qynk;d gksrs gSaA

2- foHko %
foHko uked lEor~lj esa jk"Vk/;{k] 'kkld rFkk fof'k"Vkf/kdkjh oxZ dkuwu&O;oLFkk cuk, j[kus ds
fy, l[r uhfr viukrs gSaA vke turk lc izdkj ds lkEiznkf;d >xM+ksa dks NksM+dj vkil esa
vkuUne; vkSj fuHkZ; gksdj esy&feyki ls jgrh gSA bl lEor~ esa o"kkZ vf/kd gksus ls Qlyksa dh
iSnkokj vf/kd gksrh gSA
Lokeh fo".kq th dk Qy& foHko uked lEor~ ds Lokeh fo".kq th gSaA blesa vusd jksx mRiUu
gksrs gSa vkSj igkM+h {ks=ksa esa vf/kd foxzg ,oa d"V dk okrkoj.k jgrk gSA 'ks"k {ks=ksa ds fy, 'kqHk jgrk
6

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

gSA pS=] oS'kk[k vkSj T;s"B esa jlnkj inkFkksZa esa egaxkbZ jgrh gSA vk"kk<+] Jko.k rFkk Hkknzin esa o"kkZ
O;kid gksrh gS] vkf'ou esa jlkas esa rsth rFkk mlds ckn eUnk jgrk gSA dkfrZd] ekxZ'kh"kZ] ikS"k] ek?k
vkSj QkYxqu esa vuktksa esa eUnk jgrk gSA

3- 'kqDy %

Future Point

'kqDy uked lEor~ esa turk vius Lotuksa ds lkFk izseiwoZd lq[ke; thou O;rhr djrh gSA rFkk
lkk:<+ 'kkldksa rFkk fojks/kh nyksa ds chp viuh thr dks ysdj [khapkrkuh cuh jgrh gSA
Lokeh f'koth dk Qy& dgha lkk Hkax gksrh gS] jk"Vifr jkt ykxw gksrk gSA pS=] oS'kk[k] T;s"B
ekl lkekU; jgrs gaSA vk"kk<+] Jko.k] Hkknzin esa vf/kd o"kkZ gksrh gSA vkf'ou esa vusd jksx iSnk gksrs
gaS rFkk lc oLrqvksa esa egaxkbZ NkbZ jgrh gS ysfdu ?kh lLrk gksrk gSA dkfrZd] ekxZ'kh"kZ] ikS"k] ek?k
ekl esa egaxkbZ ckn esa lLrh gksA QkYxqu ekl esa lc txg d"Vdkjh&foxzgdkjh le; jgrk gSA

4- izeksn %
izeksn uke ds lEor esa 'kkld oxZ rFkk turk esa larks"k dk okrkoj.k jgrk gS A turk jksxksa&minzoksa
rFkk 'k=qvksa vkfn ls eqDr jgrh gSA
Lokeh lw;Z dk Qy& o"kkZ de gksrh gSA ns'k esa minzo gksus ls yksxksa ds eu esa mPpkVurk jgrh
gSA EysN oxZ ds fy, d"Vdkjh] dgha lkk dk Hkax gks tkuk] lkk:<+ rFkk O;kikfjd oxZ dk vkil
esa Vdjko dk okrkoj.k jgrk gS A pS= vkSj oS'kk[k ekl esa egaxkbZ c<+rh gSA T;s"B ekl esa jksxksa
}kjk &ihM+k dk dksi] vk"kk<+] Jko.k vkSj Hkknzin eklksa esa o"kkZ cgqr de gksrh gSA vkf'ou ekl esa
o"kkZ gksus ls Qlyksa dks uqdlku gksrk gSA dkfrZd] ekxZ'kh"kZ] ikS"k vkSj ek?k eklksa esa jlnkj inkFkZ egaxs
gksrs gSaA QkYxqu ekl esa fLFkfr e/;e jgrh gSA

5- iztkifr %
lc yksx vius&vius ekxZ dks NksM+ nsrs gSaA o"kkZ vf/kd gksrh gS] vukt bR;kfn lLrs jgrs gSaA
Lokeh pUnzek dk Qy& bl lEor~ ds ckjgksa ekl 'kqHk Qynk;d jgrs gSaA o"kkZ esa dgha&dg deh
vkrh gSA vkf'ou ds ekl esa jksx&ihM+k dk okrkoj.k vkSj vuktksa esa rsth jgrh gSA dkfrZd vkSj
ekxZ'kh"kZ ds eklksa esa eUnk] ikS"k] ek?k vkSj QkYxqu esa izkfrd dksi ls gkfu gksrh gSA

6- vafxjk %
vafxjk uked lEor~ esa vukt vkfn dh cgqyrk jgrh gSA 'kkld yksx dyg] >xM+k vkfn esa fyIr
jgrs gaSA jk"Vksa esa ikjLifjd la?k"kZ ls fo'o 'kkfUr dks [krjk jgrk gSA
Lokeh eaxy dk Qy& pS= vkSj oS'kk[k ds eklksa esa vuktksa esa eUnk] T;s"B ekl esa vka/kh&rwQku
vf/kd vkrs gSaA vk"kk<+ ekl esa ewlyk/kkj o"kkZ ls ck<+] Jko.k] Hkknzin vkSj vkf'ou esa jksx&ihM+k
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

www.leopalm.com

dh vf/kdrk jgrh gSA dkfrZd ekl esa vukt bR;kfn esa rsth jgrh gSA ikS"k] ek?k vkSj QkYxqu ds
eklksa esa oLrqvksa ds Hkko lkekU; jgrs gSaA

7- Jh eq[k %

Future Point

Jh eq[k uked lEor~ esa i`Foh ij [kk|kUu dk mRiknu vPNk gksrk gS] o"kkZ Hkh Js"B gksrh gSA f"k
ls mRiUu oLrqvksa dk ewY; "kdksa dks vPNk feyrk gSA iztk esa oSj&fojks/k dh Hkkouk de vkSj Lusg
o ln~Hkkouk vf/kd jgrh gSA czk.k ;K bR;kfn ekaxfyd deZijk;.k jgrs gSa vkSj iztk dk >qdko
lRdekasZ dh vksj jgrk gSA jksx vkfn dk fuokj.k gksA
Lokeh cq/k dk Qy& pS= esa /kkU;ksa esa rsth vkSj oS'kk[k vkSj T;s"B esa eUnk gksrk gSA vk"kk<+ ekl
esa O;kid o"kkZ gksrh gSA Jko.k ekl esa /kkU;] xsgw] ?kh esa rsth] O;kikjh oxZ dks ihM+k vkSj if'pe izns'kksa
esa lw[kk gksrk gSA Hkknzin esa o"kkZ gksrh gSA vkf'ou] dkfrZd] ekxZ'kh"kZ] ikS"k] ek?k vkSj QkYxqu ds eklksa
esa iztk lq[k&'kkfUr ls jgrh gSA

8- Hkko %
bl lEor~ esa jksx vf/kd gksrs gSaA vukt bR;kfn dk mRiknu e/;e gksrk gSA 'kkld oxZ ds ;q)
esa layXu gksus ij Hkh iztk esa lq[k&lqj{kk dh Hkkouk cuh jgrh gSA
Lokeh xq# dk Qy& o"kkZ vf/kd gksrh gS] i'kqvksa esa nw/k dh ek=k vf/kd gksrh gS vkSj lHkh oLrqvkas
ds Hkko egaxs jgrs gaSA pS= ekl esa leHkko vkSj oS'kk[k esa [kk| inkFkZ egaxs gksrs gSaA vk"kk<+ vkSj
Jko.k esa o"kkZ lkekU; fdUrq Hkknzin esa cgqr gksrh gSA vkf'ou ekl vf/kd jksxdkjd fdUrq dkfrZd
ekl 'kqHkQynk;d gksrk gSA ekxZ'kh"kZ] ikS"k] ek?k rFkk QkYxqu & bu pkj eklksa esa /kkU; ds Hkko esa
eUnk jgrk gSA

9- ;qok %
nw/k bR;kfn dk mRiknu i;kZIr ek=k esa gksrk gSA o"kkZ vf/kd gksrh gSA fL=;ka lHkh izdkj ds dk;ksZa
esa layXu] ;qok oxZ foykl fiz; jgrk gSA lHkh yksx lq[kh jgrs gSa ,oa lalkj esa ukjh dk izHkqRo c<+rk
gSA
Lokeh 'kq dk Qy& bl lEor~ esa HkwdEi vkSj vU; izkfrd izdksiksa ls d"V gksrk gSA pS= vkSj
oS'kk[k esa izkfrd izdksi] T;s"B ekl jksxdkjd gksrk gSA vk"kk<+ ekl esa o"kkZ vkSj Jko.k ekl esa
vka/kh vkrh gSA vukt egaxs gksrs gSAa Hkknzin esa ck<+ bR;kfn ls uqdlku] vkf'ou ekl lkekU; jgrk gSA
ekxZ'kh"kZ mke tcfd ikS"k vkSj ek?k e/;e Qynk;d gksrs gSAa QkYxqu ekl d"Vdkjd jgrk gSA

10- /kkrk %
bl lEor~ esa 'kkld oxZ viuh dwVuhfr ds dkj.k ;q)ksUeq[k gksdj ;q)e; okrkoj.k cukrs gSaA yksx
8

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Hk;Hkhr jgrs gaSA vukt bR;kfn dh iSnkokj vPNh gksrh gSA O;kid o"kkZ gksus ls gkfu Hkh gksrh gSA
Lokeh 'kfu dk Qy& pS= vkSj oS'kk[k eklksa esa vukt egaxs fdUrqq T;s"B esa lkekU; jgrs gSaA
vk"kk<+ ekl esa de o"kkZ] rsy ?kh esa egaxkbZ jgrh gSA vkf'ou ekl esa jldl ,oa /kkrqvksa esa egaxkbZ
jgrh gSA vkxs dkfrZd vkfn eklksa esa vukt lLrs gksrs gSaA

Future Point

11- bZ'oj %
bZ'oj uked lEor~ esa lHkh izk.kh larq"V ,oa vkuUniwoZd jgrs gSaA /ku&/kkU; ,oa Qy bR;kfn dh
Qlysa Hkh mke gksrh gSaA
Lokeh jkgq dk Qy& mkj fn'kk esa lw[kk] iwoZ esa ck<+] if'pe esa foxzg gksrk gSA pS= vkSj oS'kk[k
esa egaxkbZ(T;s"B vkSj vk"kk<+ ds eklksa esa o"kkZ de fdUrq Jko.k vkSj Hkknzin esa vf/kd gksrh gSA dkfrZd
ekl esa lw[kk ,oa nSfud mi;ksxh oLrqvks esa egaxkbZA ekxZ'kh"kZ] IkkS"k] ek?k] QkYxqu esa egaxkbZ ,oa minzo
ls /ku&tu dh gkfu gksrh gSA

12- cgq /kkU;k %


cgq /kkU;k uked laoRlj esa o"kkZ vf/kd gksrh gS ,oa vukt vkfn i;kZIr ek=k esa lqyHk gksrs gaSA yksxksa
esa vuSfrdrk ,oa uhp vkpj.k dh o`f) gksrh gSA
Lokeh dsrq dk Qy& pS=] oS'kk[k vkSj T;s"B ds eklksa esa vuktksa esa egaxkbZ jgrh gSA vk"kk<+] Jko.k
vkSj Hkknzin ds eklksa esa vf/kd o"kkZ rFkk lHkh vuktksa esa egaxkbZ de gksrh gSA vkf'ou esa iqu% xjt
ds lkFk o"kkZ gksrh gSA dkfrZd] ekxZ'kh"kZ] ikS"k] ek?k vkSj QkYxqu ds eklksa esa lkekU; fLFkfr jgrh gSA

13- izekFkh %
izekFkh uke ds lEor~ esa dgha Hkh o"kkZ vf/kd u gks vFkkZr~ o"kkZ e/;e gksrh gSA
Lokeh jfo dk Qy& pS= ekl esa xsgw egaxk gksrk gSA oS'kk[k vkSj T;s"B esa lHkh izdkj ds vUu
egaxs gksrs gSA ".k i{k dh lIreh rFkk vekoL;k ds fnu o"kkZ gksrh gSA vk"kk<+ vkSj Jko.k esa de
o"kkZ gksrh gS] Hkknzin ekl esa iapeh dks o"kkZ gksrh gSA dkfrZd vkfn 'ks"k ikap eklksa esa lHkh vUuksa vkSj
jlksa bR;kfn oLrqvksa esa egaxkbZ cuh jgrh gSA

14- foe %
bl lEor~ esa 'kkld oxZ lc izdkj ls ijkeh cuk jgrk gS rFkk loZ= o"kkZ vf/kd gksrh gSA
Lokeh pUnzek dk Qy& pS= vkSj oS'kk[k ds eklksa esa vukt egaxs jgrs gSaA oS'kk[k ds vUr esa
HkwL[kyukfn izkfrd izdksiksa ls tu&/ku dk uqdlku rFkk Hk; ls yksxksa dks LFkku ifjorZu djuk iM+rk gSA
T;s"B esa lw[kk rFkk egaxkbZ gksrh gSA vk"kk<+ d"Vdkjh( Jko.k vkSj Hkknzin esa vf/kd o"kkZ rFkk egaxkbZ de
gksrh gSA vkf'ou esa jksx vf/kd gksrs gSAa dkfrZd vkfn ikap eklksa esa vUukfn lkekU; jgrs gSAa
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

www.leopalm.com

15- o`"k %
bl lEor~ esa 'kkldksa vFkkZr~ usrkvksa esa ijLij fojks/k] jktuhfrd dk;ksZa esa #dkoVsa vkrh gSa vkSj
;q)e; okrkoj.k cuk jgrk gSA czk.kkfn Js"B iq#"k fujUrj b"V nsoksa dh iwtk esa yxs jgrs gSaA

Future Point

Lokeh eaxy dk QYk % o"kkZ vf/kd] 'kkldksa ds e/; ruko] [khapkrkuh vkSj ;q)e; okrkoj.k] dgha
lkk dk gj.k] oS'kk[k vkSj T;s"B esa vUu ds Hkko le fdUrq vk"kk<+ esa rst] Jko.k vkSj Hkknzin esa
vf/kd o"kkZ] vkf'ou esa /kkU; Hkko le] dkfrZd esa vfu"V gksrk gSA ekxZ'kh"kZ esa vjktdrk QSyrh gSA
ikS"k] ek?k vkSj QkYxqu ds eklksa esa vuktksa esa egaxkbZ c<+rh gS] ofj"V in fjDr gksrs gSaA

16- fp=Hkkuq %
bl lEor~ esa o"kkZ dgha vf/kd dgha vi;kZIr fdaok vlkef;d gksrh gSA i`Foh lHkh /kkU;ksa] Qyksa rFkk
?kkl ls ifjiw.kZZ gksrh gSA tuekul esa lUrks"k] g"kZ rFkk mRlkg cuk jgrk gSA
Lokeh cq/k dk Qy& turk lq[kh jgrh gSA o"kkZ igys de ckn esa vf/kd gksrh gSA vUu rFkk
?kh le jgrs gaSA oS'kk[k esa vuktksa ds Hkko lkekU; jgrs gSaA vk"kk<+ vkSj Jko.k ds eklksa esa o"kkZ
vf/kd] /kkU;ksa esa egaxkbZ( Hkknzin vkSj vkf'ou esa jksx&ihM+k] dkfrZd esa egkekjh dk Mj jgrk gSA
ekxZ'kh"kZ vkSj ikS"k esa vfu"V gksrk gS rFkk ek?k vkSj QkYxqu esa jksxksa dk dksi gksrk gS rFkk egaxkbZ
de gksrh gSA

17- lqHkkuq %
lqHkkuq uke ds lEor~ esa 'kklu rU=ksa esa foxzg ,oa Dys'k jgus ls v'kkfUr vkSj Hk; dk okrkoj.k cuk
jgrk gSA /kkUk bR;kfn Qlysa vf/kd gksrh gSaA
Lokeh xq# dk Qy& pS= esa egaxkbZ] oS'kk[k o T;s"B esa jksx&ihM+k] vk"kk<+ essa vukt egaxs fdUrq
Jko.k esa le jgsaA o"kkZ lkekU; gksA
Hkknzin esa vf/kd o"kkZ gksA vkf'ou esa jksx&ihM+k dk okrkoj.k jgrk gS] egaxkbZ de gksrh gSA dkfrZd
vkSj ekxZ'kh"kZ ds eklksa esa oLrqvksa ds Hkko lkekU; jgrs gSaA ikS"k] ek?k vkSj QkYxqu esa 'kkldksa esa
fojks/k vkSj tu&ekul esa v'kkfUr jgrh gSA

18- rkj.k %
bl lEor~ esa turk ladV] ;q)kfn Hk; ;k fdlh vU; dkj.k ls v'kkUr {ks=ksa dks NksM+dj 'kkUr {ks=ksa
dh rjQ iyk;u djrh gSA
Lokeh 'kq dk Qy& o"kZ esa vka/kh&rwQku vf/kd vkrs gSaA 'kklu rU=kas esa ijLij [khapkrkuh ls
Hk; dk okrkoj.k jgrk gSA pS= esa jksxksa dk dksi gksrk gS vkSj oS'kk[k esa egaxkbZ esa deh vkrh gSA
T;s"B esa rwQkuh ok;q pyrh gS] vk"kk<+ esa o"kkZ de gksrh gSA Jko.k esa lIreh ls uoeh dks o"kkZ lkekU;

10

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

fdUrqq Hkknzin esa ,dkn'kh dks vf/kd gksrh gSA vkf'ou vkSj dkfrZd ds eklksa esa vuktksa esa rsth vkrh
gSA ekxZ'kh"kZ vkSj ikS"k esa 'kklu rU=ksa esa ijLij fojks/k ls ;q)&lk okrkoj.k cuus ls Hk; O;kIr jgrk
gSA QkYxqu ekl esa vuktksa esa egaxkbZ rFkk izkfrd izdksi ls gkfu gksrh gSA

19- ikfFkZo %

Future Point

ikfFkZo uked lEor~ esa 'kkld oxZ vkSj iz'kkld oxZ ds yksx izlUurkiwoZd jgrs gSaA lkekU; yksx
Qyksa vkfn rFkk vusd lq[k lk/kuksa ls le`) jgrs gSaA f"k mRiknu vPNk rFkk o"kkZ Hkh vf/kd gksrh
gSA
Lokeh 'kfu dk Qy& mRikr gksus dk Hk; jgrk gSA pS=] oS'kk[k esa egaxkbZ gksA 'kkld rU=kas esa
foxzg] T;s"B esas jksx] vk"kk<+ esa de o"kkZ vukt egaxs] ok;q izdksi] Jko.k esa [k.M o`f"V] Hkknzin esa
rwQku Hk;] vkf'ou esa o"kkZ vkSj vuktksa esa rsth] dkfrZd ekxZ'kh"kZ esa jksx ihM+k] ikS"k vkSj ek?k ekl
esa vf/kd egaxkbZ rFkk QkYxqu esa lkekU;rk vkrh gSA

20- O;; %
bl lEor~ esa 'kkldx.k ekufld :i ls fpfUrr ,oa ijs'kku jgrs gSaA lSU;cy dks lqn`<+ cuk,A
lhekvksa ds fooknksa ls my>uas mRiUu gksrh gSaA turk esa /ku dk viO;; djus dh izo`fk vf/kd jgrh
gSA
Lokeh jkgq dk Qy& vfr o`f"V vkSj vuko`f"V ls uqdlku gksrk gSA pS= esa fLFkfr e/;e jgrh gSA
oS'kk[k vkSj T;s"B esa vukt egaxs gksrs gSa rFkk v'kkfUr jgrh gSA vk"kk<+ esa o"kkZ de] Jko.k esa nqfHkZ{k
vkSj e/; izns'kksa esa v'kkfUr jgrh gSA Hkknzin esa vfro`f"V ls gkfu] vkf'ou esa jksx&ihM+k ,oa egaxkbZ
dk okrkoj.k jgrk gSA ekxZ'kh"kZ esa egaxkbZ ,oa minzo gksrs gSaA ikS"k vkSj ek?k ds eklksa esa Hkh egaxkbZ
fdUrq QkYxqu esa lkekU;rk vkrh gSA

21- loZthr %
loZthr uke lEor~ esa lHkh yksx vkuUn ds vuq:i lq[k lqfo/kk dk mi;ksx djrs gSaA jk"Vk/;{kksa rFkk
'kkldksa esa ijLij oSeUL; fojks/k ls ;q)e; okrkoj.k curk gS o"kkZ vf/kd gks] vuktksa dh Qlyksa
dh iSnkokj i;kZIr ek=k esa gksA
Lokeh czk th dk Qy& pS=] oS'kk[k] T;s"B esa vuktksa esa eUnkA vk"kk<+ esa de o"kkZ] Jko.k esa
vfro`f"V rFkk jlnkj oLrqvksa esa eUnk jgsA vuktksa esa rsth] jk"Vk/;{kksa esa ijLij dyg gks] Hkknzin
ds vUr ds ikap fnu vf/kd o"kkZ gksA vkf'ou esa jksx&ihM+k] vukt eUns gksaA dkfrZd esa iztk esa lq[k
rFkk vukt vkSj Hkh eUns jgrs gSaA ekxZ'kh"kZ vkSj ikS"k lq[kdkjd] ek?k esa o"kkZ gks rFkk QkyXqu ekl
esa vUu rFkk jlksa esa lkekU;rk jgrh gSA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

11

www.leopalm.com

22- loZ/kkjh %
bl LkEor~ esa 'kkld oxZ ijLij oSj&fojks/k nwj dj turk dks lq[k&lqfo/kk nsus esa rRij jgrs gSaA
loZ= lq[k&'kkfUr] gfj;kyh rFkk o"kkZ vf/kd gksrh gSA

Future Point

Lokeh fo".kq th dk Qy& bl lEor~ esa 'kklu iz.kkyh lq[kiwoZd Bhd jgrh gSA vukt eUns jgsa]
turk esa lq[k&lqfo/kk vf/kd gksA N% 'kkL=kas dk vLFkro c<+rk gSA pS= esa loZvukt le jgsA oS'kk[k
vkSj T;s"B esa vukt egaxs gksrs gSa] T;s"B esa izkfrd izdksiksa dk Hk; jgrk gSA vk"kk<+ esa o"kkZ
vf/kd fdUrq Jko.k esa de gksrh gS vkSj vukt egaxs gksrs gSaA Hkknzin esa Hkh egaxkbZ c<+rh gSA vkf'ou
esa jksxksa dk izdksi gksrk gS vkSj vuktksa esa lerk vkrh gSA 'kkldkas esa ijLij [khapk&rkuh cusA
ekxZ'kh"kZ ikS"k] ek?k vkSj QkYxqu ekl mke rFkk lq[kdkjh jgrs gSaA

23- fojks/kh %
fojks/kh uked lEor~ esa cPpksa esa 'khryk vkfn jksx] jDr&ok;q fodkj esa o`f) gksrh gSA pksjh vkfn
vuSfrd dk;ksZa dh ?kVuk;sa vf/kd gksrh gSaA xk;ksa esa nw/k de gksA turk esa tkfr&/keZ ,oa
lkEiznkf;drk dks ysdj ijLij fojks/k c<+rk gSA
Lokeh f'ko th dk Qy& pS=] oS'kk[k vkSj T;s"B ds eklksa esa /kkU; esa egaxkbZ c<+rh gSA vk"kk<+
vkSj Jko.k esa vf/kd o"kkZ] Hkknzin esa o"kkZ ls ck<+ vkfn dk Hk; jgrk gSA 'kkld oxZ rFkk turk ds
chp 'kfkUr jgrh gSA vkf'ou esa egaxkbZ de] dkfrZd esa jksx vf/kd] ekxZ'kh"kZ] ikS"k] ek?k vkSj QkYxqu
esa xqtjkr ,oa jktLFkku esa vukt egaxs gksrs gSaA

24- for %
bl lEor~ esa pksjh&Bxh vkfn vuSfrd ?kVuk,a vf/kd gksrh gSaA izkfrd izdksiksa&&HkwdEi]
Tokykeq[kh] foLQksV vkfn ls tu&/ku dh gkfu] jksxksa ls turk dks d"V gksrk gSA o"kkZ dh Hkh deh
jgrh gSA
Lokeh lw;Z dk Qy& vle; o"kkZ gks] 'kklu rU=ksa esa foxzg jgsA jktLFkku bR;kfn e#Hkwfe esa
nqfHkZ{k jgrk gSA pS=] oS'kk[k] T;s"B vkSj vk"kk<+ esa vuktksa esa egaxkbZ jgrh gSA Jko.k&Hkknzin esa o"kkZ
de gksus ls nqfHkZ{k] vkf'ou esa izkfrd izdksiksa dk Hk; vkSj dgha lkk&ifjorZu gksrk gSA dkfrZd
vkfn 'ks"k eklksa esa /kkrqvksa esa eUnk gksrk gSA

25- [kj %
bl lEor~ esa 'kkldkas vkSj fojks/kh ns'kksa ds lEcU/kksa esa dVqrk c<+us ls ;q)kfXu izTtofyr gksrh gSA
turk esa jksx] 'kksd] dyg vkfn nq%[k c<+rs gSaA fdlh izeq[k usrk ;k 'kkld dk {k; vkSj dgha 'kklu
rU= esa ifjorZu] o"kkZ dh deh] Qlyksa dh mit de rFkk egaxkbZ jgrh gSA
12

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Lokeh pUnznso dk Qy& pS=] oS'kk[k] T;s"B vkSj vk"kk<+ esa vf/kd o"kkZ] vuktksa esa eUnk] lq[kksa esa
o`f) gksrh gSA vkf'ou esa vuktksa esa lerk vk,] jlnkj inkFkZ egaxs gksa] Qlyksa dh mit vPNh gksA
dkfrZd] ekxZ'kh"kZ] ikS"k] ek?k vkSj QkYxqu esa leHkko rFkk /kkU; lLrs gkasA

26- uanu %

Future Point

bl lEor~ esa turk lq[k&lqfo/kk ls lEiUu vkSj jksx&'kksd ls eqDr jgs] lqfHk{k gks] o"kkZ
vf/kd rFkk /ku&/kkU; dh pqjrk jgrh gSA
Lokeh eaxy dk Qy& turk esa lq[k&lqfo/kk vf/kd rFkk loZ/kkU;ksa esa lerk jgrh gSA pS= vkSj
oS'kk[k esa vukt egaxs vkSj ok;q dk osx vf/kd gksrk gSA T;s"B esa Hkh vukt egaxs gksrs gSaA vk"kk<+
esa o"kkZ vf/kd] Jko.k esa de vkSj Hkknzin esa fQj vf/kd gksrh gSA vkf'ou esa vukt lLrs] 'kkld
rFkk turk lq[kh jgs] dkfrZd esa vUu lLrs gksaA ekxZ'kh"kZ] ikS"k] ek?k vkSj QkYxqu esa vUu eagxs gkasA

27- fot; %
bl lEor~ esa dqN 'kkLku rU= vkilh fojks/kkHkkl ds dkj.k ;q)kfHkeq[k jgrs gSaA /ku dk {k; gksrk
gSA nqfHkZ{k dk okrkoj.k jgrk gS] Qlyksa dk uqdlku gksrk gS] jksx vkSj 'kksd c<+rs gSaA dgha&dgha
leqfpr o"kkZ ls mit vPNh vkSj lq[k&lk/kuksa esa o`f) gksrh gSA
Lokeh cq/k dk Qy& 'kkluk/;{kksa esa ijLij fojks/k c<+s]z vuktksa esa egaxkbZ] o"kkZ de rFkk fdlh Hkkx
esa ;q) ls uqdlku gksrk gSA i'kq&/ku dks ihM+kA pS= esa o"kkZ vf/kd] oS'kk[k vkSj T;s"B esa vukt egaxs
gksrs gSaA vk"kk<+ vkSj Jko.k esa o"kkZ de fdUrq Hkknzin esa vf/kd gksA vkf'ou esa O;kikj eUnk gksrk
gSA vkxs ds eklksa esa egaxkbZ fdUrq QkYxqu esa lekurk jgrh gSA

28- t; %
bl lEor~ esa i`Foh ij vkuUn] mRlokfn vf/kd gksrs gSaA turk ds lq[k&lk/kuksa esa o`f)] vusd ns'kksa
ds 'kkld rFkk ofj"B lsukf/kdkjh ;q) esa izcy eukscy ls t; dh bPNk j[krs gSaA
Lokeh xq#& vukt lLrs jgrs gSaA pS= esa egaxkbZ vf/kd fdUrq oS'kk[k vkSj T;s"B esa de gksrh gSA
vk"kk<+ esa o"kkZ vf/kd vkSj Jko.k esa 24 fnu vis{kkr vf/kd o"kkZ gksrh gSA Hkknzin esa dqN fnu o"kkZA
vkf'ou esa vukt lLrs] lksus vkfn /kkrqvksa esa lerkA dkfrZd] ekxZ'kh"kZ] ikS"k] ek?k] QkYxqu esa vuktksa
esa lerk] vU; oLrqvksa esa egaxkbZA /kkrq esa rsth] dgha&dgha lkk&ifjorZu Hkh gksrk gSA

29- eUeFk %
eUeFk lEoRlj esa turk uhp izo`fk okys] pksjksa vkSj vfr yksHkh O;fDr;ksa ls ihfM+r jgrh gSA /kku]
tkS] xsgw vkfn /kkU;ksa ls i`Foh iw.kZ jgrh gSA
Lokeh 'kq dk Qy& bl lEor~ esa 'kkldksa dk fojks/k gksA iwoZ ns'k esa turk ihfM+r jgrh gSA
lEor~ ds mkjk)Z esa vf/kd o"kkZ gksrh gS] pS= esa o"kkZ] izkfrd izdksi vkSj HkwdEi dk Hk; jgrk gSA
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

13

www.leopalm.com

oS'kk[k esa vukt lLrs] T;s"B vkSj vk"kk<+ esa lc oLrqvksa esa egaxkbZ jgrh gSA Jko.k esa o"kkZ de fdUrq
Hkknzin esa vf/kd gksrh gSA vkf'ou esa jksx&ihM+k dk ekgkSy jgrk gS vkSj vuktksa esa egaxkbZ jgrh
gSA dkfrZd esa eUnk] ekxZ'kh"kZ] ikS"k vkSj ek?k ds eklksa esa vukt lLrs] 'kkld oxZ vkSj turk
lq[kiwoZd jgsa( QkYxqu esa /kkrq,a lLrh rFkk oL= egaxs gksrs gaSA

30- nqeqZ[k %

Future Point

nqeZ[k uked lEor~ esa o"kkZ lk/kkj.k gksrh gSA pksj o`fk vkSj nq"V izo`fk okys yksxksa ls turk ihfM+r
jgsA 'kkld vkSj lsuk/;{kksa esa oSj&fojks/k c<+rk gSA
Lokeh 'kfu dk Qy& o"kkZ de] turk jksx vkSj ekufld Dys'kksa ls ihfM+r jgrh gSA mkj
nqfHkZ{k] iwoZ ns'k esa lqfHk{k gks] 'kklu rU=ksa esa lqj{kk foHkkx esa fojks/k c<+sA pS=] oS'kk[k vkSj T;s"B
egaxkbZ c<+rh gSA Jko.k esa ok;qosx vf/kd] /kkU; lLrs gksa] Hkknzin esa v[kaM o`f"V gksA vkf'ou
jksx&ihM+k] /kkrqvks esa eUnk gksrk gSA dkfrZd] ekxZ'kkh"kZ] ikS"k vkSj ek?k esa nqfHkZ{k jgsA QkYxqu
jksx&ihM+k ,oa 'kkluk/kh'kksa esa oSj&fojks/k c<+sA

esa
esa
esa
esa

31- gseyECk %
bl lEor~ esa Qlysa e/;e gksaA 'kkld oxZ ijLij fojks/kkeklh gkasA fctyh peds] o"kkZ de gksA
Lokeh jkgq dk Qy& bl lEor~ esa o"kkZ de gksrh gS rFkk turk jksxksa ls ihfM+r jgrh gSA HkwdEi
bR;kfn izkfrd minzoksa ls ihM+k dk ekgkSy jgrk gSA pS= vkSj oS'kk[k ds ekl ihM+kdkjd] /kkU;
ds Hkkoksa esa deh vkrh gSA nks ns'kksa ds e/; ;q) dk Hk; jgrk gSA T;s"B] vk"kk<+] Jko.k esa vukt
egaxs gksrs gSaA Hkknzin esa o"kkZ vf/kd] vkf'ou vkSj dkfrZd ds eklksa esa dgha&dg lkk detksj gksrh
gSA yksxksa esa foxzg vkSj lc /kkrqvksa esa egaxkbZ gksrh gSA i'kqvksa esa ihM+k gksA ekxZ'kh"kZ] ikS"k] ek?k]
QkYxqu ekl esa iztk lq[k&iwoZd jgrh gSA

32- foyEc %
bl lEor~ esa 'kklu v/;{kksa ds ijLij fojks/k ls turk dks d"V rFkk uqdlku gksrk gS ysfdu fQj
Hkh lq[k&le`f) cuh jgrh gSA
Lokeh lw;Z dk Qy& pS= ,oa oS'kk[k esa vuktksa esa egaxkbZ deA T;s"B vkSj vk"kk<+ esa o"kkZ de
fdUrq Jko.k esas vf/kd gksrh gSA Hkknzin esa 21 fnu vf/kd o"kkZ gksus ls uqdlku] xsgw esa egaxkbZ]
if'peh 'kklu iz.kkyh esa foxzg gksrk gSA vkf'ou esa vuktksa rFkk nSfud mi;ksx dh oLrqvksa esa egaxkbZ
vkSj jksx o ihM+k esa o`f) gksrh gSA dkfrZd vkfn vkxs ds eklksa esa /kkU; egaxs jgrs gSaA

33- fodkjh %
fodkjh uked lEor~ esa turk jksxksa ,oa ck<+ ;k lw[ks bR;kfn ls ihfM+r jgrh gSA xsgw]] tkS rFkk Qy
14

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

de ek=k esa gksrs gSaA 'kjn _rq ds vukt rFkk Qy vf/kd gksrs gSaA

Future Point

Lokeh pUnz dk Qy& bl lEor~ esa vukt ,oa mi;ksxh oLrq,a egaxh jgrh gSaA fo}r~ oxZ dk
lEeku fd;k tkrk gSA pS= vkSj oS'kk[k esa egaxkbZ] vk"kk<+ Jko.k esa o"kkZ vf/kd] vukt egaxs gksrs
gSaA Hkknzin esa o"kkZ de gksrh gSA vkf'ou esa jksx Hk;] /kwedsrq dk mn; vkSj egaxkbZ c<+rh gSA dkfrZd
vkSj ekxZ'kh"kZ esa vUukfn lLrs gksrs gSaA ikS"k vkSj ek?k ds eklksa esa jksx&ihM+k dk dksi gksrk gSA
QkYxqu esa /kkU; egaxs jgrs gSaA

34- 'kcZjh %
bl lEor~ esa 'kkluk/;{kksa esa ijLij fojks/k jgsA o"kkZ leqfpr] vuktksa dh mit vPNh vkSj turk
lq[k&pSu iwoZd jgrh gSA
Lokeh HkkSe dk Qy& bl lEor~ esa o"kkZ dgha vf/kd dgha de gksus ls tu&/ku dh gkfu gksrh
gSA
'kkluk/kh'kksa esa ijLij fojks/k jgsA pS=] oS'kk[k vkSj T;s"B ds eklksa esa vukt le] vk"kk<+ vkSj Jko.k
esa o"kkZ vf/kd fdUrq vkxs ds eklksa esa ug gksrhA Hkknzin esa vf/kd o"kkZ ls gkfu gks] vkf'ou esa
jksx&ihM+k] if'pe esa nqfHkZ{k ,oa iwoZ esa lqfHk{k jgsA dkfrZd vkSj ekxZ'kh"kZ esa vuktksa esa egaxkbZ fdUrq
ikS"k] ek?k vkSj QkYxqu esa lkekU;rk jgrh gSA

35- Iyo %
bl lEor~ esa o"kkZ vf/kd gks rFkk turk jksxksa vkSj yksyqirk ds dkj.k d"V HkksxsA
Lokeh cq/k dk Qy& o"kkZ vf/kd gks] pS= ekl esa /kkU; ds Hkko le jgsaA oS'kk[k ekl esa minzo
vf/kd gksrs gSaA T;s"B esa vuktksa esa eUnk] vk"kk<+ esa ok;q osx vf/kd rFkk mRikr vkSj jksx dk Hk;
c<+rk gSA Jko.k esa vf/kd o"kkZ] Hkknzin esa ck<+ bR;kfn ls gkfu] /kkU; Hkko lLrs vkSj vkf'ou esa xsgw
dk Hkko egaxk gksA dkfrZd vkSj ekxZ'kh"kZ esa vuktksa esa eUnk] ikS"k] ek?k vkSj QkYxqu esa lc oLrq,a
lLrh jgrh gSaA

36- 'kqHkr %
bl lEor~ esa u, mRlo euk, tkrs gSaA vkradoknh vkSj pksj bR;kfn nq"V o`fk ds yksxksa ls Hk; jgsA
'kkldksa esa ijLij ;q) dh Hkkouk c<+rh gSA
Lokeh xq# dk Qy& blesa o"kkZ vf/kd gksA 'kkld oxZ o iztk lq[k ls jgsaA mkj esa vfXu Hk;
jgrk gSA pS=] oS'kk[k vkSj vk"kk<+ ds eklksa esa eUns dkokrkoj.k jgrk gSA vk"kk<+ ekl esa o"kkZ de
gksrh gSA Jko.k dh uoeh dks vf/kd o"kkZ gks] vuktksa esa eUnk] Hkknzin esa vf/kd o"kkZ] rsyksa esa eUnk]
vkSj 'kkluk/kh'kksa esa ijLij fojks/k jgrk gSA vkf'ou] dkfrZd] ekxZ'kh"kZ vkSj ek?k ds eklksa esa vuktksa
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

15

www.leopalm.com

esa eUnk jgsA QkYxqu esa izkfrd dksiksa dk Hk; vkSj vuktksa esa eUnk jgrk gSA

37- 'kksHku %
bl lEor~ esa fo'o esa jksx vkSj 'kksd dk Hk; gksus ds ckn Hkh vuqdwy o"kkZ ls vUu bR;kfn
vf/kd gksrk gS vkSj yksx lq[k iwoZd jgrs gSaA

Future Point

Lokeh 'kq dk Qy& 'kkld oxZ rFkk turk nksuksa lq[kiwoZd jgrs gaSA 'kklu iz.kkyh Bhd jgrh
gSA pS=] oS'kk[k vkSj T;s"B esa /kkU; lLrs gksrs gSaA 'kkluk/kh'kksa esa foxzg jgsA vk"kk<+ esa o"kkZ de fdUrq
Jko.k esa vf/kd gksrh gSA Hkknzin esa vf/kd o"kkZ ls gkfu] vkf'ou ekl esa vukt lLrs gksrs gSaA vkxs
ds eklksa aesa izkfrd izdksi ,oa foxzg dk okrkoj.k jgrk gSA

38- ks/k %
bl lEor~ esa turk ks/k] yksHk] jksx vkSj LokFkZ ls ihfM+r jgsA o"kkZ vkSj Qlysa de gksaA
Lokeh 'kfu dk Qy& vukt egaxs jgrs gSaA 'kklu rU=ksa esa fojks/kkHkkl ls gkfu gksA O;kikj vfLFkj
jgsA pS= vkSj oS'kk[k esa ck<+ bR;kfn ls vfu"V gksA Hk;adj jksxksa dk Hk; cusA T;s"B esa egaxkbZ] vk"kk<+
esa lerk jgsA o"kkZ de gksA Jko.k ekl esa nqfHkZ{k] Hkknzin esa o"kkZ de] vuktksa esa egaxkbZ c<+sA vkf'ou
esa o"kkZ gksA jl vkfn inkFkkasZ esa lerk gksrh gSA vukt ds Hkkoksa esa eUnk jgrk gSA dkfrZd vkfn 'ks"k
eklksa esa lerk jgrh gSA

39- fo'okolq %
bl lEor~ esa 'kklu iz.kkfy;ksa esa vfLFkjrk cuh jgrh gSA o"kkZ ,oa Qlysa de gksrh gSaA turk jksxkas
rFkk djksa bR;kfn ds cks>ksa ls ihfM+r jgrh gSA
Lokeh jkgq dk Qy& o"kkZ de gks] vukt egaxs gksaA pS= ekl esa 'kkldksa esa ijLij fojks/k ls
lEcU/kksa esa dVqrk vk,A oS'kk[k esa foxzg gksA vUu egaxs gksrs gSaA T;s"B esa iqu% foxzgA vk"kk<+ esa de
o"kkZ] Jko.k vkSj Hkknzin esa nqfHkZ{k dh fLFkfr cusA vkf'ou esa jksx&ihMk] pkSik;ksa esa egaxkbZ rFkk Lo.kZ
bR;kfn /kkrqvksa esa eUnk vkrk gSA dkfrZd] ekxZ'kh"kZ] ikS"k] ek?k vkSj QkYxqu ds eklksa esa lc Hkkoksa esa
eUnk gksA

40- ijkHko %
bl lEor~ esa 'kkld ;q)ksUeq[k gksA turk esa fofHkUu u,&u, izdkj ds jksxksa dh o`f) gksA bl lEor~
esa o"kkZ de gks rFkk mit de ek=k esa gksA
Lokeh dsrq dk Qy& o"kkZ de gksA pS= vkSj oS'kk[k esa vuktksa esa egaxkbZ] es?k xjts] fctyh peds]
ok;q esa izcyrk jgsA T;s"B ekl esa vka/kh&rwQku ls gkfuA vk"kk<+ esa o"kkZ de fdUrq Jko.k esa vf/kd
16

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

gksA vuktksa esa lerk gksA Hkknzin esa nqfHkZ{k gksA vkf'ou ekl esa /kkU; ,oa jl oLrq,a egaxh fdUrq]
/kkrq,a lLrh gkrh gSaA dkfrZd] ekxZ'kh"kZZ] ikS"k] ek?k vkSj QkYxqu esa vuktksa esa lekurk jgrh gSA

41- iyoax %

Future Point

bl lEor~ esa o"kkZ de gksrh gSA jksxksa rFkk pksjh bR;kfn vuSfrd dk;ksZa ls turk ijs'kku jgrh gSA
Hkwfe ;k lhekvksa ds fookn dks ysdj 'kkldksa ds chp ;q) gksA
Lokeh czkth dk Qy& pS= vkSj oS'kk[k esa egaxkbZ c<+sA T;s"B ekl 'kkldksa ds fy, d"Vdkjd]
vk"kk<+ esa o"kkZ de] HkwdEi vkfn izkfrd izdksi] Jko.k esa vf/kd o"kkZ] Hkknzin dh v"Veh ls
vf/kd o"kkZ gksrh gSA vkf'ou ekl esa jksx&ihMk+ rFkk jlnkj oLrq,a rst gksrh gSaA QkYxqu esa turk
esa d"V jgrk gSA

42- dhyd %
bl lEor~ esa o"kkZ vPNh gksus ls /kkU;kfn lLrs gksrs gSaA turk dh o`f) gksrh gS rFkk 'kklu rU=ksa
esa ijLij ;q)Tokyk ls Hk; jgrk gSA
Lokeh fo".kq dk Qy& o"kkZ e/;e gksrh gSA pS= esa vuktksa esa rsth] oS'kk[k esa jksx rFkk e#ns'k
esa nqfHkZ{k] T;s"B esa /kkU; laxzg gksA vk"kk<+ esa de o"kkZ] vukt lLrs rFkk /kku rst gksA Hkknzin esa
v"Veh dks xjt ds lkFk o"kkZ gksrh gSA vkf'ou esa o"kkZ] vuktksa esa rsth tcfd dkfrZd] ekxZ'kh"kZ] ikS"k
esa vukt lLrs vkSj ek?k esa rst] QkYxqu esa 'kkld rFkk turk lq[kh vkSj vuktkas esa lerk vkrh gSA

43- lkSE; %
bl lEor~ esa 'kkldksa esa ijLij fojks/k nwj jgrk gSA o"kkZ lkekU; gksrh gS rFkk lHkh vuktksa dh mit
gksrh gSA
Lokeh f'ko dk Qy& pS= esa egaxkbZ gksA oS'kk[k esa ok;q osx vf/kd jgsA T;s"B esa foxzg gksA vk"kk<+
esa de o"kkZ] vukt egaxs gksaA Jko.k esa o"kkZ vf/kd] /kkU; esa ykHk] vukt le Hkko esa jgsaA Hkknzin
esa o"kkZ dh deh] vukt egaxs gksrs gSaA vkf'ou esa 'kkldksa esa fojks/k rFkk turk esa ijs'kkuhA lHkh
jlnkj inkFkZ vkSj /kkrq,a lLrh gksaA dkfrZd] ekxZ'kh"kZ] ikS"k vkSj ek?k esa leHkko jgsA QkYxqu esa rst
ok;q rFkk vuktksa esa eUnk jgrk gSA

44- lk/kkj.k %
bl lEor~ esa 'kkluk/;{kksa esa oSj&Hkko ugha jgrkA turk Hkh oSj&Hkko ls nwj jgrh gSA o"kkZ de gksrh
gS rFkk Hk; Hkh de gksrk gSA
Lokeh jfo dk Qy& pS= esa /kkU; esa eUnh] oS'kk[k] T;s"B esa HkwdEi vkfn izdksiksa dk Hk;] vukt

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

17

www.leopalm.com

egaxs] vk"kk<+ esa rst gok,a pysa] o"kkZ de gksA Jko.k esa vf/kd o"kkZ] vuktksa esa Hkko le jgsA Hkknzin
esa de o"kkZA vkf'ou esa mit de gksA dkfrZd vkSj ekxZ'kh"kZ essa Hkko e/;e jgsA vdLekr~ 'kkldksa
esa foxzg gksA vkxs ds eklksa esa vuktksa esa rsth jgrh gSA

45- fojks/k %

Future Point

bl lEor~ esa 'kklu rU=ksa rFkk turk esa ijLij fojks/k ;k fcxkM+ gksrk gSA o"kkZ de gksrh gS vkSj
Qlyksa dks uqdlku gksrk gSA
Lokeh pUnzek dk Qy& 'kkldksa esa ijLij fojks/k c<+sA pS=] oS'kk[k vkSj T;s"B esa vuktksa ds Hkko
leku jgrs gSaA vk"kk<+ esa o"kkZ de fdUrq Jko.k esa vf/kd gksrh gSA vukt lLrs] Hkknzin esa es?k cjlrs
gaSA vUu Hkko leku jgsA lHkh /kkrq, egaxh gkasA ekxZ'kh"kZ esa fo"kerk gks] oL=kfn egaxs gksaA QkYxqu
esa ns'k esa fojks/k gksA

46- ifj/kkoh %
bl lEor~ esa 'kkluk/;{kksa esa ;q)e; okrkoj.k jgsA vusd jksx gksaA vukt Qlysa e/;e gksa rFkk
lHkh izk.kh ijs'kku rFkk d"V esa jgsaA
Lokeh eaxy dk Qy& pS=] oS'kk[k] T;s"B vkSj vk"kk<+ esa vUu dk Hkko leku jgsA iztk esa jksxksa
dk Hk; vkSj i'kqvksa esa ihM+k gksA Jko.k vkSj Hkknzin esa o"kkZ de] vukt egaxs vkSj lHkh /kkrq,a lLrh
gksaA dkfrZd] ekxZ'kh"kZ] ikS"k] ek?k vkSj QkYxqu esa lHkh jlnkj inkFkZ rFkk /kkU; leku Hkko esa jgrs
gSaA

47- izeknh %
bl lEor~ esa o"kkZ vkSj Qlysa e/;e jgsaA iztk esa jksx&ihM+k vf/kd gks vkSj 'kkld oxZ esa ljlrk
gksA
Lokeh cq/k dk Qy& pS= esa /kkU; Hkko leku] oS'kk[k vkSj T;s"B esa /kkU; laxzg gksA vk"kk<+ esa o"kkZ
de gksA Jko.k ds nwljs i{k esa o"kkZ gks] vukt egaxs gkasA Hkknzin esa o"kkZ vf/kd vkSj vukt lLrs
gksaA vkf'ou] dkfrZd] ekxZ'kh"kZ] ikS"k] ek?k vkSj QkYxqu esa lHkh Hkkoksa esa deh rFkk jlnkj inkFkZ egaxs
gksaA turk lq[k ls jgsA

48- vkuUn %
bl LkEor~ esa 'kkld oxZ rFkk turk vkuUne; jgrs gSaA Qlysa vf/kd gksrh gSa rFkk o"kkZ dh Hkh deh
ugha gksrhA
Lokeh xq# dk Qy& o"kkZ vf/kd gksA pS= vkSj oS'kk[k esa vukt lLrs gksaA T;s"B vkSj vk"kk<+ esa
18

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

o"kkZ e/;e jgs fdUrq Jko.k esa vf/kd gksA Hkknzin esa [k.Mo`f"V gks] xsgw egaxk gksA vkf'ou esa vukt
lLrs] /kkrq,a egaxh gksaA dkfrZd esa vdLekr~ Hk; gksA ekxZ'kh"kZ esa turk ihfM+r gksA ikS"k vkSj ek?k
esa o"kkZ] vukt lLrs vkSj QkYxqu esa egaxs jgrs gSaA

49- jk{kl %

Future Point

bl lEor~ esa lc yksx vius&vius dk;kasZ esa layXu jgrs gSaA n;k&/keZ dks NksM+dj funZ; gksrs gSaA
/kkU;] Qlysa ,oa o`f"V e/;e gksrh gaSA
Lokeh 'kq dk Qy& yksx /kkU; laxzg djrs gSaA pS=] oS'kk[k vkSj T;s"B esa rsy egaxs gksrs gSaA
T;s"B esa xqM+] 'kDdj vkSj nzO; egaxs gkasA Jko.k esa o"kkZ de] vukt rst gksA Hkknzin esa o"kkZ vf/kd]
vukt lLrs gksaA vkf'ou esa Hkko leku jgrs gSaA dkfrZd esa jksx&ihM+k] ekxZ'kh"kZ] ikS"k] ek?k vkSj]
QkYxqu esa vUu ds Hkko eUns] turk ,oa iz'kkld oxZ [kq'k jgrs gaSA

50- uy %
bl lEor~ esa vuktksa dh mit e/;e gksrh gSA 'kkldksa esa {kksHk jgsA o"kkZ e/;e jgs rFkk pksjksa vFkkZr~
nq"V izo`fk ds yksxksa o mxzokn ls turk esa Hk; vf/kd c<+sA
Lokeh 'kfu dk Qy& pS= esa jksx&ihM+k c<+s] ok;q izcy jgsA oS'kk[k esa vukt dk laxzg gksA T;s"B
esa 'kkldksa esa ijLij fojks/k jgsA turk esa lq[k&'kkfUr gksA vk"kk<+ esa laxzg rFkk dkfrZd esa fo;
gksA ekxZ'kh"kZ] ikS"k vkSj ek?k esa vukt ds Hkko le jgsaA QkYxqu esa cky jksx vf/kd gks] rLdjksa dk
Hk; jgsA mkj esa nqfHkZ{k jgsA

51- fiaxy %
bl lEor~ esa Qlysa de gksaA o"kkZ e/;e gksA 'kkld lSU;cy ls 'k=q dh Hkwfe ij vf/kdkj tek,aA
Lokeh jkgq dk Qy& /kkrq,a lLrh gksaA pS= ekl esa /kkU; rst rFkk turk dks d"V gksA oS'kk[k]
T;s"B vkSj vk"kk<+ esa vukt lLrs gksaA vk"kk<+ vkSj Jko.k esa o"kkZ de] /kkU; rst gksA Hkknzin esa o"kkZ
[kafMr gksA vkf'ou esa Hkko e/;e jgsA ekxZ'kh"kZ] ikS"k] ek?k vkSj QkYxqu esa vuktksa esa rsth jgsA

52- dky;qDr %
bl lEor~ esa turk lq[k ls jgrh gSA vukt dh Qlysa vf/kd ek=k esa gksrh gSAa u, jksxksa ls ihM+k gksA
Lokeh dsrq dk Qy& o"kkZ de gksA pS=] oS'kk[k vkSj T;s"B esa /kkU; dk laxzg gksA ykHk vf/kd
gksA vk"kk<+ esa o"kkZ de Jko.k esa vf/kd o"kkZ] vukt ds Hkko e/;e gksaA Hkknzin esa o"kkZ [kf.Mr gksA
vukt esa rsth jgsA vkf'ou ekl esa jksxksa dk izdksi c<+sA lHkh jlnkj inkFkksZa rFkk /kkrqvksa esa eUnk
gksA dkfrZd] ekxZ'kh"kZ] ikS"k] ek?k vkSj QkYxqu esa i'kqvksa dks d"V rFkk 'kkldksa esa fojks/k dk okrkoj.k
jgrk gSA lHkh izdkj ds Qyksa ls i`Foh ifjiw.kZ jgrh gSA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

19

www.leopalm.com

53- fl)kFkhZ %
bl lEor~ esa iztk esa Kku&o`f) gksA oSjkx dk izHkko c<+sA lHkh txgkas ij Qlysa vkSj o"kkZ Hkh vPNh
gkas] lc izdkj ls vkuUn vkSj izlUurk cuh jgsA

Future Point

Lokeh lw;Z dk Qy& vuktksa ds Hkko eUns esa jgasA pS= oS'kk[k esa yksxksa esa d"V jgsA T;s"B vkSj
vk"kk<+ esa izcy ok;q pys] Jko.k esa rhu fnu vf/kd o"kkZ gks] 'ks"k e/;e] vuktksa esa rsth jgsA Hkknzin
es a [k.M o` f "V gks A vkf'ou es a vuktks a es a lerk vk,A dkfrZ d es a
/kkU; vf/kd gks vkSj eUnk vk,A ekxZ'kh"kZ] ikS"k] ek?k vkSj QkYxqu esa jkT; esa fojks/k vkSj v'kkfUr
c<+rh gSA

54- jkSnz %
bl lEor~ esa 'kkldksa esa {kksHk vkSj dyg&Dys'k vf/kd jgrk gSA o"kkZ rFkk Qlysa e/;e gksrh gSaA
Lokeh pUnzek dk Qy& fo'o esa vkilh fojks/k vf/kd jgrk gSA pS=] oS'kk[k vkSj T;s"B esa egaxkbZ
c<+sA vk"kk<+ vkSj Jko.k esa o"kkZ de fdUrq Hkknzin esa vf/kd gksrh gSA vukt esa eUnk vkrk gSA vkxs
vkf'ou vkfn eklksa esa vuktksa esa rsth rFkk pkSik, lLrs jgrs gSaA yksx lq[kiwoZd jgrs gSA

55- nqeZfr %
bl lEor~ esa 'kkldksa esa nqeZfr jgsA ijLij fojks/kkHkkl ls ;q)e; okrkoj.k cuk jgrk gS fQj Hkh
turk lq[kiwoZd jgrh gSA
Lokeh eaxy dk Qy& pS= vkSj oS'kk[k esa /kkU; lLrk] T;s"B esa vukt e/;e jgsA vk"kk<+ esa
vka/kh rwQku vf/kd] Jko.k esa o"kkZ de gksrh gSA Hkknzin esa Hkkoksa esa lekurk] vkf'ou esa lHkh jlnkj
inkFkZ a rFkk /kkU; e/;e jgsaA dkfrZd esa lc oLrq,a lekuA vkxs ikS"kkfn eklkas esa /kkrqvksa esa eUnk jgrk
gSA

56- nqanqfHk %
bl lEor~ esa lHkh vukt vf/kd mitrs gSaA 'kkld oxZ turk dks vf/kd lgwfy;rsas nsus dks rRij
jgrs gSaA iwoZ ds ns'kksa esa vfu"V gksrk gSA o"kkZ vf/kd gksrh gS rFkk vukt eUnk jgrk gSA
Lokeh cq/k dk Qy& pS=] oS'kk[k] vkSj T;s"B esa vukt eUnk jgrk gSA vk"kk<+ esa vuktksa esa rsth
rFkk o"kkZ de gksrh gSA Jko.k esa 11 fnu vf/kd o"kkZ dk ;ksx cus] vukt eUnk jgsA Hkknzin esa o"kkZ
lkekU; gksA vkf'ou esa vuktksa esa vkSj eUnk rFkk jksx vf/kd gksaA dkfrZd esa egaxkbZ c<+sA ekxZ'kh"kZ

20

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

esa eUnk jgs RkFkk 'kkldksa esa ijLij fojks/k c<+sA ikS"k vkfn 'ks"k eklksa esa vukt le Hkko esa jgrs gSaA

57- #f/kjksn~xkjh %
bl lEor~ esa 'kkluk/;{k ;q)kfn ds }kjk vius&vius ns'kksa esa tu&/ku dh gkfu djrs gaSA turk esa
Hk; vkSj jksx cus jgsaA

Future Point

xq# dk Qy& 'kkldksa esa ijLij fojks/k gksA izns'kksa ls vukt dk vk;kr gkssA pS=] oS'kk[k vkSj T;s"B
ds eklksa esa lc oLrq,a] vukt ,oa /kkrq,a eUnh gksaA mkj fn'kk dh rjQ nqfHkZ{k rFkk if'pe esa lqfHk{k
gksA vk"kk<+ esa 'kqDy i{k esa vf/kd o"kkZ gksA Jko.k esa 15 fnu vf/kd o"kkZ jgsA Hkknzin esa o"kkZ dk vHkko
jgsA /kkU; rst gksA vkf'ou esa le Hkko vkSj dkfrZd vkfn eklksa esa vukt lLrs rFkk turk esa
ihM+k&O;kf/k vf/kd jgsA

58- jDrk{kh %
bl lEor~ esa o"kkZ mke gksrh gS rFkk Qlysa Hkh vf/kd gksrh gSaA 'kkluk/;{k ,d&nwljs dks yky vka[kksa
vFkkZr~ wj n`f"V ls ns[ksaA ;q)e; okrkoj.k jgsA
Lokeh 'kq dk Qy& pS=] oS'kk[k vkSj T;s"B esa vuktksa esa eUnk gksA vk"kk<+ esa vf/kd o"kkZ vkSj
vukt esa eUnk gksA Jko.k vkSj Hkknzin eas o"kkZ de gksA Hkknzin esa jksx&ihM+k c<+sA vkf'ou esa vukt
vkSj Hkh lLrs gksaA vkxs dkfrZdkfn 'ks"k eklksa esa vukt&/kkU; rst jgrs gSaA

59- ks/k %
ks/k uked lEoRlj esa 'kkluk/;{kksa esa ijLij ks/k cuk jgsA o"kkZ e/;e gks] iwoZ esa vf/kd o"kkZ jgsA
minzo Hkh vf/kd gksaA
Lokeh 'kfu dk Qy& pS= vkSj oS'kk[k esa dqN o"kkZ gks] vukt eUns jgsaA T;s"B esa jksx&ihM+k] vk"kk<+
vkSj Jko.k esa o"kkZ de gksA vukt eUns jgsaA T;s"B esa jksx&ihM+k dk okrkoj.k jgs] vk"kk<+ vkSj Jko.k
esa /kkU; esa rsth gksA Hkknzin esa es?k cjls] vUu lLrk gksA vkf'ou esa jksx&ihM+k jgsA dkfrZd esa foxzg
gks] vUu ds Hkko lLrs gksaA ikS"k esa O;kikjh oxZ dks d"V gksA

60- {k; %
bl lEor~ esa dikl] xU/k] rsyksa] xUuk rFkk vuktksa dh Qlysa u"V gksa vkSj euq"; Hkh nqcys&irys vkSj
cyghu gksrs gSaA
Lokeh jkgq dk Qy& pS= rFkk oS'kk[k esa mRikr gksrk gSA T;s"B] v"kk<+ esa cky jksx vf/kd gksrs
gSaA o"kkZ de gksrh gSaA vUu dk Hkko eUnk jgrk gSA Hkknzin esa o"kkZ dk vHkko gksrk gSA vkf'ou esa
jksx&ihM+k vf/kd gks] /kkrq,a le jgsaA 'kkldksa esa fojks/k c<+sA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

21

www.leopalm.com

4- lEoRljksa ds vax vkSj Qy&


fkdk rFkk jksfg.kh nksuksa u{k= lEoRlj ds 'kjhj gSaA iwokZ"kk<+k rFkk mkjk"kk<+k ;g nksuksa u{k= ukfHk
vk'ys"kk n; tcfd e?kk u{k= iq"i gSA

Future Point

lEoRlj nso

Qy& ;fn lEoRlj ds izos'k ds le; 'kjhj ds u{k=ksa ij iki xzg gksa rks euq";ksa dks ok;q dk Hk;
gksrk gS] ukfHk ds u{k=ksa ij gksa rks {kq/kktU; Hk;] n; ds u{k=ksa ij gksa rks /kkU; dks Hk; vkSj iq"i
ds Uk{k=ksa ij gksa rks cPpksa dks jksxksa bR;kfn ls d"V gksrk gSA

1234-

iz'uekyk %
lEoRlj fdls dgrs gSa \ vkSj budh la[;k fy[kks \
lEoRlj fudkyus dh fof/k dk o.kZu djks \
lEoRlj ds vax vkSj mudk Qy D;k gS \
eUeFk uked lEoRlj dk Qy crkvks \

22

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

v/;k;&2

vkdk'kh; dkSaly
1- vkdk'kh; dkSaly dk xBu %

Future Point

bl fo'o dh lHkh ?kVukvksa dks xfr :i nsus ds fy, ,d vkdk'kh; dkSaly gh czk.M ds vkfn]
HkkSfrd] nSfod ifjorZu] loZ f;k dykiksa o 'kqHkk'kqHk dk lapkyu djrh gSA
lEoRlj esa vkdk'k dkSaly dk xBu bl izdkj gksrk gS&
1- jktk %
pS= 'kqDy izfrink dks vFkkZr~ ftl fnu foeh lEor~ dk vkjEHk gksrk gS ml fnu ds okjs'k dks o"kZ
dk jktk fu;q fd;k tkrk gSA
2- eU=h %
es"k lakfUr ds fnu tks okj gksrk gS mlds okjs'k dks lEor~ ds eU=h in ij fu;qDr fd;k tkrk gSA
3- lL;s'k % pkSeklh Qlyksa dk Lokeh
ddZ lakfUr ds fnu tks okj gksrk gS ml okj ds Lokeh dks lL;s'k in ij fu;qDr fd;k tkrk gS
4- /kkU;s'k % 'khrdkyhu Qlyksa dk Lokeh
/kuq dh lakfUr ds fnu tks okj gksrk gS mlds Lokeh dks /kkU;s'k ds in ij fu;qDr fd;k tkrk gS
5- es?ks'k % ekSle foHkkx o"kkZ vkfn dk Lokeh
lw;Z vknzkZ u{k= ij ftl okj dks izos'k djrk gS ml okj ds Lokeh dks es?ks'k in ij fu;qDr fd;k
tkrk gS
6- jls'k % xqM+] [kkaM vkfn jldl dk Lokeh
rqyk lakfUr ds fnu tks okj gksrk gS mlds Lokeh dks jls'k fu;qDr fd;k tkrk gSA
7- uhjls'k % loZfof/k /kkrq vkfn O;kikj dk Lokeh
edj lakfUr ds fnu tks okj gksrk gS mlds Lokeh dks uhjls'k fu;qDr fd;k tkrk gS
8- /kus'k % /ku&nkSyr ,oa [ktkus dk Lokeh
dU;k lakfUr ds fnu tks okj gksrk gS mlds Lokeh dks /kus'k fu;qDr fd;k tkrk gS
9- nqxsZ'k % lqj{kk ,oa izfrj{kk dk Lokeh flag lakfUr ds fnu tks okj gksrk gS mlds Lokeh dks
nqxsZ'k in ij fu;qDr fd;k tkrk gSA
10- Qys'k % Qy&Qwy vkfn dk Lokeh % ehu dh lakfUr ds fnu tks okj gksrk gS ml okj ds
Lokeh dks Qys'k fu;qDr fd;k tkrk gSA
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

23

www.leopalm.com

2- vkdk'kh; dkSaly ds inkf/kdkjh;ksa dk Qy&

Future Point

o"kZ esa 'kkfUr] foxzg] vkfFkZd&lkekftd izxfr] Qlyksa dh ykHk&gkfu vkfn dk Kku izkIr djus ds
fy;s lHkh inkf/kdkfjs;kas ds xq.k&deZ&LoHkko ds vuqlkj lexz :i ls fopkj djuk iM+rk gSA fdUrq]
;gk loZizFke lHkh inksa ij vk:<+ xzgksa ds O;fDrxr Qy ij fopkj djuk visf{kr gSA

I jktk

pS= 'kqDy dh izfrink vFkkZr~ ftl fnu foeh lEor~ vkjEHk gksrk gS ml fnu tks okj gksrk gS ml
ds okjs'k dks o"kZ dk jktk ekuk tkrk gSA vyx&vyx jktkvksa dk 'kkL=ksa es bl izdkj Qy fy[kk gS&

1- lw;Z %
o"kkZ i;kZIr u gks] pkSik;ksa ,oa turk esa jksx&Hk; O;kIr gks] vukt&Qyksa dh Qly vis{kkr de
gksA pksjh dk Hk; jgsA vfXu dk.M vkfn ls tu&/ku dh gkfu rFkk ofj"B 'kkld ;k usrk dk
fu/ku gksA

2- pUnzek %
ekaxfyd ,oa 'kqHk dk;Z vf/kd gksrs gSaA o"kkZ vf/kd vkSj Qlysa mke gksrh gaSA turk esa ijLij
ln~Hkko rFkk Lusg c<+s vkSj 'kkld oxZ dh izfr"Bk c<+sA turk ds LokLF;] jksx fuokj.k rFkk 'kkfUr
ds fy, fo'ks"k ;kstukRed ix mBk;s tkrs gSaA

3- eaxy %
vfXudk.M ls tu&/ku dh gkfu dh ?kVuk,a vf/kd gksrh gSaA pksjksa] yqVsjksa ls turk ijs'kku jgsA
'kkldksa esa ijLij ;q)kfXu ls okrkoj.k esa Hk; O;kIr jgrk gSA vusd LFkkuksa ij o"kkZ dh deh gksA

4- cq/k %
o"kkZ vf/kd gksA ck<+ ls gkfu dk Mj jgsA fookgkfn ekaxfyd dk;Z vf/kd gkasA turk esa
lq[k&lqfo/kk&/ku&/kkU; dh o`f) gksA 'kkldksa rFkk turk esa vkuUn&eaxy jgsA xks/ku dh o`f) gksrh gSA

5- xq# %
o"kkZ i;kZIr ek=k esa rFkk lqle; ij gksA nw/kkfn ikSf"Vd rRo vf/kd ek=k esa gkas /kkfeZd vuq"Bku
;Kkfn vf/kd gks rFkk lHkh yksx vkuUn eaxye; mRloksa dks euk;saA

6- 'kq %
o"kkZ i;kZIr ek=k esa gks] vukt vkfn dk mRiknu vf/kd gksA Qy&Qwyksa dh iSnkokj
vf/kd gksA 'kkldksa esa lq[k ,oa laiUurk dh o`f) gksA turk esa jkx&jax dh o`f) rFkk ukjh tkfr
dk izHkqRo c<+rk gSA

7- 'kfu %
o"kkZ de gksA ukukfo/k jksxksa ls turk ihfM+r jgsA jktuhfrKksa esa ijLij fojks/k c<+s rFkk ns'kksa 'kkluk/
;{kksa esa ;q)e; okrkoj.k jgsA jksx] pksj vkSj minzodkjh rRoksa ls v'kkfUr gks rFkk dgha vdky tSlh
fLFkfr ls turk dks iyk;u djuk iM+sA
24

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

II

eU=h

es"k lakfUr ds fnu tks okj gksrk gS ml okj ds Lokeh dks Ok"kZ dk eU=h ekuk tkrk gSA

1- lw;Z %

Future Point

lw;Z ds eU=h gksus ls 'kkldksa esa ijLij fojks/k ,oa oSeuL; c<+sA jksxksa rFkk pksjh vkfn ls Hk; O;kIr
jgsA /ku&/kkU; dh le`f) cusA xqM+ vkSj jlkfn inkFkZ egaxs gksaA

2- pUnzek %
o"kkZ i;kZIr ek=k esa gksA vukt&Qlysa vf/kd gksaA tuinksa ftyksa esa foLrkj gks ,oa lq[k le`f) jgs
vkSj lc izdkj vkuUn&eaxy cuk jgsA

3- eaxy %
pksjh] Bxh bR;kfn vuSfrd dk;Z vf/kd gksaA turk vusd jksxksa ls ihfM+r jgsA tuinksa ftyksa esa
lq[k&'kkfUr jgsA nw/k vkfn dh deh gksA fo}r~ oxZ vius dk;Z ls fopfyr jgrk gSA

4- cq/k %
turk dk Lrj apk mBrk gSA ifr&iRuh oxZ esa Lusg ,oa foyklfiz;rk c<+sA /ku&/kkU; dh le`f)
jgsA o"kkZ vf/kd gksA tkS] elwj] pUkk vkfn vukt egaxs gksaA

5- xq# %
lHkh vuktksa dh Qlysa mke gksrh gSaA o"kkZ vf/kd gksA lHkh izdkj vkuUn&eaxy jgsA 'kkld oxZ
iw.kZ eukscy ls turk ds fgrkFkZ dk;ksZa esa yxs jgsaA

6- 'kq %
fVM~Mh ny] ew"kd ,oa efg"k vkfn thoksa ls [kM+h Qlyksa dh gkfu gksA lHkh vuktksa esa egaxkbZ jgsA
o"kkZ vf/kd gks rFkk ck<+ dk Hk; jgsA ukjh tkfr dk izHkqRo c<+sA okr] dke ,oa ;kSu jksxksa dh
vf/kdrk jgsA

7- 'kfu %
'kkld&iz'kkld ds dBksj ,oa funZ;rkiw.kZ O;ogkj ls turk esa nq%[k vkSj vlUrks"k dh Hkkouk jgsA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

25

www.leopalm.com

III

lL;s'k

pkSeklh Qlyksa dk Lokeh

ddZ lakfUr ds fnu tks okj gksrk gS ml okj ds Lokeh dks lL;s'k ekuk tkrk gSA

1- lw;Z %

Future Point

lL;s'k lw;Z gksus ls xzh"e _rq dk /kkU; egaxk gksA pksjh&Bxh dh ?kVuk,a vf/kd gksaA 'kkldksa esa
;q) gksA o"kkZ vf/kd gksus ij Hkh i'kqpkjk esa deh jgsA o`{kksa dh mRifk vf/kd gksA

2- pUnzek %
iztk esa lq[k lk/kuksa dh o`f) gksA o"kkZ i;kZIr ek=k esa gksA nw/k vkfn i;kZIr ek=k esa
miyC/k gksaA 'kkld oxZ rFkk mPp izfrf"Br oxZ nso&f}tksa dh vkjk/kuk rFkk lEeku djsaA Hkwfe ij
/ku&/kkU; vkfn vf/kd gkasA

3- eaxy %
xzh"e _rq ds /kkU; tkS] xsgw bR;kfn Qlyksa dk uqdlku gksA dgha vfro`f"V vkSj dgha vuko`f"V gksA
gkFkh] ?kksM+s] xk;] cSy bR;kfn pkSik;ksa esa jksx vf/kd QSysaA

4- cq/k %
xzh"e _rq ds /kkU; &xsgw] pkoy] xUuk &bR;kfn dh mit i;kZIr ek=k esa gksrh gSA o"kkZ i;kZIr ,oa
leqfpr gksA fodkl ,oa lq[k lk/kuksa dh o`f) gksA czk.k ,oa fo}ku~ yksx /keZijk;.krk dh vksj izo`k
gksA

5- xq# %
LkL;s'k xq# gks rks ml o"kZ xzh"e _rq dh Qlyksa dh mit i;kZIr ek=k esa gksA jldl] nw/k] ?kh Hkh
i;kZIr gksaA o"kkZ leqfpr ek=k esa gks] osn&fofgr Lo/keZ fufnZ"V ekxZ ls turk esa Lusg ,oa ln~Hkkouk
tkx`r gksA

7- 'kq %
lL;s'k 'kq gks rks mfpr le; ij leqfpr o"kkZ gksA xsgw] pkoy] bZ[k vkfn Qlyksa dh mit i;kZIr
ek=k esa gksA Qyksa&Qwyksa dh iSnkokj vPNh gksA okrkoj.k vkuUne; jgsA

8- 'kfu %
lL;s'k 'kfu gks rks xsgw] pkoy] tkS bR;kfn dh [kM+h Qlyksa dh gkfu gksrh gSA egaxkbZ jgsA 'kkldks
dk O;ogkj dBksj gksA turk O;FkZ ds u,&u, fooknksa esa my>sA
LkL;s'k dq.Myh& ddZ lakfUr esa lw;Z ds ddZ jkf'k esa izos'k ds le; dks b"V eku dj tks
dq.Myh cukbZ tkrh gS mls lL;s'k dq.Myh dgrs gSA
26

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

IV

/kkU;s'k

'khrdkyhu Qlyksa dk Lokeh

/kkU;s'k&&/kuq lakfUr ds fnu tks okj gksrk gS ml okj ds Lokeh dks /kkU;s'k ekuk tkrk gSA
1- lw;Z %

Future Point

lw;Z ds /kkU;s'k gksus ls lfnZ;ksa esa gksus okyh Qlysa ewax&eksB&cktjk vkfn u"V gksrh gSaA egaxkbZ
c<+sA 'kkld oxZ esa 'kf&ijh{k.k vkSj dgha ijLij ;q) dh Hkkouk c<+sA Toj vkfn jksxksa ls d"V gksA
vukt egaxs jgrs gSaA

2- pUnzek %
pUnzek ds /kkU;s'k gksus ij lfnZ;ksa esa gksus okyh Qlysa& ewax] eksB] cktjk] ljlksa vkfn&vPNh gksrh
gaSA nw/k i;kZIr ek=k esa gks rFkk tula[;k esa o`f) gksrh gSA

3- eaxy %
/kkU;s'k eaxy gksus ij xzh"e /kkU;&cktjk] ewax] eksB] pkoy] eDdk vkfn&i;kZIr ek=k esa gksaA bZ[k]
?kh vkSj rsy esa egaxkbZ gksA turk dh vfXudk.M ls gkfu gksA

4- cq/k %
/kkU;s'k cq/k gksus ls lfnZ;ksa esa gksus okyh Qlyksa dk mRiknu vPNk gksrk gSA o"kkZ vf/kd gksA ijUrq
flU/k rFkk ykV iatkc izns'kksa esa o"kkZ dh deh jgsA

5- xq# %
/kkU;s'k xq# gks rks tkS] xsgw] pkoy vkfn vuktksa dh Qlysa vPNh gkas czkg~e.kkfn lHkh /keZ ijk;.k yksx
vius&vius /kkfeZd dk;kasZ esa izo`k jgasA

6- 'kq %
/kkU;s'k 'kq gks rks 'khrdkyhu Qlysa ewax] eksB] cktjk bR;kfn dh mit vPNh ugha gksrhA xsgw vkfn
vukt] i'kqpkjk o lfCt;ksa esa egaxkbZ jgrh gSA o"kkZ de gks] nw/k vi;kZIr gksrk gSA

7- 'kfu %
'kfu ds /kkU;s'k gksus ls vukt] ewax] eksB vkSj cktjs dh Qlyksa ds jksxxzLr gksus ls iSnkokj de
gksA 'kkldh; dks"k esa deh gks] dgha ;q) dh foHkhf"kdk jgsA o"kkZ de vkSj le;ksfpr u gksA "kd
oxZ fpfUrr jgsA
/kkU;s'k dq.Myh& lw;Z ds /kuq jkf'k esa izos'k ds le; dks b"V ekudj cukbZ dq.Myh /kkU;s'k
dq.Myh dgykrh gSA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

27

www.leopalm.com

ess'k

ekSle foHkkx dk Lokeh

es?ks'k& lw;Z ds vknzkZ u{k= esa izos'k ds fnu tks okj gksrk gS ml okj ds Lokeh dks es?ks'k ekuk
tkrk gSA

Future Point

1- lw;Z %
o"kkZ de gks] egaxkbZ vf/kd gks] jktuhfrKksa esa ijLij fojks/k c<+s pksjksa] Bxksa vkfn dk Hk; jgsA
puk] tkSa] bZ[k] /kku dh Qlysa vf/kd ek=k esa gksA

2- pUnzek %
o"kkZ i;kZIr ek=k esa gks] vukt bR;kfn dh Qlysa RkFkk Qy&Qwy mke gksaA nw/k] ?kh dk mRiknu
i;kZIr ek=k esa gksA 'kkldksa esa ijLij lgkuqHkwfr jgs ,oa turk dks lq[k lqfo/kk vf/kd izkIr gksA

3- eaxy %
lHkh /kekasZ ds yksx viuh /keZijk;.krk dks HkwyasA o"kkZ dgha vf/kd dgha de gksA turk esa 'kksd rFkk
nq%[k dk okrkoj.k jgsA

4- cq/k %
o"kkZ vf/kd gksA xsgw] tkS] /kkU; vkfn dh Qlysa vf/kd gksaA czk.k vkfn lHkh /keZijk;.k yksx
vius&vius /kkfeZd R;ksa esa izo`k jgsaA lHkh lq[k&lqfo/kkvksa dh o`f) gksA

5- xq# %
es?ks'k xq# gks rks o"kkZ vfr mke vFkkZr~ le;kuqlkj i;kZIr ek=k esa gksA jlnkj Qlysa mke gksaA
turk esa lq[k&le`f) dh o`f) gks rFkk 'kkld oxZ /keZijk;.k gksA

6- 'kq %
o"kkZ vPNh gksrh gSA lHkh /keZijk;.k tu lq[k&lqfo/kk lEiUu gksaA 'kkldksa ls turk lUrq"V gksA

7- 'kfu %
i`Foh ij dqN Hkkxksa esa o"kkZ dh deh gksA 'kkldksa dk eu {kqC/k jgsA turk esa jksx&Hk; O;kIr jgsA

es?ks'k dq.Myh %
lw;Z ds vknzkZ u{k= esa izos'k ds le; dks b"V eku dj tks dq.Myh cukbZ tkrh gS mls es?ks'k dq.Myh
dgrs gSA

28

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

VI jls'k

xqM+&[kk.M vkfn jldl dk Lokeh

jls'k& rqyk lakfUr ds fnu tks okj gksrk gS ml okj ds Lokeh dks jls'k ekuk tkrk gSA
lw;Z&lw;Z jls'k gks rks o"kkZ vi;kZIr gksA xqM+kfn jldl de gksaA nw/k] ?kh] rsy] oL= vkfn dh deh
jgsA 'kkld oxZ vusd fpUrkvksa ls xzLr jgsA

Future Point

pUnzek %
o"kkZ i;kZIr gksA xqM+&[kkaM vkfn Hkh i;kZIr ek=k esa gkasA /ku&/kkU; dh o`f) gks rFkk ;qokoxZ Hkksx
foykl dh ubZ&ubZ izf;kvksa esa vklDr jgrk gSA

eaxy %
o"kkZ vi;kZIr gksA xqM+] [kk.M vkfn jldl esa deh jgsA egaxkbZ gksA 'kkldksa ds O;ogkj ls turk
vlarq"V gksA

cq/k %
o"kkZ i;kZIr ek=k esa mfpr le; ij gksA jldl rFkk lHkh /kkU; dh le`f) gks( nw/k&?kh Hkh i;kZIr
ek=k esa gksA 'kkld oxZ 'kklu dks lqpk# :i ls pyk, ,oa ns'k dks lqjf{kr j[ksA

xq# %
turk esa lq[k&le`f) jgsA dey r`.kkfn jldl dh Qlysa vPNh jgsaA tuinksa esa cqf)eku O;fDr;ksa
dk eku c<+sA 'kkld oxZ vusd okguksa rFkk i'kq/ku ls ;qDr jgsA

'kq %
'kqHk&ekaxfyd&/kkfeZd dk;Z vf/kd gksa] dqN izns'kksa esa o"kkZ dk vHkko gkasA fQj Hkh xqM+&[kk.M vkfn
jldl dk mRiknu vf/kd gksA lqfHk{k gks] 'kkld oxZ U;k;;qDr gksdj lqpk# :i ls 'kklu pyk,A

'kfu %
o"kkZ dk vHkko jgsA xqM&
+ [kkaM vkfn jldl dh Qlyksa dks uqdlku gksA pkSik;ksa esa Hkh jksx ;qDr jgsA
jls'k dq.Myh % lw;Z tc rqyk jkf'k esa izos'k djrk gS rks ml le; dks b"V eku dj tks dq.Myh
curh gS mls jls'k dq.Myh dgrs gSaA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

29

www.leopalm.com

VII uhjls'k

/kkrq ,oa O;kikj dk Lokeh

uhjls'k& edj laakfUr ds fnu tks okj gksrk gS ml okj ds Lokeh dks uhjls'k ekuk tkrk gSA
1- lw;Z % uhjls'k lw;Z gks rks lksuk] rkack] pkanh vkfn /kkrq,a] ekf.kd eksrh vkfn jRu egaxs gksaA

Future Point

2- pUnzek % uhjls'k pUnzek gks rks lQsn oLrq,a] pkanh] eksrh vkSj oL= egaxs gksaA
3- eaxy % lksuk] ihry] rkack] yky pUnu] ewaxk vkfn jRu( yky jax dh oLrq,a egaxh gksaA
4- cq/k % cq/k uhjls'k gks rks jsMhesM diM+s] gkstjh dk lkeku] 'ka[k] panu] /kkrq,a ,oa jRu egaxs gksaA
5- xq# % lksuk] ihys oL=] gYnh bR;kfn vkSj ihys jax dh oLrq,a egaxh gksaA
6- 'kq % lksuk] eksrh] ghjk] vkfn jRu] jsMhesM+ diM+s ,oa lqxfU/kr inkFkZ] k`axkj dh oLrq,a egaxh
gksaA
7- 'kfu % gkMZos;j dk lkeku] yksgk] e'khujh] dkys jax ds oL= vkSj oLrq,a vkfn egaxs gksrs gSaA
uhjls'k dq.Myh % lw;Z tc edj jkf'k esa izos'k djrk gS rks ml le; dks b"V eku dj tks dq.Myh
cukbZ tkrh gS mls uhjls'k dq.Myh dgrs gSaA

30

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

VIII

Qys'k

Qy&Qwy vkfn dk Lokeh

Qys'k& ehu lakfUr ds fnu tks okj gksrk gS ml okj ds Lokeh dks Qys'k ekuk tkrk gSA
1- lw;Z % Hkwfe lc izdkj ds Qyksa&Qwyksa ls 'kksHkk;keku gksrh gSA o"kkZ Hkh i;kZIr gksrh gSA

Future Point

2- pUnzek % Qlysa vf/kd gksaA Qy&Qwy i;kZIr ek=k esa gksaA fo}r oxZ Hkksxksa dh rjQ vk"V gksA
'kkld oxZ drZO;ijk;.k jgsA
3- eaxy % Qyksa&Qwyksa dh Qlysa de ek=k esa gksa] jksxksa ls ijs'kkuh ,oa 'kkld oxZ esa ijLij ruko
cuk jgsA
4- cq/k % Qyksa dh mke mit gksA o"kkZ i;kZIr ek=k esa gksA ?kkl vkSj iq"i Hkh i;kZIr ek=k esa gksaA
turk esa lq[k&vkuUn dk okrkoj.k cuk jgsA
5- xq# % Qyksa] ikS/kksa dh iSnkokj vf/kd gksA lHkh yksx vius&vius /kkfeZd mRloksa esa yhu jgsaA
6- 'kq % ?kkl] 'kkd] Qyksa&Qwyksa dh Qlysa vf/kd gksaA iz'kkldksa dks fo'ks"k HkksX; inkFkZ izkIr gksA
/keZijk;.k yksx /kkfeZdrk dh vksj vf/kd izo`k gksaA
7- 'kfu % Qyksa dh Qlyksa dh gkfu gksA o`{kksa ds iq"i fu"Qy gksaA 'khr esa fgeikr ls gkfu] pksjh
dh ?kVuk,a vf/kd] turk jksxksa ls ijs'kku jgsA
Qys'k dq.Myh % lw;Z ds ehu jkf'k esa izos'k ds le; dks b"V ekudj cukbZ xbZ dq.myh Qys'k
dq.Myh dgykrh gSA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

31

www.leopalm.com

IX

/kus'k

/ku ,oa [ktkus dk Lokeh

/kus'k& dU;k lakfUr ds fnu tks okj gksrk gS ml okj ds Lokeh dks /kus'k ekuk tkrk gSA
1- lw;Z % O;kikjh oxZ dks O;kikj esa mke ykHk gksA xk;] HkSal] ?kksM+s bR;kfn pkSik;ksa ds O;kikjh Hkh
mke ykHk dks izkIr djrs gSaA

Future Point

2- pUnzek % ;&fo; ls /ku lap; vf/kd gksA O;kikj esa vf/kd ykHk gksA oL=] pkoy] ?kh] rsy]
jlkfn ,oa lqxfU/kr oLrqvksa ds O;kikjh oxZ dks fo'ks"k ykHk gksrk gSA 'kkld oxZ Hkh
lq[k&lk/kuksa ls ;qDr jgsA
3- eaxy % o"kkZ vle; gksA xsgw] puk] /kkU;kfn dh Qlysa [kjkc gkasA O;kikj esa vfLFkjrk jgrh gSA
iz'kklu ls turk nq%[kh jgrh gSA ekxZ'kh"kZ esa oLrqvksa ds fo; ls vf/kd ykHk gksA
4- cq/k % fofHkUu izdkj dh oLrqvksa dk laxzg ykHk nsrk gSA f"k dk;Z djus okyksa dks vPNk ykHk
izkIr gksA /kkfeZd izo`fk ds yksx /kkfeZd vuq"Bkuksa esa yxs jgsaA
5- xq# % O;kikjh oxZ lq[k&le`f) ls jgsA Qyksa vkSj Qwyksa dh mit vPNh gksA turk /ku&/kkU;
ls lEiUu rFkk /keZijk;.k gksA
6- 'kq % lHkh yksx /ku&/kkU; ls le`) ,oa lq[kh jgsaA O;kikjh oxZ lq[kh ,oa 'kkld oxZ drZO;
ijk;.k jgsA
7- 'kfu % 'kkld oxZ fpfUrr ,oa vLoLFk gksA O;kikjh oxZ rFkk "kd oxZ ds yksxksa esa vkfFkZd
foiUurk dk okrkoj.k cuk jgsA fo}r~ oxZ Hkh vusd lUrkikas ls ;qDr jgsA
/kus'k dq.Myh % lw;Z ds dU;k jkf'k esa izos'k dss le; dks b"V eku dj tks dq.Myh cukbZ tkrh
gS mls /kus'k dq.Myh dgrs gSaA

32

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

X nqxsZ'k

lqj{kk ,oa izfrj{kk dk Lokeh

nqxsZ'k& flag dh lakfUr ds fnu tks okj gksrk gS ml okj dk Lokeh nqxsZ'k ekuk tkrk gSA
1- lw;Z % 'kkld oxZ dkuwu O;oLFkk dks lqpk# cukrk gS rFkk jktnjckj esa izR;sd dks U;k; fnykrk
gSA jktdehZ vius {ks= esa bZekunkjh ls dke djrs gSaA

Future Point

2- pUnzek % 'kkld oxZ uhfriwoZd 'kklu djsA turk esa foykflrk c<+sA bZ[k rFkk xksj{k nw/k] ?kh
vkfn i;kZIr ek=k esa miyC/k jgsaA fujksxrk jgs] 'kkld vkSj mPpinklhu oxZ esa la?k"kZ Hkh jgsA
3- eaxy % 'kkldksa ds O;ogkj ;k jk"Vh; vkifk ls turk dks d"Vksa dk lkeuk djuk iM+rk gSA
O;kikjh oxZ esa ljdkjh uhfr;ksa ds dkj.k ;&fo; esa Hk; O;kIr jgs rFkk ykHkkfUor u gks lds
vFkkZRk~ dBksj dkuwu cusA
4- cq/k % turk esa lq[k&nq%[k cuk jgsA ty o Fky lsukvksa dh o`f) gksA ;k=k esa yksx lqj{kk vuqHko
djsaA pksjh&Bxh dh ?kVuk,a de gkasA 'kkld dwVuhfr dk mi;ksx djsaA
5- xq# % 'kklu vf/kdkjh U;kf;d dkuwu O;oLFkk dks cuk, j[ksaA xzke vkSj uxjksa esa lkekU;
lqfo/kk miyC/k gksA lSU;cy lqn`<+ cusaA
6- 'kq % ofj"B 'kkldkas dks vusd lq[k&lqfo/kkvksa dk ykHk izkIr gksA O;kikjh ,oa ioZr or lqn`<+
fudVLFk ukxfjd leku lq[k ds Hkkxh gksaA
7- 'kfu % ;q)kfn ds dkj.k v'kkUr okrkoj.k ls turk dks iyk;u djuk iM+sA ukxfjdksa dks 'k=q
tU; vusd Hkkoukvksa dks lguk iM+sA fVM~Mh ny] pwgksa vkfn ls [kM+h Qlyksa dks gkfu gksA
nqxsZ'k dq.Myh % lw;Z ds flag jkf'k esa izos'k ds le; dks b"V eku dj nqxsZ'k dq.Myh cukbZ tkrh
gSA nqxsZ'k dq.Myh esa yXu esa 'kqHk xzgksa dh fLFkfr rFkk 'kqHk xzgksa dh n`f"V gks rks vPNk vkSj lqpk#
'kklu ;fn wj xzgksa dh fLFkfr vkSj n`f"V gks rks 'kklu O;oLFkk d"Vdkjh gksrh gSA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

33

www.leopalm.com

3- es?k %
es?k ukS izdkj ds gksrs gSaA
1- vkorZ 2- laorZ 3- iq"dj 4- nzks.k 5- dky 6- uhy 7- o#.k 8- ok;q 9- osxA
'kd lEor~ dks 8 ls xq.kk dj 9 ls Hkkx nsa&tks 'ks"k cps og es?k gksrk gSA

Future Point

mnkgj.k& tSls vHkh lu~ 2002 esa 'kd lEor~ 1924 gSA bls 8 ls xq.kk djsa rks ;ksx 15]392 fudyrk
gSA bl ;ksx dks 9 ls Hkkx nsus ij 'ks"k 2 cprs gSaA vr% e ds vuqlkj bl laor esa laorZ uked
es?k gSA bl izdkj izR;sd laor~ dk es?k fudky dj mldk Qy uhps fn, x, uo es?kksa ds Qyksa esa
ls tkuk tk ldrk gSA
uo es?kksa dk Qy&
1- vkorZ& o"kkZ de gksrh gSA xsgw] tkS] pkoy] pus] dikl vkfn dh Qlyksa dks uqdlku gksrk gSA
?kh] rsy egaxs gksrs gSaA
2- laorZ& o"kkZ i;kZIr gksA iwoZ fn'kk esa ok;q pysA okluk tU; vuSfrd ?kVuk,a vf/kd gksaA /keZ&deZ
esa #fp de jgsA 'kkld oxZ Lodk;Z esa layXu jgsA
3- iq"dj& o"kkZ de gksA turk esa jksx&ihM+k vf/kd jgsA vuSfrd dk;ksZa esa o`f) gksA dan] ewy] Qy
de gksrs gSaA
4- nzks.k& o"kkZ mke rFkk lqle; ij gksA lHkh yksx /ku&/kkU; ls le`) gksaA 'kkldh; [ktkuk
Hkh Hkjiwj jgrk gSA
5- dky& o"kkZ vi;kZIr ek=k esa gks] mPp oxZ ds yksx jksx&'kksdksa ls eqDr jgsaA 'kkldksa esa ijLij
ruko vf/kd jgsA
6- uhy& o"kkZ mke rFkk i;kZIr ek=k esa gks] turk le`) rFkk larq"V gksA nw/k i;kZIr ek=k esa gksA
dikl vkfn dh Qlysa vf/kd gkasA
7- o#.k& o"kkZ vPNh rFkk lqle; ij gksA turk esa lq[k&,s'o;Z dh o`f) gks] /kkfeZd yksxksa dk
vknj gksA
8- ok;q& o"kkZ de gksA lHkh vukt bR;kfn dh Qlyksa dh gkfu gksA laxzghr Hk.Mkj xksnke [kkyh
gksrs gSaA
9- re& o"kkZ dh deh jgsA chekfj;ka vf/kd gksaA Qlyksa dh mit de gksA turk vusd d"Vksa ls
ihfM+r jgsA

34

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

4- ukx %
ukx ckjg izdkj ds gksrs gSaA
1- lquq/u 2- uUnlkjh 3- ddksVd 4- i`FkqJo 5- oklqdh 6- r{kd 7- dacy 8- v'orj 9- gseekyh 10ujsUnz 11- otzna"V 12- o`"kA

Future Point

'kd lEor~ esa 2 tksM+ dj 12 dk Hkkx nsus ls tks 'ks"k cps mlds vuqlkj ukx gksrk gSA tSls orZeku
esa 1924 'kd laor~ gSA blesa 2 tksM+us ls 1926 dk ;ksx curk gSA vc 1926 dks 12 ls Hkkx nsus ij
'ks"k 6 cprk gSA ukxksa ds e esa 6Bk LFkku r{kd dk gS blfy, orZeku 'kd laor~ dk ukx r{kd
gqvkA bl izdkj izR;sd 'kd laor~ dk ukx irk djds mldk Qy }kn'k ukxkas ds Qyksa esa ls tkuk
tk ldrk gSA

}kn'k ukxksa dk Qy %
1- lquq?u ukx& o"kkZ e/;e gks rFkk yksxksa dh cqf) Js"B dk;ksZa esa yxsA
2- uUnlkjh ukx& o"kkZ vf/kd gksA turk esa lq[k&,s'o;Z vkSj vkuUn dh o`f) gksA
3- ddksVd ukx& o"kkZ de gksA 'kkldksa esa ihM+ktud fLFkfr rFkk ofj"B 'kkld ds ej.k ls 'kksd gksA
4- i`FkqJo ukx& o"kkZ de gks rFkk vuktksa dh Qlyksa dks uqdlku gksA
5- oklqdh ukx& o"kkZ vfr mke gksrh gS rFkk Qlyksa dh mit Hkh mke gksrh gSA
6- r{kd ukx& o"kkZ e/;e gksrh gS rFkk nks ns'kksa ds chp ruko ls v'kkfUr dk okrkoj.k jgsA
7- dacy ukx& o"kkZ vkSj vuktksa dh mit de gksA
8- v'orj ukx& o"kkZ cgqr de gks ftlls lw[kk iM+s vkSj Qlyksa dh gkfu gksA
9- gseekyh ukx& o"kkZ vf/kd gks rFkk vukt vkfn dh iSnkokj Hkh vf/kd gksA
10- ujsUnz ukx& lHkh txgksa ij o"kkZ i;kZIr ek=k esa rFkk lqle; ij gksA
11- otzna"V ukx& o"kkZ cgqr de ek=k esa gksus ls Qlyksa dk uqdlku gksrk gSA
12- o`"k ukx& o"kkZ e/;e esa jgs rFkk vuktkfn Qlyksa dh mit de gksA

iz'uekyk %
12345-

laoRlj esa vkdk'kh; dkSaly dk xBu fdl izdkj gksrk gS \


lEorlj esa xzgksa dh jktk ds in ij fu;qfDr dSls dh tkrh gS \
lEoRlj esa xzgksa dh eU=h in ij fu;qfDr dSls dh tkrh gS \
lEoRlj esa lL;s'k dh fu;qfDr dSls dh tkrh gS \
/kkU;s'k fdls ekuk tkrk gS \ vkSj /kkU;s'k dq.Myh fdl izdkj cukbZ tkrh gS \

6- es?ks'k fdls fu;qDr fd;k tkrk gS \ es?ks'k dq.Myh cukus dh fof/k dk o.kZu djksA
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

35

www.leopalm.com

7- jls'k fdls fu;qDr fd;k tkrk gS \ jls'k dq.Myh fdl izdkj cukbZ tkrh gS \
8- uhjls'k dh fu;qfDr fdl izdkj dh tkrh gS \ uhjls'k dq.Myh cukus dh fof/k dk o.kZu djks \
9- Qys'k fdls fu;qDr fd;k tkrk gS \ Qys'k dq.Myh fdl izdkj cukbZ tkrh gS \
10- /kus'k dh fu;qfDr fdl izdkj dh tkrh gS \ /kus'k dq.Myh cukus dh fof/k dk o.kZu djksA

Future Point

11- nqxsZ'k dh fu;qfDr fdl izdkj dh tkrh gS \ nqxsZ'k dq.Myh cukus dh fof/k dk o.kZu djksA
12- es?k fdrus izdkj ds gksrs gaS \ laor~ esa es?k fudkyus dh fof/k D;k gS \
13- ukx fdrus izdkj ds gksrs gSa \ laor~ esa ukx fudkyus dh fof/k D;k gS \

36

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

v/;k;&3

fo'ks"k dq.Mfy;ka
1- txr~ yXu dq.Myh cukus dh fof/k ,oa Qy %

Future Point

uo o"kZ esa es"k lakfUr vFkkZRk~ ftl le; lw;Z es"k esa izos'k djs ml le; dks yXu cuk dj tks
dq.Myh curh gS mls txr dq.Myh dgrs gSaA blds vuqlkj lalkj ds fgr&vfgr ds ckjs esa 'kqHkk'kqHk
Qy dk fopkj gksrk gSA
txr yXu esa 'kqHk xzg fLFkr gks ;k ;fn ;g 'kqHk xzgksa }kjk ns[kk tkrk gks rks ml o"kZ lEiw.kZ oLrqvksa
dh mit vPNh gksrh gSA
txr dq.Myh ds tks ckjg Hkko gksrs gaS mUgsa o"kZ ds pS=kfn ckjg ekl ekuk tkrk gSA ftls ge lkeus
okyh dq.Myh ls tku ldrs gSaA
QkYxqu
oS'kk[k
bu Hkkoksa esa fLFkr xzgksa ds vuqlkj gh 'kqHkk'kqHk Qy tkuk tkrk
pS=
ek?k
gSA ftl Hkko esa lkSE; xzg fLFkr gksrs gSa og ekl 'kqHkizn jgrk T;s"B
gS vkSj ftlesa wj xzg gksrs gSa og v'kqHk izn gksrk gSA Qy xzgksa
ikS"k
vk"kk<+
ds xq.k&/keZ ds vuqlkj gh tkuk tkrk gSA txr dq.Myh ds
lkrosa Hkko esa wj xzgksa lw;Z] eaxy] 'kfu vkSj jkgq dh fLFkfr [kM+h
vkf'ou
ekxZ'kh"kZ
Jko.k
Qlyksa dks gkfu djrh gSA
;fn nwljs] 12osa ;k dsUnz esa lkSE; xzg gks] Loxzgh ;k fe=xzgh gks
rks lqfHk{k vFkkZr~ egaxkbZ de gksrh gSA vU;Fkk nqfHkZ{k vFkkZr~
egaxkbZ jgrh gSA

dkfrZd

Hkknzin

txr yXu dq.Myh

mnkgj.k % geus 2059 dh txr yXu dq.Myh cukuh gS iapkax


ls ekywe gqvk lw;Z es"k jkf'k esa 14 vizSy dks 5 ctdj 49 feuV
ij izos'k dj jgk gSA bl le; dks b"V eku dj ;g dq.Myh
cusxhA
mnkgj.k ds :i esa bl dq.Myh esa rhljs vkSj uosa Hkko esa v'kqHk xzgksa
dh fLFkfr gksus ls T;s"B vkSj ekxZ'kh"kZ ekl esa v'kqHk ?kVuk,a gksrh gSAa

2- o"kZ yXu dq.Myh cukus dh fof/k ,oa Qy %

lw-cq-p-'kq1
e-'k-jk2

11
12

10

4
5

8 ds7

tc pS= 'kqDy izfrink dk vkjEHk gksrk gS] vFkkZr~ pS= 'kqDy izfrink ds izkjEHk ds le; vekoL;k
ftruh ?kM+h vkSj iy ij lekIr gks mls b"V eku dj ml b"V ls yXu cuk dj tks dq.Myh curh
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

37

www.leopalm.com

Future Point

gS] mls uo o"kZ izos'k o"kZ dq.Myh ekurs gSaA lalkj ds 'kqHkk'kqHk dk;ksZa dk fopkj Hkh mlh dq.Myh ls
ns[kk tkrk gSA
o"kZ yXu dq.Myh
mnkgj.k& eku ysa fd lEor~ 2059 dh uo o"kZ yXu dq.Myh
8 ds10
cukuh gSA blds fy, laor~ 2058 dks pS= ".k vekoL;k 'kqokj
9
7
rnuqlkj 12 vizSy 2002 dks 47 ?kM+h 01 iy vFkkZr~ e/;jkf= ds 11
le; ij n`f"V Mkyuh gksxhA bl n`f"V ls lae.k dk le; 13
12
6
vizSy 2002 dks e/; jkf= 00 ctdj 41 feuV rd gSA ;gh le;
lw- pauoo"kZ izos'k dk le; Fkk vkSj bldk yXu /kuq FkkA blh ds
3
5
cq- 'kq- 1
xqvk/kkj ij lEor~ 2059 dh fuEufyf[kr dq.Myh curh gSA

3- o"kZ yXu dq.Myh esa }kn'k yXuksa dk Qy %

2
e-jk- 'k-

1- es"k yXu %
uo o"kZ izos'k ds le; es"k yXu gks rks iwohZ jkT;ksa esa jkt foxzg rFkk nqfHkZ{k gks vkSj nf{k.k esa mit
vf/kd rFkk lqfHk{k gksA o"kkZ vf/kd gks rFkk ?kh&rsy egaxs gkasA mkj esa lqfHk{k rFkk 'kkldksa esa m}sx
jgs vkSj e/; izns'k esa o"kkZ rFkk Qlysa vf/kd gksaA

2- o`"k yXu %
if'pe esa vdky] iwoZ esa jktfoxzg] mkj esa de mit gks vkSj nf{k.k esa Hkh vdky dh fLFkfr gksA

3- feFkqu yXu %
feFkqu yXu gks rks ns'kksa ds chp ;q) dh Tokyk HkM+dsA iwohZ jkT;ksa esa Qlysa [kjkc gksaA mkj vkSj
nf{k.k jkT;ksa esa vf/kd o"kkZ rFkk /kkU; vf/kd gksa] if'pe esa de o"kkZ rFkk lkk ifjorZu gksA e/;
izns'k esa Qlyksa dh mit vk/kh gks rFkk i'kqvksa esa jksx jgsA

4- ddZ yXu %
iwohZ jkT;ksa esa lq[k le`f) jgsA mkjh jkT;ksa esa minzo vf/kd gks rFkk if'peh jkT;ksa esa nqfHkZ{k jgsA

5- flag yXu %
nf{k.kh jkT;ksa esa ck<+ bR;kfn dk Hk;] /kkU; lLrs gksa vkSj vk/kk o"kZ /ku&/kkU;nk;d jgsA if'peh
jkT;ksa esa lHkh /kkrqvksa dh oLrq,a rFkk Qy egaxs gksaA mkjh jkT;ksa esa vfro`f"V gks] turk esa lq[k
le`f) cuh jgsA iwohZ jkT;ksa esa mit de gks vfUre ikap ekg dY;k.kdkjh gksaA e/; izns'k esas ikap
ekl jkt fonzksg jgsA

6- dU;k yXu %
iwohZ jkT;ksa esa fLFkfr lkekU; jgsA ?kh egaxk gksA nf{k.kh jkT;ksa esa Hkw[kejh iM+sA caxky esa minzo gksA
38

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

if'pe esa turk esa foxzg rFkk vukt egaxs gksaA iwoksZkj jkT;ksa esa foxzg gksA e/;izns'k esa ?kh lLrk
rFkk turk esa jks"k vkSj iztkrU= Hkax gksA

7- rqyk %

Future Point

e/; izns'k esa turk esa foxzg rFkk lkk Hkax gksA iwoZ esa Hkh lkk Hkax gks rFkk minzo vf/kd gksA o"kkZ
de gksA rst ok;q vka/kh ls uqdlku gks] nqfHkZ{k gks if'pe esa nks ns'kksa ds chp ;q) dk okrkoj.k jgs
rFkk egaxkbZ gksA nf{k.k esa lq[k&le`f) rFkk if'pe esa nks ekl mRikr jgsA

8- o`f'pd %
if'pe esa 9 ekl rd nqfHkZ{k jgsA mkj esa mit vk/kh gks vkSj /kkrq,a lLrh gksaA iwoZ esa 'kkldksa esa
foxzg] turk esa 3 ekl rd d"V fdUrq ckn esa lq[kdkjhA e/;izns'k esa /kkU; dh Qlysa u"V gksaA
nf{k.k esa vf/kd o"kkZ rFkk lkk ifjorZu gksA /kkrqvksa esa ykHk jgsA

9- /kuq %
mkj&iwoZ esa lq[k le`f) jgsA e/; izns'k esa ck<+ vkfn ls gkfu] nqfHkZ{k rFkk jksx dk Hk; jgsA if'pe
esa ?kh&vukt egaxs gksaA nf{k.k esa lq[k&le`f) gksus ij Hkh i'kqvksa esa ihM+k jgsA

10- edj %
mkj esa izkfrd izdksiksa ls tu&/ku dh gkfu gksA if'pe esa mit vPNh rFkk lq[k&le`f) cuh
jgsA e/; izns'k esa Qlysa de mitsa rFkk vukt egaxs gksaA lw[kk iM+us ds ckn o"kkZ gksA 'ks"k fn'kkvksa
esa lekurk jgsA

11- dqEHk %
iwoZ esa lq[k&le`f) rFkk mkj esa nqfHkZ{k gksA if'pe esa egaxkbZ ls turk esa jks"k dh Hkkouk tkxsA
nf{k.k esa foxzg gks rFkk e/; izns'k esa lq[k&le`f) jgsA

12- ehu %
nf{k.k esa lq[k&le`f) rFkk dgha 'kklu ifjorZu gks e/; izns'k esa Qlyksa dk uqdlku gksA 'ks"k
fn'kkvksa esa lq[k&le`f) cuh jgsA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

39

www.leopalm.com

4- lEor~ LrEHk fudkyus dh fof/k ,oa Qy %


lEiw.kZ fo'o dh lkk ty] ok;q] vUu vkSj r`.k tM+h&cwfV;ksa ij gh fuHkZj gSA lEor~ dk 'kqHkk'kqHk
Qy Hkh bu ij vk/kkfjr gSS vkSj tu ekul dh [kq'kgkyh rFkk ns'k dh mUufr Hkh bUgha ij vkfJr gSA
izR;sd lEor~ esa pkj LrEHk gksrs gSa&
I ty LrEHkA

Future Point

II r`.k LrEHkA
III ok;q LrEHkA
IV vUu LrEHkA
ftl oLrq dk LrEHk gks mlh oLrq ds vkf/kD; ls lEor~ O;rhr gksrk gSA LrEHk ftrus vf/kd gksaxs]
mruk gh vPNk gksxk] ftrus de gkas mruk gh e/;e vkSj ;fn dksbZ LrEHk u gks rks le; [kjkc jgrk gSA

lEor~ LrEHk fudkyus dh fof/k ,oa Qy&


1- ty LrEHk % pS= 'kqDy izfrink dks jsorh u{k= gks rks ty LrEHk gksrk gSA
Qy % ml o"kZ o"kkZ vf/kd gksrh gSA
2- r`.k LrEHk % oS'kk[k 'kqDy izfrink dks Hkj.kh u{k= gks rks r`.k LrEHk gksrk gSA
Qy % ml o"kZ ?kkl vkSj tM+h&cwfV;k vf/kd gksrh gaSA
3- ok;q LrEHk % T;s"B 'kqDy izfrink dks e`xf'kjk u{k= gks rks ok;q LrEHk gksrk gSA
Qy % ml o"kZ ok;q osx vf/kd jgrk gSA
4- vUu LrEHk % vk"kk<+ 'kqDy izfrink dks iquoZlq u{k= gks rks vUu LrEHk gksrk gSA
Qy % ml o"kZ vukt vf/kd iSnk gksrk gSA
vc vkxs ns[kk tkrk gS fd lEor~ esa dkSulk LrEHk fdrus izfr'kr gSA blds fy, mijksDr frfFk esa
u{k= fdrus le; rd Fkk mlds ek/;e ls LrEHk dk izfr'kr fudky fy;k tkrk gSA eku yks gesa
lEor~ 2059 dk ty LrEHk ns[kuk gSA rks iapkax ls Kkr fd;k fd pS= 'kqDy izfrink 13 vizSy 2002
dks 0 ctdj 51 feuV ls vkjEHk gksdj 14 viSzy dks 2 ctdj 53 feuV rd gSA blfy, izfrink
frfFk dk dqYk eku 26 ?k.Vs 2 feuV 1562 feuV gqvkA vc jsorh u{k= 13 vizSy 2002 dks dsoy
izkr% 3 ctdj 13 feuV rd gh gSA blfy, jsorh u{k= izfrink frfFk esa dsoy 2 ?k.Vs 22 feuV
142 feuV gh jgkA vc izfr'kr vuqikr ls tkuk fd ;g dsoy 9 izfr'kr gSA vr% ty LrEHk
9 izfr'kr gh jgkA bl rjg vU; LrEHkksa dk Hkh izfr'kr blh <ax ls fudky ysaxsA
ftl o"kZ pkjksa LrEHk gks og 'kqHk o vkuUnnk;d gksrk gSA
40

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

ftl o"kZ pkjksa LrEHk u gks og o"kZ v'kqHk o d"Vdkjh gksrk gSA

Future Point

eku ysa fd fdlh lEor~ esa r`.k LrEHk vkSj vUu LrEHk gh gSaA bl izdkj pkjksa LrEHkksa esa ls nks LrEHkksa
ds ik;s tkus lEor~ dk Qy e/;e jgsxkA r`.k LrEHk vkSj vUu LrEHk ds vk/kkj ij lEor~ esa ?kkl
tM+h&cwf<;k vkSj vUukfn rks mfpr ek=k esa lqle; ij gksaxs ysfdu ty LrEHk vkSj ok;q LrEHk dk
vHkko o"kkZ esa deh ykdj mijksDRk Qyksa dks Hkh e/;e fLFkfr esa j[ksxk bl izdkj lEor~ esa ik, x,
nksuksa LrEHkksa dk Qy Hkh iw.kZ :i ls izkIr ugha gksxkA

iz'uekyk %
1- txr~ dq.Myh fdl izdkj cukbZ tkrh gS \
2- o"kZ dq.Myh fdl izdkj cukbZ tkrh gS \ uo o"kZ izos'k dq.Myh esa flag yXu dk foospu djsaA
3- LrEHk fdrus izdkj ds gksrs gSa \ lEor~ esa LrEHk fdl izdkj tkus tkrs gSa \ buds Qyksa dk laf{kIr
o.kZu djsaA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

41

www.leopalm.com

v/;k;&4

dweZ p

Future Point

1- dweZ p cukuk ,oa Qy %


esfnuh esa jk"Vksa] ns'kksa] uxjksa] 'kgjksa] xzkeksa vkfn esa 'kqHk&v'kqHk] o"kkZ] HkwdEi vkfn izkfrd izdksi vkSj
mUufr voufr ds ckjs esa dweZ p cukdj fopkj fd;k tkrk gSA dweZ p esa dNq, dh vkfr
cukdj mls 27 u{k=ksa esa oxhZr fd;k tkrk gSA

dweZ p

[k.M&2
ns'k&fons'k fopkj

dweZ p dh ihB esa vFkkZr~ e/; esa fkdk] jksfg.kh] e`xf'kjk u{k=A
dweZ p ds eqag dh rjQ iwoZ fn'kk esa vknzkZ] iquoZlq vkSj iq"; u{k=A
vkxs ds nkfgus iSj vfXu dks.k esa vk'ys"kk] e?kk] iwokZQkYxquhA
dweZ p dh nkfguh dq{k nf{k.k fn'kk esa mkjkQkYxquh] gLr] fp=k] u{k=A
42

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

tsysa] xqIrpj foHkkx


Mkd] rkj jsy
VsyhQksu]
ifjogu

laln iz/kkue
dkuwu O;oL

ty] f"k foHkkx


foi{k i{k
tUenj
f'k{kk foHkkx

esfnuh; T;ksfr"k

www.leogold.com

U;k;ky
U;k;k/
/kkfeZd
laLFkku
ok;qlus
iz k frd iz d ks i
vkRegR;k,a nq?kZVuk,a

vUrjjk"Vh; O;kikj]
fons'kh ekeys

tylsuk vkSj Fkylsuk] tujksx]


Jfed oxZ fpfdRlk ea=ky;

www.futurepointindia.com

jk"Vifr] lRrk i{k

43

www.leopalm.com

Future Point
44

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

dweZ p ds fiNys nkfgus iSj uS_ZR; dks.k esa Lokfr] vuqjk/kk] fo'kk[kk u{k=A
dweZ p dh iwaN if'pe fn'kk esa T;s"Bk] ewyk] iwokZ"kk<+ u{k=A
dweZ p ds fiNys oke iSj ok;O; dks.k esa mkjk"kk<]+ Jo.k] /kfu"BkA
dweZ p dh ck;ha dq{k mkj fn'kk esa 'krfHk"kk] iwokZHkknzin vkSj mkjk Hkknzin u{k=A
dweZ p ds vkxs ds ck;as iSj bZ'kku dks.k eas jsorh] vf'ouh vkSj Hkj.kh u{k= gksrs gSaA
fdlh Hkh Hkw[k.M] xzke] uxj] ftyk] izkUr ns'k] jk"V vkfn ds 'kqHk&v'kqHk ij fopkj djus ds fy, ml
Hkw[k.M ij dweZ p dh LFkkiuk dh tkrh gSA
bl izdkj ikp dweZ cu tkrs gSaA
1- fo'o ds ekufp= ij dweZ p
2- fdlh ns'k ds ekufp= ij dweZ p
3- ns'k ds fdlh izkUr ds ekufp= ij dweZ p
4- izkUr ds ftyk ;k uxj ds ekufp= ij dweZ p
5- uxj ds ekufp= ij dweZ p]
1- tSls vki Hkkjr ds ekufp= ij dweZ p ds u{k=ksa dh LFkkiuk ns[k jgs gSa mlh izdkj vki fo'o
dk ekufp= ysdj dweZ p dh LFkkiuk ;k fdlh izkUr] uxj] ;k xzke ds ekufp= ysdj dweZ p
dh LFkkiuk dj ldrs gSaA ftl Hkw&Hkkx ds u{k= ij loZrksHknz p ds vuqlkj wj xzgksa dk os/k gks
;k og u{k= wj xzgksa ls ;qDr ;k n`f"Vr gksxk ml u{k= ds vUrxZr Hkw&Hkkx esa v'kqHk xzgksa ds LoHkko
,oa izfr ds vuqlkj vusd izdkj ds d"V gksaxsA blh izdkj ftl u{k= ij loZrksHknzp }kjk 'kqHk
xzgksa dk os/k gksxk ;k og u{k= 'kqHk xzgksa ls ;qDr ;k n`f"Vr gksxk ml u{k= ds vUrxZr vkus okys
Hkw&Hkkx esa 'kqHk xzgksa ds LoHkko ,oa izfr ds vuqlkj vusd izdkj ds 'kqHk Qy izkIr gksaxsA
fo'ks"k uksV& loZrksHknzp }kjk xzgksa dk os/k u{k= vki v/;k; u 1 ls tku ldrs gSaA

2- xzgksa dk dk;ZrRo vkSj izfr;k %


1- lw;Z vfXu rRo dk gSA lHkh xzgksa dk Lokeh gksus ls 'kkld] iz'kkld] jk"Vifr] eU=he.My]
U;k;/kh'k bu lHkh dk izfrfuf/kRo djrk gSA ou] vkS"kf/k;ksa vkfn dk dkjd gSA Hkze.k'khy gksus ds
dkj.k okrkoj.k esa ifjorZudkjh gSA
2- pUnzek ty rRo gSA ;g lk/kkj.k vke yksxksa rFkk vke yksxksa ds ekeyksa] L=h oxZ] [kk|] Qlyksa]
vkS"kf/k] ouLifr vkfn dk dkjd gSA ;g 'kkUr izo`fk dk gSA
3- eaxy vfXu rRo gSA lsuk/;{k] lsukifr] lsukcy] vL=] 'kL=] vfXudk.M] 'kY; fpfdRlk {ks=]
nq?kZVuk] ;q) vkfn dk izfrfuf/kRo djrk gSA
4- cq/k] i`Foh rRo dk xzg] jktnwr] O;kikj rFkk okf.kT;] lekpkj i=] lkfgR; txr] ckSf)d deZ]
hM+k {ks=] ok;q iznw"k.k vkfn dk izfrfuf/kRo djrk gSA
5- c`gLifr vkdk'k rRo dk xzg gSA O;kikj vkfn dk lapkyu] cSad deZpkjh] f'k{kd oxZ] U;k;/kh'k]
odhy] /keZ vkfn dk izfrfuf/kRo djrk gSA
6- 'kq ty rRo dk xzg gSA L=h tkfr] xk;d] dykdkj] tUe&nj] vkcknh] Lusg ,oa lkSUn;Z dk

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

45

www.leopalm.com

Future Point

izfrfuf/kRo djrk gSA


7- 'kfu ok;q RkRo dk xzg gSA fdlku vkSj etnwj oxksaZ] [kfut ,oa f"k mRiknd] jksx vkSj d"V dk
izfrfuf/kRo djrk gSA
8- jkgq vpkud nq?kZVukvksa] i'kq/ku dh gkfu bR;kfn fouk'kdkjh rRoksa dk izfrfuf/kRo djrk gSA
9- dsrq jkgq dh Hkkafr gh Qy nsrk gS ysfdu Qy dks ?kVuk ds vfUre Nksj rd ys tkus dk dke djrk gSA
10- ;wjus l ukxfjd laLFkkvks]a lkekftd laxBuks]a xSl] ty laLFkkvks]a naxs Qlkn vkfn ij izHkko Mkyrk gSA
11- IywVks oSKkfud vkfo"dkj] foLQksV] foeku lapkyu] vjktdrk dh ?kVukvksa vkfn dk
izfrfuf/kRo djrk gSA
12- usIP;wu jktnzksg] /kks[kk/kM+h] >wBh dEifu;ksa] Hkz"Vkpkj vkfn pkykfd;ksa dk izfrfuf/kRo djrk gSA

3- fofHkUu ns'kksa o izns'kksa dh jkf'k;k %


fofHkUu jkf'k;ksa esa vkus okys ns'kksa&{ks=ksa vkfn ds uke bl izdkj gSa %
1- es"k % baXyS.M] MsuekdZ] teZuh] y?kq iksySaM] fQfyLrhu] lhfj;k] tkiku] enzkl] usiky] JhyadkA
2- o`"k % vk;jyS.M] Qkjl] iksySaM] y?kq ,f'k;k] tkftZ;k] flizl] 'osr :l] e/; izns'k] vkLVsfy;k]
bZjku]teZuhA
3- feFkqu % m- vesfjdk] csfYt;e] ukWosZ] yksEckMsZ] felz dk fupyk Hkkx] lkfMZfu;k] fczVsu dk if'peh
Hkkx] vkfeZfu;k] f=iksyh] ySaMlZ] osYl] vhdk] t;iqj] gfj;k.kkA
4- ddZ % LdkWVySaM] gkWySaM] U;wthyS.M] if'pe vhdk] ekSfj'kl }hi] fla/k {ks=] phu] dukMkA
5- flag % kal] bVyh] cksgsfe;k] fllyh] dkfYM;k] jksekfu;k dk mkjh Hkkx] viwfy;k] vkYIl esa
lkbMy rFkk Vkij {ks=] dkcqy dk {ks=] foU/;kpy {ks=A
6- dU;k % rqdhZ] osLVbaaMht] fLoV~tjySaM] ;wuku ds dqN {ks=] yokfM;k] othZfu;k] czkthy] ekyok
{ks=] ikfdLrku] cxnknA
7- rqyk % vkfLV;k] fganphu] phu] frCcr] dSfLi;u ds lhekorhZ {ks=] felz dk ijh {ks=] mkjh
phu] czns'k] vtsZ.Vhuk] d'ehj] ekjokM+] tkiku] vesfjdk] vkLVsfy;kA
8- o`f'pd % vYthfj;k] ckjckjh] cjkfu;k] tfM+;k] twVySaM] eksjDdks] ukWosZ] mkjh lhfj;k]
DohUlyS.M] lwjr] czkthy] okf'kZxVuA
9- /kuq % vjc ns'k] vkLVsfy;k] QsfyDl] dsi fQfuLVj] gaxjh] Lisu] kal dk izkar] eSMkxkLdj]
Vksj.Vks] mkj izns'kA
10- edj % Hkkjr] fljdku] vQxkfuLRkku] vYckfu;k] cksyksfu;k] ;wuku] lhfj;k] esfDldks] vkSdZus
}hi] iatkc] caxykns'k] ia- caxkyA
11- dqaHk % vjcns'k] izf'k;k] :l] iksySaM] LohMu rFkk vchlhfu;kA
12- ehu % iqrZxky] dSykfO;xzk] xSfyfl;k] ukjeaMh] U;wfc;k] lgkjk jsfxLrku] fgekpy] felz vkfnA

46

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

4- esfnuh; T;ksfr"k esa }kn'k Hkko fopkj %

Future Point

ftl izdkj tkrd dh tUedq.Myh esa }kn'k Hkkoksa ls mldk vyx&vyx fopkj fd;k tkrk gS mlh
izdkj esfnuh T;ksfr"k ds v/;;u esa }kn'k Hkkoksa dk fopkj bl izdkj fd;k tkrk gS %
1- izFke Hkko % dq.Myh ds izFke Hkko ls tulk/kkj.k o tu LokLF;] 'kkld ;k lakln] okrkoj.k]
ekSle] vkUrfjd ?kVuk,a] ns'k dh vke fLFkfr] vkUrfjd ?kVukvksa dk fopkj fd;k tkrk gSA
-2- f}rh; Hkko % 'ks;j cktkj] jk"Vh; dks"k] vk;kr&fu;kZr] cSad] O;kikfjd xfrfof/k;ksa ij fopkj
fd;k tkrk gSA
3- r`rh; Hkko % ;krk;kr] jsy rFkk blls lEcfU/kr ekeys] Mkd] rkj] VsyhQksu] Mkd&rkj ls
lEcfU/kr ekeys] ifjogu ds lk/ku] lekpkj i=] lkfgfR;d xksf"B;ksa ij fopkj fd;k tkrk gSA
4- prqFkZ Hkko % f"k] Qly foHkkx] [kkuksa dk] lkoZtfud laLFkkuksa] /kkfeZd o f'k{kk laLFkkvksa dk
rFkk foi{k dk fopkj fd;k tkrk gSA
5- iape Hkko % tUe nj] euksjatu LFky] izkbejh f'k{kk] iz'kkldh; cqf)] lHkkxkjksa dk fopkj
fd;k tkrk gSA
6- NBk Hkko % NBs Hkko ls Fkylsuk vkSj tylsuk dk cy] ;q)iksr] vke.k lEcfU/kr ?kVuk,a] tu
LokLF; jksx vkfn fopkj fd;k tkrk gSA
7- lIre Hkko % fons'kh lEcU/k] vUrjjk"Vh; okn&fookn] vUrjjk"Vh; O;kikj] "kM;a= vkSj fonzksg
dk fopkj fd;k tkrk gSA
8- v"Ve Hkko % e`R;qnj] vkRegR;k,a] izkfrd izdksi] nq?kZVuk,a] laked jksx dk fopkj fd;k tkrk gSA
9- uoe Hkko % vnkyrsa] U;k;k/kh'k] /kkfeZd LFkku] ok;qlsuk] foKku rFkk VsDuksyksth ds ckjs esa fopkj
fd;k tkrk gSA
10- n'ke Hkko % jk"Vifr] 'kkld oxZ] lRrk/kkjh 'kfDr] vuq'kklu lEcU/kh fopkj fd;k tkrk gSA
11- ,dkn'k Hkko % iz/kkuea=h] lkaln] okf.kT;] dkuwu] vk;dj bR;kfn djkas dk fopkj fd;k tkrk gSA
12- }kn'k Hkko % fpfdRlky;ksa] dkjkxkjksa] xqIrpj foHkkx] xksiuh; cy vkSj fons'kh vke.k dk
fopkj fd;k tkrk gSA
esfnuh&dq.Myh

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

47

www.leopalm.com

5- xzg.kksa dk Hkw&e.My ij izHkko %


izR;sd lEor esa lw;Z o pUnz xzg.k vDlj yxrs jgrs gSaA budk Hkh Hkw&[k.Mksa ij izHkko gksrk gSA
vc ge lw;Z o pUnz xzg.kksa dk vyx&vyx eklksa esa jkf'k;ksa esa izHkko ds ckjs esa tkudkjh izkIr djsaxsA

lw;Z o pUnz xzg.k dk pS= vkfn eklksa esa Qy

Future Point

pS= % pS= ekl esa lw;Z ;k pUnz xzg.k gks rks dgha o"kkZ vf/kd] dgha lw[kk dgha ck<+ rFkk o"kkZ
#d&#d dj gksrh gSA rks vkxs ckSf)d O;fDr;ksa] O;kikfj;ksa vkSj vfHkusrkvksa] ys[kdksa] fp=dkjksa ds
fy, d"V jgrk gSA
oS'kk[k % oS'kk[k ekl esa xzg.k gks rks vkxs lqfHk{k gksrk gSA ysfdu lSU; cyksa ij foifk jgrh gSA
T;s"B % T;s"B ekl esa xzg.k gks rks izns'kksa esa lkk ifjorZu gksrk jgrk gS jktdh; o jkt lEekuuh;
O;fDr;ksa vkSj minzodkfj;ksa dks d"V jgrk gSA
vk"kk<+% vk"kk<+ ekl esa xzg.k gks rks o"kkZ ds fy, vojks/kd jgrk gSA ufn;ka&ukys viuk ekxZ cny
nsrs gSaA ns'k esa ikuh dk ladV jgrk gSA
Jko.k % Jko.k ekl esa xzg.k gks rks d'ehj] HkwVku] ukxkySaM] dq#{ks=] e/; izns'k vkfn dks NksM+dj
loZ= lq[k 'kkfUr jgrh gSA
Hkknzin % Hkknzin ekl esa xzg.k gks rks lkSjk"V ] caxykns'k bR;kfn izns'kksa esa L=h tkrdksa ds fy, d"V
jgrk gSA
vf'ouh % vf'ouh esa gks rks 'kY; fpfdRldksa ds fy, d"Vdkjh jgrk gSA
dkfrZd % dkfrZd esa xzg.k gks rks vfXuthoh lqukj] yksgkj yksxksa ds fy, d"V rFkk fcgkj] v;ks/
;k] eFkqjk] dk'kh dh turk dks d"V gksrk gSA
ekxZ'kh"kZ % ekxZ'kh"kZ ekl esa pUnz xzg.k gks rks lqfHk{k jgrk gS ,oa /kkfeZd yksxksa dks rFkk lhekvksa
ij d"V jgrk gSA
ikS"k % ikS"k ekl esa xzg.k gks rks fo}r oxZ ,oa lsuk vf/kdkfj;ksa dks d"V jgrk gSA o"kkZ dk vHkko jgrk gSA
ek?k % ek?k ekl esa xzg.k gks rks fo|kFkhZ oxZ vkSj fo}r oxZ dks d"V jgrk gSA
QkYxqu % QkYxqu ekl esa xzg.k gks rks vfHkusrkvks]a dykdkjks]a laxfrdkjksa ,oa ;ksfx;ksa dks d"V gksrk gSA

xzg.kksa dk jkf'k;ksa esa QYk

1- es"k jkf'k esa lw;Z ;k pUnz xzg.k gks rks vfXu }kjk dk;Z djus okys ,oa 'kL=/kkfj;ksa ds fy, d"Vdkjh
gksrk gSA iatkc] mM+hlk] eFkqjk vkfn esa minzo gksrk gSA
2- o`"k jkf'k esa xzg.k gks rks fof'k"V yksxksa ,oa nw/k ls lEcfU/kr dk;Z djus okyksa ds fy, d"Vdkjh
gksrk gSA
3- feFkqu jkf'k esa xzg.k gks rks 'kkldksa ,oa jkT; deZpkfj;ksa dykdkjksa vkSj ;equk rVorhZ izns'kksa esa
izfrd izdksi ls turk dks ihfM+r djrk gSA
4- ddZ jkf'k esa xzg.k gks rks vkfnoklh] vehj] igyokuksa] fodykaxksa ds fy, d"Vdkjh jgrk gSA
5- flag jkf'k esa xzg.k gks rks fofHkUu jktuhfrd nyks]a lkk o foi{k ds vf/kdkfj;ksa ds fy, ihM+kdkjd
jgrk gSA
48

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

6- dU;k jkf'k esa xzg.k gks rks ys[kdksa] xk;dksa] fo}r~ yksxksa] ,oa "kdksa ds fy, d"Vdkjh jgrk gSA
7- rqyk jkf'k esa xzg.k gks rks O;kikjh oxZ ,oa jktLFkku] dPN] mTtSu izns'kksa ds fy, minzodkjh gksrk
gSA
8- o`f'pd jkf'k esa xzg.k gks rks fo"k ;k jlk;u iz;ksx djus okys ,oa nf{k.k izns'kksa rFkk lSU;
vf/kdkfj;ksa esa ihM+kdkjd gksrk gSA
9- /kuq jkf'k esa xzg.k gks rks 'kkldksa] oS|] fpfdRldksa] O;kikfj;ksa ,oa rduhdh ds fy, d"Vdkjh gksrk
gSA
10- edj jkf'k esa xzg.k gks rks of'k"V O;fDr;ksa ds ifjokjksa o ea=h ifj"knksa] vkS"kf/k fuekZrkvksa o
cqf)thfo;ksa ds fy, d"Vizn jgrk gSA
11- dqEHk jkf'k esa xzg.k gks rks etnwj oxZ if'peh izns'kksa] aps ioZrh; izns'kksa rFkk lhekorhZ izns'kksa
esa d"V jgrk gSA
12- ehu jkf'k esa xzg.k gks rks cqf)thfo;ksa rFkk ty lEcfU/kr dk;Z djus okys yksxksa ds fy, d"Vdkjh
gksrk gSA

lw;Z ;k pUnz xzg.k ij eaxy vkfn xzgksa dh n`f"V dk Qy

1- lw;Z ;k pUnz xzg.k ij eaxy dh n`f"V gks rks vfXudkaM] rLdjh rFkk dgha ;q)e; okrkoj.k cusA
2- cq/k dh n`f"V gks rks 'kkldksa esa ijLij [khapkrkuh o }s"k c<+sA
3- xq# dh n`f"V gks rks xzg.k ds dqQy dh 'kkfUr gksrh gSA vFkkZr~ xzg.k ls iM+us okyk v'kqHk Qy
u"V gksrk gSA
4- 'kq dh n`f"V gks rks ns'kksa esa vusd izdkj ds dyg] minzo vkfn gksrs gSa ,oa [kM+h Qlyksa dk uk'k
gksrk gSA
5- 'kfu dh n`f"V gks rks nqfHkZ{k] pksjh vkfn dh okjnkrsa vf/kd gksrh gSaA o"kkZ dk vHkko jgrk gSA

pUnz xzg.k ds ckn lw;Z xzg.k dk Qy

xzg.k ds 15 fnu ckn vekoL;k dks lw;Z xzg.k pUnz vk, rks 'kkld oxZ esa vuhfr o vU;k; QSykrk
gS rFkk ifr&ifRu;ksa ds ijLij izse esa deh ykrk gSA
vekoL;k esa lw;Z ds ckn i{k chrus ij ;fn pUnz xzg.k vk tk, rks /kkfeZd izo`fk esa c<+kskjh ,oa turk
esa [kq'kgkyh ykrk gSA

iz'uekyk %
123456-

dweZ p cukdj u{k=ksa dh fLFkfr dk Kku djok,aA


esfnuh T;ksfr"k esa }kn'k Hkkoksa dk foospu dhft,A
fdlh Hkh izkUr ds ekufp= ij dweZ dh LFkkiuk djds Qy dk foospu djsaA
vesfjdk dh dkSu lh jkf'k gS \
esfnuh; T;ksfr"k esa lkk i{k vkSj foi{k dk fdl Hkko ls fopkj djsaxs \
lw;Z o pUnz xzg.kksa ds Hkwe.My ij gksus okys Qy dk la{ksi esa o.kZu djsaA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

49

www.leopalm.com

Future Point
50

www.futurepointindia.com

[k.M&3
ekSle&fopkj

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

51

www.leopalm.com

v/;k;&5

vknzkZ izos'k ,oa Qy


1- lEor~ esa vknzkZ tkuus dh fof/k %

Future Point

lw;Z tc vknzkZ u{k= esa izos'k djrk gS ml le; tks frfFk ;k okj gksrk gS mldk Qy lEor~ esa fo'ks"k
egRoiw.kZ gSA blds }kjk o"kkZ dk de ;k vf/kd ,oa Qlyksa ij mldk vlj tkuk tkrk gSA

2- vknzkZ dk frfFk;ksa] okjksa] u{k=ksa ,oa ;ksxksa esa Qy %


frfFk vuqlkj vknzkZ izos'k Qy fuEufyf[kr gS&
izfrink& 'kqHkizn RkFkk eaxye; gksrk gSA
f}rh;k& vuktksa dh o`f) gksrh gSA
r`rh;k& minzo vf/kd gksrs gSaA
prqFkhZ& v'kqHk gksrk gSA
iapeh& mkekske Qydkjh gksrk gSA
"k"Bh& lc izkf.k;ksa ds fy, lq[knk;d jgrk gSA
lIreh& mke {kse gksA
v"Veh& lL; vuktksa dh Qlysa vf/kd gksaA
uoeh& mRikr dk Hk; gksA
n'keh& 'kqHk eaxy gksA
,dkn'kh& vukt lLrs Hkko esa jgsA
}kn'kh& 'kqHkizn jgsA
k;ksn'kh& ty o`f"V mke gksA
prqnZ'kh& vukt rFkk oL= egaxs gkasA
iw.kZeklh& euksjFk iw.kZ gksA
vekoL;k& Qlysa [kjkc gksa rFkk 'kkldksa ds fy, v'kqHk gksA

okjksa dks izos'k dk Qy %


jfookj& dks vknzkZ izos'k& i'kqvksa ds fy, d"Vdkjh
lkseokj& lqfHk{k gks Hkko lLrs gksa
eaxyokj& 'kkldksa esa 'kksd gksA
cq/kokj& Hkko lLrs gksa lqfHk{k gks
xq#okj& le`f) nk;d gksA
'kqokj& 'kkfUr izn gksA
52

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

'kfuokj& v'kqHk] jksxdkjd gksA

u{k=ksa ds vuqlkj vknzkZ izos'k dk Qy %

Future Point

vf'ouh& i'kqvksa dh o`f) gks] Hk;nk;d gksA


Hkj.kh& v'kqHk Qy] jksx vf/kd gksaA
fkdk& vfXudk.M vf/kd] o"kkZ de gksA
jksfg.kh& vukt vf/kd gks] lqfHk{k gks] lUrks"k jgsA
e`xf'kjk& vukt vf/kd gks] lqfHk{k gks] Hkko lLrs gkasA
vknzkZ& v'kqHk] minzo vf/kd gksA
iquoZlq& lc vukt vf/kd gksaA
iq";& o"kkZ vf/kd gks] vuktksa dh Qlysa vf/kd gksaA
vk'ys"kk& v'kqHk Qyizn rFkk lq[kksa dk uk'k gksA
e?kk& o"kkZ vkSj Qlyksa dh mit de gksA
iwokZQkYxquh& 'kkldksa dh dhfrZ izflf) c<+sA
mkjk QkYxquh& vuktksa dh o`f) gks] turk c<+sA
gLr& turk esa lq[kksa dh o`f) gksA
fp=k& lc vukt] nygu vf/kd gksa( 'kqHk izn jgsA
Lokfr& vuktksa dh o`f) gksA
fo'kk[kk& lc jksxksa dk uk'k gksA
vuqjk/kk& 'kkldksa rFkk turk esa lUrks"k c<+sA
T;s"Bk& turk esa Hk; O;kIr jgsA
ewyk& turk esa Hk; vf/kd rFkk jksxkas dh o`f) gksA
iwokZ"kk<+& 'kkldksa esa ijLij fojks/k c<+sA
mkjk"kk<+& eaxydkjh] turk dk;kasZ esa O;Lr jgsA
Jko.k& 'kqHkQy izn rFkk o`f)dkjd gksA
/kfu"Bk& 'kqHkizn] eaxydkjh gksA
'krfHk"kk& o"kkZ vf/kd gksA
iwokZHkknzin& v'kqHk dkjd rFkk lq[k dk uk'k gksA
mkjkHkknzin& loZdk;Z lEiUu fl) gksA
jsorh& 'kkldksa ds fy, veaxydkjh vkSj d"Vdkjh gksA

vknzkZ izos'k dk ;ksxksa ds vuqlkj QYk %


fo"dqEHk& Qlyksa ds fy, 'kqHk gksrk gSA
izhfr& o"kkZ vf/kd gksA
vk;q"eku& 'kkldksa ds pfj= mke gksaA
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

53

www.leopalm.com

Future Point

lkSHkkX;& vkjksX;rk rFkk lkSHkkX;nk;dA


'kksHku& 'kkld rFkk turk 'kqHk dk;kasZ esa yxasA
vfrx.M& 'kkluk/;{kksa esa ijLij fojks/k c<+sA
lqdekZ& /keZijk;.k yksx /kkfeZdrk esa yxsaA
/k`fr& lqfHk{k gks] egaxkbZ de gks
'kwYk& jksx&ihM+k vf/kd gksA
x.M& eaxye;] vkuUnnk;d gksA
o`f)& /kkfeZd dk;Z vf/kd gks] turk dh o`f)A
/kzqo& 'kkldksa ls turk mnklhu jgsA
O;k?kkr& nqfHkZ{k gks egaxkbZ c<+sA
g"kZ.k& vukt LkLrs gksaA lq[kksa dh o`f) gksA
otz& 'kkldksa esa Dys'k gksA
flf)& /kkU;kas dh o`f) gks] ysfdu jksx vf/kd gksaA
O;kfrikr& 'kkldh; vkSj turk ds [ktkuksa dk uk'k gksA
ojh;ku& o"kkZ de gks] Qlysa Hkh de gksaA
ifj?k& 'kkldksa ds fy, ihM+kdkjd gksrk gS rFkk /keZ vkSj vFkZ dh gkfu gksrh gSA
f'ko& turk esa ln~Hkkouk c<+s] le; eaxyizn jgsA
flf)& u, vkfo"dkjksa dh o`f) gks] lQYkrk feysA
lk/;& #ds gq, lc dk;Z lQy gksaA
'kqHk& o"kkZ vf/kd gks] turk esa lq[kksa dh o`f) gksA
'kqDy& o"kkZ vf/kd gks] Qlysa vf/kd gksaA
cz& o"kkZ e/;e gksA
,sUnz& o"kkZ i;kZIr ek=k esa gksA
oS/k`fr& jksxksa rFkk O;kf/k dh o`f) gksA

le;kuqlkj vknzkZ izos'k Qy %


1234-

lw;ksZn; ds le; vknzkZ dk izos'k gks rks jksx vf/kd jgsA


lw;ksZn; ds 2 ?k.Vs ckn foxzgdkjh]
nksigj ds le; izos'k Qlyksa dks uqdlkunk;d vukt egaxsA
lw;kZLr ds le; lqfHk{k] vukt LkLrs jgsaA

54

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

5- jkf= ds le; turk esa lq[kdkjhA


6- e/; jkf= esa vknzkZ dk izos'k lc jksxksa dh o`f)nk;d
7- e/;jkf= ds ckn igys dk vk/kk Hkkx lq[kdkjd rFkk ckn dk nq%[kdkjd jgrk gSA

3- vknzkZ izos'k dq.Myh cukus dh fof/k ,oa Qy %

Future Point

lw;Z tc vknzkZ u{k= esa izos'k djrk gS ml le; dks b"V eku dj tks dq.Myh curh gS mls vknzkZ
izos'k yXu dq.Myh dgrs gSaA vknzkZ izos'k yXu dq.Myh cuk dj mlls Hkh Qy tkuk tkrk gSA
vknzkZ izos'k dq.Myh dsUnz vkSj f=dks.k 1&4&7&10] 5] 9 Hkko esa lw;Z vkSj pUnzek dh fLFkfr gks rFkk
pUnzek ty jkf'k esa gks vkSj 'kqHk xzgksa ls n`"V gks rks vuktksa dh Qlysa vfr mke gksrh gSaA ;fn iki
xzgksa ls n`"V gks rks Qlyksa dk uk'k gksrk gSA
mnkgj.k % tSls lEor~ 2059 foeh esa T;s"B ekl dh 'kqDy i{k dh =;ksn'kh frfFk 'kfuokj
rnkuqlkj 22 twu lu~ 2002 dks fo'kk[kk u{k= fl) ;ksx vkSj o`f'pd jkf'k ds pUnzek rFkk ddZ
yXu esa 8 ctdj 50 feuV ij lw;Z vknzkZ u{k= esa izos'k dj jgk gS bl le; vknzkZ dq.Myh bl
izdkj cusxhA
lw- e- o`3

5
'kq4

6
7

2 'k- jk- ]
cq1

10

12

p- ds- 8
9

11

mijksDr dq.Myh esa yXu dk Lokeh pUnzek iape Hkko esa f=dks.k esa o`f'pd jkf'k dk ty rRo jkf'k
esa dsrq ds lkFk gSA yXu esa ty rRo jkf'k gSA rFkk bls o`"k jkf'k ds rhuksa v'kqHk xzg cq/k] 'kfu vkSj
jkgq iw.kZ n`f"V ls ns[k jgs gSaA vr% tyok;q fopkj ls bl o"kZ o"kkZ i;kZIr ek=k esa ekywe gksrh gSA
}kn'k Hkko esa lw;Z eaxy vkSj xq# ds lkFk gS rks dgha lw[kk vkSj dgha ck<+ vkfn ls gkfu dk ;ksx
cukrk gSA fopkj djus ls vknzkZ dk izos'k =;ksn'kh frfFk gksus ij ty o`f"V mke gksA 'kfuokj dk
vknzkZ izos'k dk Qy foxzgdkjh fy[kk gS fo'kk[kk u{k= esa izos'k jksxuk'kd fy[kk gS vknzkZ izos'k fl)
;ksx esa gksus ls /kkU; dh o`f) vkSj vf/kd jksxdkjd gSA rks bl lc ij fopkj djus ls fLFkfr vPNh
ekywe gksrh gSA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

55

www.leopalm.com

4- jksfg.kh okl dk tkuuk ,oa Qy fopkj %

Future Point

leqnz p esa es"k lakfUr ds fnu tks u{k= gks mlls vkjEHk djds nks&nks u{k= leqnzksa esa] nks&nks
u{k= rVkas ij] ,d ioZrksa ij vkSj nks&nks lfU/k;ksa esa && bl izdkj vfHkftr u{k= lfgr vkbZl
u{k= LFkkfir fd, tkrs gaAS ftl txg ij jksfg.kh u{k= iM+rk gS ogha jksfg.kh fuokl ekuk tkrk gSA

jksfg.kh p
oZr
1-i

rV

rV
lf

U/k

lf

2 leqnz

1-i
oZr
2

U/k

rV
12

2
1

2 leqnz

11

2 leqnz

10
7

5
6

rV

2
lfU

/k 2

rV

rV

2
2 leqnz

rV

/k 2

rV

lfU

1
ioZr

ioZr
1

mnkgj.k% & lEor~ 2059 esa es"k lakfUr ds fnu vf'ouh u{k= gSA bl vk/kkj ij x.kuk djsa rks
ik,axs fd vf'ouh $ Hkj.kh leqnz eas] fkdk $ jksfg.kh rVksa ij] e`xf'kjk ioZr ij vkSj vknzkZ $
iquoZlq lfU/k ij vkrs gSaA bl izdkj jksfg.kh p esa lc u{k=ksa dks LFkkfir fd;k x;kA ;gk ij
jksfg.kh u{k= D;ksafd rVksa ij fLFkr gS blfy;s bldk okl rV ij gSA

jksfg.kh fuokl dk Qy %
1- jksfg.kh dk fuokl leqnz esa gks rks ml o"kZ vf/kd o"kkZ gksrh gS rFkk Qlysa i;kZIr ek=k esa gksrh
gSaA

56

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

2- ;fn rV ij jksfg.kh dk fuokl gks rks o"kkZ i;kZIr ek=k esa gksrh gS rFkk vuktksa dh Hkh o`f) gksrh gSA
3- ;fn jksfg.kh dk okl lfU/k esa gks rks [k.Mo`f"V gks ysfdu Qlysa lw[ksa ughaA
4- jksfg.kh dk okl ;fn ioZr ij gks rks o"kkZ de gksrh gS rFkk Qlyksa dks uqdlku gksrk gSA
le; fuokl %

Future Point

1- jksfg.kh dk okl leqnz esa gks rks le; dk fuokl ekyh ds ?kj gksrk gS] 2- lfU/k esa gks rks oS';
O;kikjh ds ?kj 3- ;fn ioZr ij gks rks dqEgkj ds ?kj 4- rVksa ij gks rks /kksch ds ?kj gksrk gSA

iz'uekyk %
123456-

vknzkZ izos'k D;k gksrk gS \ vknzkZ izos'k yXu dq.Myh fdl izdkj cukbZ tkrh gS \
lEor~ 2060 dh vknzkZ izos'k dq.Myh cuk;as vkSj mlds Qy foospu djsaA
;fn vknzkZ izos'k Lokfr u{k=] "k"Bh frfFk] cq/kokj] vkSj 'kksHku ;ksx esa gks rks D;k Qy gksxk \
vknzkZ izos'k Qy le; vuqlkj fdl izdkj cnyrk gS \
jksg.kh okl fdl izdkj fudkyk tkrk gS bldk Qy Li"V djsa \
lEor~ 2060 dk jksg.kh okl dgk gksxk \ vkSj mldk Qy D;k gksxk \

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

57

www.leopalm.com

v/;k;&6

ekSle
1- f=ukM+h p }kjk o"kkZfn dk tkuuk %

Future Point

Hkkjrh; T;ksfr"k esa ekSle foKku v/;k; esa vuko`f"V] vfro`f"V] vka/kh] rwQku] fgeikr] HkwL[kyu vkfn
dh tkudkjh ds fy, vusd fof/k;ka gSaA buesa ls dqN fo'ks"k fof/k;ksa tSls likZdkj f=ukM+h p] lIr
ukM+h p] u{k= la[;k cks/k p] u{k= e.My p vkfn dk mi;ksx T;ksfr"khx.k vf/kd djrs gSaA
ge bu pksa ls ekSle foKku ds ckjs esa tkusaxsA loZizFke likZdkj f=ukM+h p ds vk/kkj ij bldh
tkudkjh kIr djsaA
blesa liZ dk fp= cukdj mlesa rhu ukfM+;ka cukbZ tkrh gSaA lcls ijokyh ukM+h dks LoxZ] chp
okyh dks Hkwfe vkSj lcls uhps okyh ikrky uke dh ukM+h ls tkuk tkrk gSA izR;sd ukM+h esa vf'ouh
vkfn u{k=ksa dh LFkkiuk dh tkrh gSA
loZizFke u{k=ksa ds e ls LoxZ&Hkwfe&ikrky vkSj fQj ikrky&Hkwfe&LoxZ ls 27 u{k=ksa dh LFkkiuk
dh tkrh gSA bldks vki fuEufyf[kr p ds }kjk tku ysaxsA bl p esa LoxZ dks vkfn] Hkwfe dks
e/; vkSj ikrky dks vuUr ds :i esa n'kkZ;k x;k gSA
vkfn vf'ouh vknzkZ
iquoZlq m-QkYXkquh gLr
T;s"Bk
ewyk 'krfHk"kk iw- Hkke/;
Hkj.kh
e`xf'kjk iq";
iw-QkYxquh fp=k
vuqjk/kk iw-vk- /kfu"Bk m-HkkvuUr fkdk jksfg.kh vk'ys"kk e?kk
Lokfr
fo'kk[kk m-vk- Jo.k
jsorh

f=ukM+h p

likZdkj f=ukM+h p }kjk o"kkZ vkfn dk Qy %


1- lHkh 'kqHk&v'kqHk xzg ,d gh ukM+h esa vk tk,a rks o"kkZ vf/kd ek=k esa gksrh gSA tc rd ,d gh
ukM+h esa jgsaxs] o"kkZ gksrh jgsxhA
2- cyh lw;Z vkSj xq# ,d ukM+h esa vk tk,a rks lqo`f"V gksrh gSA
3- lHkh iq#"k xzgksa dk ;ksx ,d ukM+h esa vk tk, rks vfro`f"V dk Hk; jgrk gSA
58

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

4- L=h vkSj uiaqld xzgksa dk ;ksx ,d ukM+h esa gks tk, rks vksyk&o`f"V gksrh gSA
5- LoxZ ukM+h esa iki vkSj 'kqHk xzg bdV~Bs gks tk,a rks Hkkjh o"kkZ gksrh gSA
6- LoxZ ukM+h esa iki xzg vkSj Hkwfe ukM+h esa 'kqHk xzg gksa rks o"kkZ gksrh gSA
7- LoxZ ukM+h esa iki xzg vkSj ikrky ukM+h esa 'kqHk xzg gkas rks o"kkZ dk vHkko gksrk gSA

Future Point

8- ikrky ukM+h esa iki xzg gksa vkSj LoxZ ukM+h esa 'kqHk xzg rks o"kkZ ugha gksrh gSA

u{k= la[;k cks/kd p %


u{k= la[;k cks/kd p esa 27 u{k=ksa dks L=h] iq#"k vkSj uiqald dh laKk ls fxuk tkrk gSA buesa
ls dqN u{k= lw;Z ds vkSj dqN pUnzek ds gksrs gSaA
lw;Z ds u{k= % jksfg.kh] e`xf'kjk] iwokZQkYxquh] mkjkQkYxquh] gLr] fp=k] Lokfr] fo'kk[kk]
vuqjk/kk] T;s"Bk] ewyk 'krfHk"kk vkSj iwokZHkknzinA
pUnzek ds u{k= % vf'ouh] Hkj.kh] fkdk] vknzkZ] iquoZlq] iq";] vk'ys"kk] e?kk] iw- "kk-] m- "kk- Jo.k]
/kfu"Bk] mkjkHkknzin vkSj jsorhA
buls o"kkZ vkfn dk Kku %
lw;Z vkSj pUek dh u{k=ksa ij vofLFkfr ds vk/kkj ij feyus okys QykQy dk fooj.k bl dkj
gS %
nksuksa dk lw;Z] lw;Z gks ok;q pysA
nksuksa dk pUnzek] pUnzek gks o"kkZ ugha gks
nksuksa dk lw;Z vkSj pUnzek gks o"kkZ gks
mnkgj.k % eku ysa fd lw;Z iquoZlq u{k= ij gS vkSj pUnzek dk u{k= e`xf'kjk gS A mijksDr lw=
ds vuqlkj lw;Z pUnzek ds u{k= ij gS vkSj pUnzek lw;Z ds u{k= e`xf'kjk ij] vr% o"kkZ gksxhA blh
izdkj u{k=ksa dh iqq#"k] L=h vkSj uiqald laKkvksa ls Hkh o"kkZ dk fopkj fd;k tkrk gSA
iq#"k laKk ds u{k= % vf'ouh] Hkj.kh] fkdk] jksfg.kh] e`xf'kjk] ewyk] iwokZ"kk<+] mkjk"kk<+] Jo.k]
/kfu"Bk] 'krfHk"kk] iwokZHkknzin] mkjkHkknzin] jsorhA ;s 14 u{k= iq#"k laKk ds gSaA
L=h laKk ds u{k= % vknzkZ] iquoZlq] iq";] vk'ys"kk] e?kk] iwokZQkYxquh] mrjkQkYxquh] gLr] fp=k
LokfrA ;s 10 u{k= L=h laKk ds gSaA
uiqald laKk ds u{k= % fo'kk[kk] vuqjk/kk] T;s"BkA ;s 3 u{k= uiaqld laKk ds gSA
QYk % lw;Z vkSj pUek ds orZeku u{k= vkSj mldh laKk vkfn ds vk/kkj ij QykQy dk fooj.k
bl dkj gS %
1- ;fn nksuksa xzg iq#"k laKk esa gksa iq#"k] iq#"k rks vf/kd xehZ gks] vkdk'k lkQ jgsA
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

59

www.leopalm.com

Future Point

2- ;fn
3- ;fn
4- ;fn
5- ;fn
pUnz
lw;Z
lw;Z
pUnz
lw;Z

nksuksa xzg L=h laKk L=h] L=h eas gksa rks ok;q pys ;k ckny Nk, jgsaA
,d L=h laKk esa vkSj nwljk iq#"k esa gks rks mke o"kkZ gksA
nksuksa xzg uiqald laKk ds u{k= esa gksa rks ok;q pys] xehZ vf/kd gksA
,d L=h ;k iq#"k laKk esa gks vkSj nwljk uqald esa rks cwank&ckanh gksA
vf'ouh] Hkj.kh] fkdk] iwokZ"kk<+] mkjk"kk<+] Jo.k] /kfu"Bk] m-Hkk-] jsorhA
jksfg.kh] e`xf'kjk] ewyk] 'krfHk"kk] iwokZHkknzinA
iwokZQYxquh] mkjkQkYxquh] gLr] fp=k] LokfrA
vknzkZ] iquoZlq] iq";] vk'ys"kk] e?kkA
fo'kk[kk] vuqjk/kk] T;s"BkA

iq#"k
L=h
uiaqld

mnkgj.k % eku ysa fd lw;Z iquoZqlq u{k= ij gS rks bldh laKk L=h gqbZ] vkSj orZeku esa pUnzek dk
u{k= jsorh gS rks bldh laKk iq#"kA L=h&iq#"k ds la;ksx dk Qy mke o"kkZ gSA

2- lIrukM+h p }kjk o"kkZfn dk tkuuk %


u{k= e.My ds 28 u{k=ksa vfHkftr lfgr dks vkpk;ks us 7 ukfM+;ksa esa foHkkftr fd;k gSA
lkr ukfM+;ksa ds uke % p.Mk] ok;q] ngu] lkSE;k] uhjk] tyk vkSj ve`rkA u{k=ksa dh ukM+h vkSj
mlds Lokeh dk Kku fuEufyf[kr lIr ukM+h p ls kIr fd;k tk ldrk gSA

lIrukM+h
u{kr
fkdk
jksfg.kh
e`xf'kjk
vknzkZ
iquoZlq
iq";
vk'ys"kk

60

fo'kk[kk
Lokfr
fp=k
gLr
mkjk Qkiw-Qke?kk

www.futurepointindia.com

vuqjk/kk
T;s"Bk
ewyk
iwokZ"kk<+k
mkjk"kk<+
vfHkftr
Jo.k

ukM+h
Hkj.kh
p.Mk
vf'ouh
ok;q
jsorh
ngu
m- Hkknzin lkSE;
iw- Hkknzin uhjk
'krfHk"kk
tyk
/kfu"Bk
ve`rk

www.leogold.com

iq#"kkfn
Lokeh
'kfu
lw;Z
eaxy
xq#
'kq
cq/k
pUnz

laKk
uiq-a
iq#"k
iq#"k
iq#"k
L=h
iq#"k
L=h

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

likZdkj lIr ukM+h pe~

fdlh Hkh ,d ukM+h ds u{k=ksa vFkkZr~ mu u{k=ksa esa ls fdlh ij Hkh] ftudh ukM+h ,d gks] nks ;k nks
ls vf/kd xzg vk tk;sa rks ml ukM+h dk os/k gksrk gSA
1-p.Mk ukM+h esa nks ;k nks ls vf/kd iki xzg vk,a rks cgqr rst ok;q rwQku vkSj lkSE; xzg gksa rks
rst ok;q vka/kh vkrh gSA
2- ok;q ukM+h esa nks ;k nks ls vf/kd xzg gkas rks ok;q osx ls pysA
3- ngu ukM+h esa nks ;k nks ls vf/kd xzg vk tk,a rks i`Foh ij nkg vfXu dh ?kVuk,a vf/kd gksaA
4- lkSE; ukM+h esa nks ;k nks ls vf/kd xzg gksa rks 'kqHkA
5- uhjk esa nks ;k nks ls vf/kd xzg gksa rks cwank&ckanhA
6- tyk esa gksa rks vfro`f"V dkjdA
7- ve`rk esa nks ;k nks ls vf/kd xzg gksa rks o`f"VdkjdA
xzg viuh&viuh ukM+h essa ukM+h ds Lokeh ds vuqlkj Hkh Qy iznku djrs gSaA tSls& ve`rk ukM+h dk
Lokeh pUnzek Hkh ve`rk ukM+h esa gh gks rks fo'ks"k Qynk;d gksrk gSA bl izdkj xzg viuh&viuh
ukM+h esa vkus ij viuk&viuk Qy nsrs gSaA
vU; ukfM+;ksa esa ukM+h ds leku Qy nsrs gSaA dsoy eaxy izR;sd ukM+h esa ml ukM+h ds leku Qy
nsrk gSA vFkkZr~ eaxy vdsyk Hkh izR;sd ukM+h esa ml ukM+h ds vuq:i Qy nsrk gSA
1- fdlh Hkh ukM+h ds pkjksa u{k=ksa esa ls fdlh ,d u{k= ij pUnzek mifLFkr gks vkSj ml u{k= ij
wj vkSj lkSE; xzg gksa rks ml fnu o"kkZ gksrh gSA
2- ,d u{k= ij wj vkSj lkSE; xzg fLFkr gksa rks ftrus le; rd bu xzgksa ds lkFk pUnzek dk
va'kkRed ;ksx jgsxk pUnzek vkSj xzgksa ds va'k ,d leku jgsaxs rc rd egko`f"V gksxhA
3- ftl ukM+h esa dsoy lkSE; ;k dsoy iki xzg gksa vkSj pUnzek Hkh ml ukM+h ij gks rks vYi o"kkZ
gksrh gS ;k vkdk'k esa ckny eaMjkrs jgrs gSaA
4- ftl ukM+h esa mldk Lokeh xzg fLFkr gks og {kh.k pUnzek ls ;qDr gks rks o"kkZ gksrh gSA
5- ve`rk ukM+h esa lkSE; vkSj wj xzg gks vkSj muds Lokeh pUnzek dk Hkh bl ij ;ksx gks rks ,d]

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

61

www.leopalm.com

Future Point

rhu ;k lkr fnuksa esa nks] pkj ;k ikap ckj o"kkZ gksrh gSA
blh rjg tyk ukM+h esa Hkh lkSE; vkSj wj xzgksa ds lkFk pUnzek dk Hkh ;ksx gks rks 36 ?kaVs ;k 72
?kaVs o"kkZ gksrh gS] vFkkZr~ ,d u{k= esa pUnzek vkSj xzgksa ds ;ksx gksus ij ml fnu xzgksa ds va'k rd]
pUnzek tc rd jgrk gS] o"kkZ gksrh gSA
iq#"k] L=h vkSj uiaqld laKk ds vuqlkj xzgksa dh ukfM+;ksa esa vofLFkfr ij QYk %
1- ;fn nks iq#"k xzgksa dk ,d ukM+h dks os/k gks rks pkjksa vksj ok;q pysA
2- ;fn L=h vkSj iq#"k xzgksa dk os/k gks rks o"kkZ gksA
3- nks uiqald xzgksa dk os/k gks rks vkdk'k esa /kwy Hkjh jgsA
fo'ks"k uksV% D;ksafd o"kkZ ,d gh le; dgha de] dgha vf/kd vkSj dgha fcYdqy ugha gksrh A vr%
bldks tkuus ds fy, vius uxj] izkUrkfn ds Uk{k= dk Kku kIr dj lIre ukMh+ p esa ns[ksa fd
og fdl ukM+h esa vkrk gSA mijksDr fu;e ds vuqlkj 'kqHk&v'kqHk xzgksa ls ukM+h os/k dk fopkj dj
ml LFkku esa o"kkZ dk vuqeku yxk;k tk ldrk gSA

mnkgj.k % lIr ukM+h p }kjk ge o"kkZfn dk Kku bl izdkj tku ldrs gSaA eku yks xq# vkSj
'kq uked nksuksa xzg uhjk ukM+h esa e'k% iquoZlq vkSj mkjk"kk<+k u{k= esa gSaA bl izdkj uhjk ukM+h
dk os/k gks x;k ftldk Qy cwank&ckanh fy[kk x;k gSA vc vxj pUnzek Hkh iwokZHkknzin u{k= esa
avkdj uhjk ukM+h esa vk tk;s rks bl izdkj nks lkSE; xzgksa ds lkFk pUnzek dk Hkh fdlh ukM+h esa fLFkr
gksus dk Qy vYi o"kkZ ;k vkdk'k esa ckny eaMjkuk fy[kk x;k gSA lkFk gh iq#"k vkSj L=h xzgksa }kjk
os/k dk Qy o"kkZ gksus ds ckjs esa fy[kk x;k gSA vr% bu lcds vk/kkj ij ;g vuqeku yxk;k tk
ldrk gSA fd ml le; ;k ml fnu o"kkZ rks vo'; gksxh ysfdu ;g vYi o"kkZ vFkkZr cwank&ckanh
ds :i esa gksxhA

62

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

mnkgj.k %

twu

3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 fnl-

14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

Future Point

esfnuh; T;ksfr"k

fnlEcj 1 2

o"kkZ foKku lkj.kh

tqykbZ

1 2 3 4 5 6 7 8 9 10 11 12 13 14 tqykbZ

tuojh

1 2

tqykbZ

15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31

3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 tuojh

vxLr

1 2

vxLr

15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31

3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28

flrEcj

1 2

tqykbZ
1 2 3 4 5 6 7 8 9 10 11 12 13 14 vxLr

Qjojh

ekpZ

twu

Qjojh
vxLr

1 2 3 4 5 6 7 8 9 10 11

flr-

3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31 ekpZ

flrEcj 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30
vDVwcj

flr1 2 3 4 5 6 7 8 9 10 11 12 vDVw-

vizy
S

1 2

3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

vDVw-

13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 31

63

uo-

www.futurepointindia.com

1 2 3 4 5 6 7 8 9 10 11

www.leogold.com

vizy
S

uo-

www.leopalm.com

Future Point

o"kkZ&Kku lkj.kh ls o"kkZ dc vkSj fdl rkjh[k dks gksxh bldk Kku izkIr fd;k tkrk gSA fnlEcj]
tuojh] Qjojh] ekpZ vkSj vizSy ds eklksa esa ftu rkjh[kksa dks o"kkZ gksrh gS izk;% rnuq:i gh tqykbZ]
vxLr] flrEcj] vDVwcj rFkk yxHkx vk/ks uoEcj rd ds eklksa dh rkjh[kksa dks o"kkZ gksrh gSA
Hkkjrh; T;ksfr"k esa o"kkZ&foKku ds vuqlkj 'khrdky esa izk;% 12 fnlEcj ds ckn gh o"kkZ gksrh gSA
blds fglkc ls o"kkZ dky esa o"kkZ ml rkjh[k ds vuqlkj gh gksrh gSA eku yas fd yqf/k;kuk esa 'khrdky
esa o"kkZ 7 fnlEcj dks gqbZ rks mijksDr lkj.kh ds vuqlkj ogka xzh"edky esa o"kkZ 30 twu dks gksxhA
blh izdkj eku ysa fd 'khrdky esa nsgyh esa o"kkZ 4 Qjojh dks gqbZ rks mijksDr lkj.kh ds vuqlkj
ogka o"kkZ 18 vxLr dks gksxhA oSls gh eku ysa fd t;iqj esa o"kkZ 'khrdky esa 12 ekpZ dks gqbZ rks
lkj.kh ds vuqlkj ogka o"kkZ 23 flrEcj dks gksxhA
blh izdkj vU; 'kgjksa esa gksus okyh o"kkZ dh fLFkfr dk Kku Hkh mijksDr fu;e ds vk/kkj ij izkIr
fd;k tk ldrk gSA

o"kkZ esa vojks/kd p

lw;Z jksfg.kh u{k= ij yxHkx 25 ebZ ls 6 twu vFkkZr~ 13 fnu jgrk gSA bl jksfg.kh u{k= ds lw;Z
ls vkxs o"kkZ ds vojks/kd fnu ns[ks tkrs gSaA
1
2
3
4
5
6
7
8
9
10 11
12 13
ebZ
ebZ ebZ ebZ ebZ ebZ
ebZ twu twu twu twu twu twu
rkjh[k 25
26 27
28 29
30
31 1
2
3
4
5
6
fnu
72
50 45
42 39 34
21 30
28 24 21
16 12
mijksDr p esa 25 ebZ ls 6 twu rd dh rkjh[kksa ds uhps vojks/kd fnuksa dh la[;k fy[kh gSA blls
ge o"kkZ ds vojks/kd fnuksa dk Kku izkIr dj ldrs gSaA 25 ebZ ds uhps 72 dh la[;k gSA bl dk
Hkko ;g gS fd 25 ebZ dks ;fn dgha FkksM+h o"kkZ gqbZ rks vkxs 72 fnuksa ds fy;s o"kkZ esa vojks/k jgsxkA
vkSj ;fn 25 ebZ dks nSo;ksx ls dgha vf/kd o"kkZ gqbZ vkSj ufn;ka&ukys py iM+s rks 72 fnuksa ds
vojks/k ds ckn mke o"kkZ gksxhA
lw;Z ds jksfg.kh u{k= ds le; vFkkZr~ 15 ebZ ls 5 twu ds chp ;fn xehZ vf/kd iM+s rks vkxs o"kkZ
Js"B gksxhA
ok;q rst vFkkZr~ vkf/k;ka gksa rks 'kkLkdksa esa foxzg jgsA
fctyh xtsZ rks o"kkZ esa deh gks fdUrq fctyh dk vf/kd fnuksa rd dM+duk 'kqHk gksrk gSA
ckny Nk;sa rks Hkh vkxs o"kkZ esa deh gksA
cwnk&ckanh gks rks Hkh o"kkZ esa vojks/k cusA
ii lw;Z ds e`xf'kjk u{k= esa gksus ls ;fn ok;q vf/kd osx ls pys rks 'kqHk gSA ;fn ok;q u pys rks
o"kkZ nsj ls rFkk de gksrh gSA
64

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

iii ikS"k ekl esa ewyk u{k= ls Hkj.kh u{k= rd ckny jgs rks vkxs o"kkZdky esa lw;Z ds vknzkZ u{k=
ls ysdj fo'kk[kk rd ds 11 u{k=ksa esa ekuqlkj o"kkZ gksrh gSA
ikS"k ekl ds u{k=

ewyk

iwokZ"kk<+k m-vk- Jko.k

lw;Z ds u{k=

vknzkZ

iquoZlq

/kfu"Bk 'krfHk"kk

iq"; vk'ys"kk e?kk

iw-Qk-

iw-Hkknz m-Hkk- jsorh vf'ouh Hkj.kh


m-Qk- gLr fp=k Lokfr

fo'kk[kk

Future Point

mnkgj.k %
eku ysa ikS"k ekl /ku jkf'k ds lw;Z esa mkjk"kk<+ u{k= ds le; ckny gks rks vkxs tc lw;Z iq";
u{k= ij jgsxk mu fnuksa o"kkZ vf/kd gksxhA
blh izdkj pS= ekl vf/kdrj ".k ekl esa ehu jkf'k ds lw;Z ds ewyk u{k= esa gksus ls Hkj.kh u{k=
rd vkdk'k dk fueZy jguk Js"B gSA ;fn ckny ;k o"kkZ gks rks vkxs mlh p ds vuqlkj vuko`f"V
gksrh gSA

3- xzgksa ds ;ksx }kjk o"kkZfn dk tkuuk %


1- cq/k vkSj 'kq dk ,d gh jkf'k ij wj xzgksa ds lkFk lEcU/k gks rks o"kkZ ugha gksrh gSA
2- cq/k vkSj 'kq dk ,d jkf'k ij wj xzgksa ls lEcU/k gks vkSj ;fn xqq# }kjk n`f"Vr gksa rks o"kkZ cgqr
gksA
3- cq/k vkSj xq# ,d gh jkf'k ij gksa vkSj 'kq }kjk n`f"Vr gksa vkSj dksbZ wj xzg u ns[krk gks rks mke
o"kkZ gksrh gSA
4- xq# rFkk 'kq ,d jkf'k ij gksa vkSj cq/k rFkk dq# xzgksa dh n`f"V gks rks vfr o"kkZ gksrh gSA
5- cq/k] xq# rFkk 'kq rhuksa xzg ,d jkf'k ij gksa rFkk dksbZ dq# xzg u ns[krk gks rks mke o"kkZ gksrh
gSA
6- eaxy] 'kq rFkk 'kfu ,d gh jkf'k ij gksa vkSj xq# }kjk n`f"Vr gksa rks mke o"kkZ gksrh gSA
7- eaxy ;k 'kq dk pUnzek ds lkFk lEcU/k cuuk vfr o"kkZ ykrk gSA
8- lkSE; xzg vkxs gks rFkk wj xzg ihNs rks Hkh vf/kd o"kkZ gksrh gSA
9- lw;Z rFkk xq# ds ,d gh jkf'k ij gksus ls o"kkZ rc rd gksrh jgrh gS tc rd xq# vLr u gksA
10- cq/k rFkk xq# dk Hkh ,d jkf'k esa lEcU/k o"kkZ ykrk gSA
11- cq/k rFkk 'kq ,d gh jkf'k esa gksa vkSj 'kq xzg oh gksdj cq/k dk lkFk NksM+ ns rks 5 ;k 7 fnu
yxkrkj c"kkZ gksrh gSA
12- ddZ jkf'k dk lw;Z xq# }kjk n`f"Vr gks rks o"kkZ gksrh gSA
13- tc dksbZ xzg mn; ;k vLr gksrk gS rFkk ml ij xq# dh n`f"V gksrh gS rks o"kkZ gksrh gSA
14- 'kq rFkk 'kfu dk ,d jkf'k esa lEcU/k cuuk de o"kkZ ykrk gSA
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

65

www.leopalm.com

Future Point

15- wj xzgksa dk oh xfr ls ekxhZ xfr esa vkuk o"kkZ ds fy;s 'kqHk rFkk xq# dk oh xfr esa vkuk
o"kkZ ds fy;s 'kqHk jgrk gSA
16- wj xzg tc 'kh?kzxkeh vfrpkjh gksa rks de o"kkZ ykrs gSAa lkSE; xzg tc oh gksa rks o"kkZ ykrs gSAa
17- flag] dU;k rFkk rqyk jkf'k dk xq# gks rFkk xq# ls ,dkn'k Hkko esa nks ;k nks ls vf/kd xzgksa dk
;ksx gks rks cgqr o"kkZ gksrh gSA
18- 'kq ls lkrosa eaxy vkSj 'kfu ls lkrosa xq: gks rks izy;dkjh o"kkZ gksrh gSA
19- wj xzgkssa lw;Z] eaxy] 'kfu rFkk lkSE; xzgksa pUnz] cq/k] xq#] 'kq ds ,d&nwljs ls lkrosa&lkrosa
vk tkus ls izy;dkjh o"kkZ gksrh gSA
20- 'kq xzg ds vLr ds le;] xq# ds mn; gksus ds le; rFkk eaxy o 'kfu ds 'kh?kzxkeh gksus ds
le; o"kkZ gksrh gSA

'kh?kz o"kkZ gksus dk y{k.k %


;fn lk;adky ds le; iwoZ fn'kk esa vkdk'k esa cknyksa dh ?kVk Nk;h vkSj muesa dksbZ ckny ioZr tSlk]
dksbZ gkFkh tSlk] dksbZ] lQsn gkFkh vkfn gks rks ikap jkrksa esa 'kh?kz o"kkZ gksrh gSA
lk;adky esa mkj fn'kk esa ,sls ckny fn[kkbZ nsa rks i;kZIr ek=k esa rhu fnu o"kkZ gksrh gS vkSj lk;adky
esa if'pe esa mijksDr izdkj ds ckny fn[kkbZ nsa rks 'kh?kz o"kkZ gksrh gSA nf{k.k esa ;fn dksbZ dksVh
cka/k dj ckny gks rks rhu jkr esa dqN o"kkZ gksrh gSA
vfXu dks.k esa ckny gks rks xehZ vf/kd vkSj o"kkZ de gksrh gSA
uS_ZR; dks.k esa ckny gks rks larki vkSj jksxdkjh o"kkZ gksrh gSA
ok;O; dks.k esa aps ckny gkas rks 'kh?kz o"kkZ gksrh gSA
bZ'kku dks.k esa ckny gks rks yxkrkj o"kkZZ gksrh jgrh gSA
nf{k.k dh izcy ok;q pys vkSj if'pe dh ok;q Hkh gks rks 'kh?kz o"kkZ gksrh gSA iwoZ fn'kk dh ok;q pys
rks 'kh?kz o"kkZ dk ;ksx curk gSA
vknzkZ vkfn o"kkZ dky ds u{k=ksa esa lw;Z izos'k ds le; ;fn dqEHk] ddZ] o`"k] ehu] edj] o`f'pd vkSj
rqyk esa ty yXu gks rks o"kkZ dky esa o"kkZ dk ;ksx curk gSA

4- iz'u'kkL= }kjk o"kkZ dk Qy %


tc dksbZ LoLFkfpk O;fDr vkdj nSoK ds ikl o"kkZ lEcU/kh iz'u djs rks rkRdkfyd yXu yxkdj
fopkj fd;k tkrk gSA
1- ml le; ;fn iz'u yXu ls nwljs o rhljs LFkku esa ty jkf'k gks vkSj ogka ty xzg fLFkr gks
rks 'kh?kz o"kkZ gksrh gSA
2- cq/k o 'kq dk ,d jkf'k esa ;k xq# o 'kq dk ,d jkf'k esa ;k cq/k vkSj xq# dk ,d jkf'k esa ;ksx

66

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

gks rks fu%lansg 'kh?kz o"kkZ gksrh gSA


3- iz'u yXu ds le; pkSFks Hkko esa 'kfu ;k jkgq gks rks o"kkZ ugha gksrh] nqfHkZ{k gksrk gSA
4- ;fn dsUnzksa esa 1] 4] 7] 10 'kqHk xzg gks rks lqfHk{k ,oa o"kkZ gksrh gSA
5- lw;Z ds ,d Hkko vkxs vkSj ,d Hkko ihNs xzg gksa rks o"kkZ gksrh gSA
6- cq/k vkSj 'kq ds e/; lw;Z gks rks 'kh/kz cgqr o"kkZ gksrh gSA
7- lw;Z ds vkxs eaxy gks rks o"kkZ esa vojks/k gksrk gSA

iz'uekyk %
12345678-

likZdkj f=ukM+h p ls vki D;k le>rs gSa \ foLrkj iwoZd fy[ksaA


likZdkj f=ukM+h p dk o"kkZ vkfn ds Qy dFku esa D;k egRo gS \ Li"V djsaA
lIr ukM+h pe~ D;k gksrk gS \ O;k[;k djsaA
lIr ukM+h pe dk ekSle foKku esa D;k ;ksxnku gksrk gS \ o.kZu djksA
o"kkZ esa vojks/kd p dh O;k[;k djksA
lHkh iq#"k xzg ,d ukM+h esa vk tk, rks dk Qy gksxk \
dkSu&2 ls xzgksa dk ;ksx gksus ij o"kkZ ugha gksrh \ la{ksIk esa fy[ksaA
dkSu&2 ls xzgksa dk ;ksx gksus ij vfro`f"V gksrh gS \ la{ksi esa fy[ksaA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

67

www.leopalm.com

Future Point
68

www.futurepointindia.com

[k.M&4
v?kZ&fopkj

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

69

www.leopalm.com

v/;k;&7

lL; tkrd dq.Mfy;k


1- 'kjn lL; tkrd dh dq.Myh cukus dh fof/k %

Future Point

egf"kZ oknjk;.k us "kd oxZ ,oa O;kikjh oxZ ds fgrkFkZ Hkkjrh; T;ksfr"k ds v/kZ dk.M esa lL;tkrd
dh jpuk djds Qlyksa dh iSnkokj] 'kqHkk'kqHk rFkk oLrqvkas ds ewY;ksa esa rsth&eUnh vkfn ij fopkj
fd;k gaSA ftl izdkj ge tkrd dh tUe dq.Myh cuk dj mlds Hkkoh thou ds 'kqHkk'kqHk dk fopkj
djrs gSa mlh izdkj blesa xzh"e lL; rFkk 'kjRlL; dh dq.Myh cukdj 'kqHkk'kqHk ;ksxksa ij fopkj fd;k tkrk
gSA ;gka igys ge xzh"e lL; rFkk fQj 'kkjnh; lL; tkrd dh dq.Myh dSls cuk;sa bl ij fopkj djsx
a As

2- xzh"e lL; tkrd dh dq.Myh cukus dh fof/k %


lw;Z tc Hkp ij Hkez.k djrk gqvk o`f'pd jkf'k esa vFkkZr~ o`f'pd xzh"e lL; tkrd dq.Myh
lakfUr esa izos'k djrk gS ml le; ij tks yXu dq.Myh curh gS
pa- 12
jk- 2
mls xzh"e lL; ds uke ls tkuk tkrk gSA
'k- 3
1
11
mnkgj.k% eku ysa fd gesa lu~ 2002 bZLoh dh xzh"e dq.Myh cukuh
4 xqgSA bl gsrq ge iapkx ns[ksa rks ik;saxs fd 16 uoEcj lu~ 2002 dks
10
lw;Z la/;k 4 ctdj 05 feuV ij o`f'pd jkf'k esa izos'k dj jgk gSA
5
9
7 'kqvr% bl le; cuk;h tkus okyh dq.Myh xzh"e lL; Qly
6 ea8 lw- c`-dstkrd dq.Myh gksxhA

3- 'kjn lL; tkrd ,oa xzh"e lL; tkrd dh dq.Myh esa ;ksx Qy% %
lw;Z tc Hkp esa Hkez.k djrk gqvk o`"k jkf'k esa o`"k lakfUr ds
le; esa izos'k djrk gS ml le; b"V ij tks dq.Myh curh gS
mls 'kjRlL; tkrd dq.Myh dgrs gSaA
mnkgj.k % eku ysa gesa bZLoh lu~ 2002 dh 'kjRlL; tkrd
dq.Myh cukuh gSA iapkx ds vuqlkj lw;Z o`"k jkf'k esa 15 ebZ 2002
dks izkr% 2 ctdj 40 feuV ij izos'k dj jgk gSA vr% bl le;
dh tks dq.Myh cusxh og 'kjRlL; 'kkjnh; tkrd dq.Myh gksxhA

1
lw- ea-p12
cq-2'kq-'kjk3 xq4

11
10
9
8 ds-

6
5

'kjRlL; tkrd dq.Myh

fo'ks"k % mijksDr nksuksa dq.Mfy;ksa esa yXu&dq.Myh ds lkFk&lkFk lL; tkrd esa lw;Z ftl jkf'k
ij gks mls gh yXu ekudj 'ks"k lHkh xzgkas dks mudh jkf'k;ksa ds vuqlkj laLFkkfir djds Qlyksa
ds 'kqHkk'kqHk ;ksxksa dk fopkj fd;k tkrk gSA
70

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

i lw;Z ds o`f'pd jkf'k esa gksus ij lw;Z ls dsUnzh; 1&4&7&1 Hkkoksa esa 'kqHk xzg gks ;k lw;Z 'kqHk
cyoku xzgksa ls n`f"Vr gks rks xzh"e /kkU; eas o`f) gksrh gSA vFkkZr~ xzh"e dkyhu Qlyksa dh iSnkokj
vf/kd i;kZIr ek=k esa gksrh gS vkSj xzh"e lL; xsgw] tkS] puk] nkyoku lLrs gksrs gSA
lw;Z o`"k jkf'k esa vkSj lw;Z ls dsUnzh; 1&4&7&10 Hkkoksa esa 'kqHk xzg gks ;k o`"k dk lw;Z 'kqHk o
cyoku xzgksa ls n`f"Vr gks rks 'kkjnh; /kkU; esa o`f) gksrh gSA vFkkZr~ 'kkjnh; Qlyksa dh iSnkokj
i;kZIr ek=k esa gksrh gSA 'kkjnh; lL; ewax] eksB] cktjk vkfn lLrs gksrs gSaA
ii lw;Z o`f'pd jkf'k dk] xq# dqEHk jkf'k dk rFkk pUnzek flag jkf'k dk gks ;k xq# flag jkf'k dk
gks rFkk pUnzek dqEHk jkf'k dk rks xzh"e /kkU; dh iSnkokj vPNh gksrh gS rFkk os lLrs gksrs gSaA
lw;Z o`"k jkf'k dk] xq# dqEHk jkf'k dk rFkk pUnzek flag jkf'k dk gks ;k xq# flag jkf'k dk rFkk pUnzek
dqEHk jkf'k dk gks rks 'kkjnh; Qlysa vPNh rFkk lLrh gksrh gSaA
iii lw;Z o`f'pd jkf'k dk gks rFkk lw;Z ls nwljs ;k ckjgosa Hkko esa cq/k ;k 'kq ;k nksuksa gh gksa
vFkkZr~ lw;Z ls nksuksa vkxs ;k ihNs gkas rks xzh"e /kkU; dh iSnkokj i;kZIr ek=k esa gksrh gSA ;fn
mijksDr ;ksx ds lkFk&lkFk lw;Z ij xq# dh Hkh n`f"V gks rks xzh"e /kkU; dh iSnkoj vR;f/kd ek=k
esa gksrh gSA
lw;Z o`"k jkf'k dk gks rFkk lw;Z ls f}rh; ;k }kn'k Hkko esa cq/k ;k 'kq ;k nksuksa gh gksa vFkkZr
lw;Z ls nksuksa vkxs ;k ihNs gkas rks 'kkjnh; /kkU; dh iSnkokj i;kZIr ek=k esa gksrh gSA ;fn lw;Z ij
xq# dh Hkh n`f"V gks rks 'kjn Qlyksa dh iSnkokj vR;f/kd ek=k esa gksrh gSA
iv o`f'pd jkf'k ds lw;Z ls lIre LFkku ij xq# rFkk pUnzek gksa vFkkZr~ xq# rFkk pUnzek o`"k jkf'k
ds gksa vkSj 'ks"k 'kqHk xzgksa cq/k rFkk 'kq ds e/; esa vk tk;sa vFkkZr~ lw;Z ds vkxs&ihNs cq/k ;k 'kq
gks rks xzh"e dkyhu /kkU; vkSj vU; Qlyksa dh iSnkokj vf/kd gksrh gSA
o`"k jkf'k ds lw;Z ls lIre LFkku ij xq# rFkk pUnzek gkas vFkkZr~ xq# rFkk pUnzek o`"k jkf'k ds gksa
vkSj 'ks"k 'kqHk xzgksa cq/k rFkk 'kq ds e/; esa vk tk;s rks vFkkZr lw;Z ds vkxs&ihNs cq/k ;k 'kq gks
'kjn~ /kkU; dh iSnkokj vf/kd gksrh gSA
v o`f'pd jkf'k ds lw;Z ls X;kjgosa Hkko esa 'kq ;k pUnzek gks rFkk nwljs Hkko esa cq/k gks rks
xzh"edkyhu Qlyksa dh iSnkokj mke gksrh gSA ;fn bl ;ksx ds lkFk xq# Hkh nlosa Hkko esa gks rks
Qlyksa dh mit vkSj Hkh mke gksrh gS rFkk pkSik;ksa ls nw/k Hkh i;kZIr ek=k esa izkIr gksrk gSA
o`"k jkf'k ds lw;Z ls X;kjgosa Hkko esa 'kq ;k pUnzek rFkk nwljs Hkko esa cq/k gks rks 'kjndkyhu Qlyksa
dh iSnkokj mke gksrh gSA ;fn bl ;ksx ds lkFk xq# Hkh nlosa LFkku esa gks rks Qlysa vkSj Hkh mke
gksrh gSa RkFkk pkSik;ksa ls nw/k Hkh i;kZIr ek=k esa izkIr gksrk gSA
vi o`f'pd jkf'k dk lw;Z gks] dqEHk dk xq#] o`"k dk pUnzek vkSj edj ds 'kfu o eaxy gksa rks xzh"e
/kkU; dh iSnkokj mke gksrh gSA fdUrq ns'k esa 'k=qvksa ds dqp jgrs gSa rFkk jksxksa dk Hk; Hkh jgrk gSA
o`"k dk lw;Z gks] dqEHk dk xq#] o`"k jkf'k dk pUnzek vkSj edj jkf'k ds 'kfu o eaxy gkas rks 'kkjnh;
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

71

www.leopalm.com

Future Point

/kkU; dh iSnkokj mke gksrh gSA fdUrq jksx Hk; jgrk gSA
vii o`f'pd jkf'k dk lw;Z iki xzgksa eaxy vkSj 'kfu ds e/; esa vk tk;s rks xzh"e dh mit de gksrh
gS ;k u"V gks tkrh gSA xzh"e lL;ksa esa rsth jgrh gSA lw;Z ls lIre LFkku ij vFkkZr~ o`"k jkf'k ij
iki xzg eaxy vkSj 'kfu gksa rks Hkh xzh"e Qlysa [kjkc ;k u"V gks tkrh gSaA buesa egaxkbZ rsth
Hkh jgrh gSA
o`"k jkf'k dk lw;Z ;fn iki xzgksa eaxy vkSj 'kfu ds e/; esa vk tk;s rks 'kkjnh; Qlyksa dh mit
de gksrh gS ;k u"V gksrh gSA 'kkjnh; lL;ksa esa egaxkbZ rsth jgrh gSA
lw;Z ls lIre LFkku ij iki xzg eaxy vkSj 'kfu gksa rks Hkh 'kkjnh; Qlysa [kjkc ;k u"V gks tkrh
gSaA buesa rsth Hkh jgrh gSA
viii o`f'pd jkf'k ds lw;Z ls nwljs LFkku esa wj xzg gks rFkk lw;Z dks dksbZ 'kqHk xzg ns[krk gks rks
xzh"e dkyhu Qly vadjq fudyrs gh u"V gks tkrh gSA vr% fQj cht cksus ij /kkU; dh mRifk gksrh gSA
o`"k jkf'k dk lw;Z gks] nwljs LFkku esa wj xzg gks rFkk lw;Z dks dksbZ 'kqHk xzg ns[krk gks rks 'kjn dkyhu
Qly vadqj fudyrs gh u"V gks tkrh gSA nwljh ckj cksus ij /kkU; dh mRifk gksrh gSA
ix
o`f'pd jkf'k dk lw;Z gks vkSj blls lkrosa LFkku esa vFkkZr~ o`"k jkf'k esa iki xzg eaxy ;k 'kfu esa ls
dksbZ ,d gks vkSj nwljk iki xzg igys] pkSFks vkSj nlosa LFkku esa gks rks xzh"e dkyhu Qlysa u"V gksrh
gSaA ;fn bu iki xzgksa ij fdlh 'kqHk xzg dh Hkh n`f"V gks rks Qlysa gj txg ug cfYd dgha&dgha
u"V gksrh gSaA
o`"k jkf'k dk lw;Z gks vkSj blls 7osa LFkku esa vFkkZr~ o`f'pd jkf'k esa iki xzg eaxy ;k 'kfu esa ls dksbZ
,d gks vkSj nwljk iki xzg igys] pkSFks ;k nlosa LFkku esa gks rks 'kkjnh; Qlysa u"V gksrh gSAa ;fn
bu iki xzgksa ij 'kqHk xzgksa dh n`f"V gks rks Qlysa gj txg ug cfYd dgha&dgha u"V gksrh gSAa
x o`f'pd jkf'k ds lw;Z ls iki xzg 'kfu ;k eaxy esa ls ,d lIre LFkku esa vkSj nwljk NBs LFkku
esa gks rks xzh"e dkyhu Qlyksa dh mRifk vf/kd gksrh gS vkSj buds ewY;ksa esa eUnk gks tkrk gSA
o`"k jkf'k ds lw;Z ls iki xzg 'kfu ;k eaxy esa ls ,d lIre LFkku esa vkSj nwljk NBs LFkku esa gks
rks 'kkjnh; Qlyksa dh vf/kd mRifk gksus ls ewY;ksa esa eUnh vkrh gSA
mijksDr ;ksxksa esa Hkh /kkU; dh vf/kd mRifk gksus ls mlds ewY;ksa esa deh vk;sxhA tc /kkU; dh
mRifk de gksrh gS rks ewY; rst gksrs gSaA bu ;ksxksa dks xzh"e lL; vkSj 'kjRlL; yXu dq.Mfy;ksa
ls Hkh ns[kuk pkfg,A
blh izdkj lw;Z ds 'ks"k jkf'k;ksa esa izo's k ds le; lakfUr ds le; Hkh dq.Myh cuk dj ns[kuk mi;qDr gSA

iz'uekyk %
1- xzh"e lL; tkrd dq.Myh dSls curh gS \ mnkgj.k nsdj le>k;saA
2- lEor~ 2060 dh 'kjn lL; tkrd dq.Myh cuk dj Qy dh laf{kIr O;k[;k dhft,A
72

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

v/;k;&8

xzgksa dk LokfeRo
1- xzgksa ds dkjd nzO; o oLrq, %

Future Point

lw;Z dh nzO; oLrq,a % lksuk] rkack] /kkU;] xsgw] ljlksa] lqxfU/kr nzO;] ykyo.kZ dh oLrq,a] js'ke vkSj
peM+s dh oLrq,aA budk dkjd lw;Z xzg gSA
pUnzek dh nzO; oLrq,a % pknh] pkoy] xsgw] tkS] ty ls mRiUu gksus okys inkFkZ] ued] jlnkj
inkFkZ] bZ[k] eksrh] 'ka[k] e/kq bR;kfnA bu dk dkjd pUnzek gSA
eaxy dh nzO; oLrq,a % rkack] xqM+] yky jax dh oLrq,a rFkk inkFkZ] ewaxk] eufly] yky jax ds Qwy]
Qy] 'kL= bR;kfn dk dkjd eaxy xzg gSA
cq/k dh nzO; oLrq,a % gjs jax dh oLrq,a] lCth] gjs oL=] ewax] vjgj] eVj] ouLifr] ewaxQyh]
lqxfU/kr nzO; rFkk O;kikj ds mrkj&p<+ko dk Lokeh dkjd cq/k gSA
xq# dh nzO; oLrq,a % gYnh] lksuk] ihys jax ds inkFkZ rFkk yrkvksa ls mRiUu gksus okyh oLrq,a]
iq[kjkt] lwrh oL=] lsa/kk ued vkfn dk Lokeh xq# gSA
'kq dh nzO; oLrq,a % pkanh] js'keh oL=] ?k`r o gkstjh dk lkeku] phuh] lQsn oLrq,a rFkk
lq[k&foykl&dkeuk ds inkFkksZa dk Lokeh 'kq gSA
'kfu dh nzO; oLrq,a % rh{.k oLrq,a] cM+s&cM+s dkj[kkuas] yksgs ds m|ksx] peM+s dh oLrq,a] uhys vkSj
dkys jaxksa ds oL=] fry] mM+n] puk] eVj] LVhy m|ksx] e'khujh] dsfedy] fons'kh iwath vkfn dk
Lokeh 'kfu gSA

jkgq o dsrq dh nzO; oLrq,a % xksesn] cdjk] x/kk] aV bR;kfn i'kqvksa] I;kt&yglqu]

nqxZU/knk;d oLrqvksa ds Lokeh jkgq o dsrq gSA


mijksDr xzgksa ds LokHkkfod dkjd tks&tks oLrq,a gSa mu ij ml xzg ds mPpuhp oh] ekxhZ] mn;]
vLr] lkSE; o wj xzg dh n`f"V rFkk cykcy ds vuqlkj mRiknu esa rsth eUnh esa izHkko iM+rk gSA

2- jkf'k;ksa ds LokHkkfod dkjd nzO; o oLrq, %


1- es"k % yky xsgw] tkS] yky jax] yky pUnu] diM+k] js'ke] uh oL=] i'kehuk] gYnh] lc izdkj
dh xksn] lksuk] pknh vkS"kf/k elj vkfnA
2- o`"k % ?kh] nw/k] lwr ,oa lwrh oL=] 'osr oLrq,a] [kakM] ued] lkSaQA
3- feFkqu % Tokj] eDdk] fouksyk] tehdUn] okjnkuk] twV] dikl] pkoy] cktjk vkfnA
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

73

www.leopalm.com

Future Point

4- ddZ % pkanh] dfj;kus dh oLrq,a] dsyk] ?kkl] nwokZ] nkyphuh] I;kt] rstQy larjk] uhcw] pk;]
xeZ elkysA
5- flag % puk] Hkwlh okys vukt] xqM+]+ lc izdkj ds jlnkj inkFkZ] peM+k bR;kfnA
6- dU;k % Tokj] vjgj] eVj] ewax] eksB] xsgw] gjs oL=] [kk.M] 'kDdj] vylh] jktekgA
7- rqyk % mM+n] xsgw] tkSa] ukfj;y] vjgj] ljlksa] eVjA
8- o`f'pd % xqM+] [kkaM] feBkbZ;ka] lqxfU/kr nzO;] fry] dkyh oLrq,A
9- /kuq % jlnkj inkFkZ] vkyw] {kkj okys inkFkZ] lQsn vukt] ewy] leqnzh inkFkZ uedA
10- edj % lksuk] yksgk] dks;yk] LVhy] 'kh'kk] dkalk] o`{kA
11- dqEHk % ty ls mRiUu inkFkZ] mM+n] fry] rsy] ialkjh dk leku ;k fctyh dk leku] vk/kqfud
bysDVkWfud dk lekuA
12- ehu % ?kh] rsy] eNyh] ;q)&lkexzhA
lalkj esa vla[; inkFkZ gSaA fdlh inkFkZ ds vkfn v{kj ij mldh jkf'k dk fu/kkZj.k fd;k tkrk gSA
vkfn v{kj ftl jkf'k esa vkrk gS ogh ml nzO; ;k inkFkZ dh jkf'k le>h tk,xhA

3- u{k=k/khu nzO; o oLrq, %


fofHkUu izdkj dh oLrqvksa ij fdlh u fdlh u{k= dk LokfeRo gSA vyx&vyx u{k=ksa ds LokfHkRo
esa vkus okyh oLrqvksa dk o.kZu bl izdkj gSa %
vf'ouh Uk{k= % pkoy] pw.kZ] lHkh izdkj ds /kkU; vkSj oL=] ?kh] aV] [kPpj bR;kfn i'kqA
Hkj.kh % rq"k/kkU;k] ;qxa/kjh Tokj ;k cktjk] fepZ] lHkh vkS"kf/k;kA
fkdk % pkoy] tkS] /kkrq,]a fry] ekf.kd] ghjkA
jksfg.kh % lHkh /kkU;] loZjl] lHkh /kkrq,a] uh oL=] iqjkus dEcyA
e`xf'kjk % ?kksM+s] HkSal] xk; vkfn i'kq] yk[k] dksnk] /kkU;] xnZHk] rqvj] jRuA
vknzkZ % ued] rsy] loZ{kkj] loZjl] pUnu vkfn lqxfU/kr oLrq,aA
iquoZlq % lksuk] pkanh] dikl] ;qxa/kjh Tokj&cktjk dq'kqaHk] dkyk js'keh oL=A
iq"; % lksuk] pkanh] ?kh] pkoy] lsa/kk ued] ghax] rsy] ljlksa] lCthA
vk'ys"kk % ethB] xqM+] [kkaM] xsgw] lkSaB] fepZ] dksnk] /kkU;] pkoyA
e?kk % fry] rsy] ?kh] izoky] puk] vylh] xqM+A
iwokZQkYxquh % u] dEcy] ;qxU/kjh] rsy] pkanh dh oLrq,aA
mkjkQkYxquh % mM+n] eawx] pkoy] dksnk] lsa/kk ued] yglqu] lCthA

74

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

gLr % pUnu] diwj] nsonk#] vxj] yky pUnu] dUnA


fp=k % lksuk] jRu] ewax] mM+n] pkoy] xqM+] ?kksM+k] okguA
Lokfr % lqikjh] fepZ] ljlksa dk rsy] jkbZ] ghax] [katwj vkfnA
fo'kk[kk % tkS] xsgw] pkoy] ewax] elwj] eksB] /kkU; vkfnA
vuqjk/kk % rqvj] fcuk nkyksa ds lc vukt] pkoy] eksB] pukA
T;s"Bk % xqxqy] xqM+] yk[k] diwj] ikjk] ghax] ghaxqyq] dylhA
ewy % lQsn oLrq,a] jl] /kkU;] lsa/kk ued] yo.k] diklA
iwokZ"kk<+k % lqjek] rq"k] /kkU;k] ?kh] dUnewy] tw.kZ] pkoyA
mkjk"kk<+k % ?kksM+s] cSy] gkFkh] yksgs dh oLrq,a vkSj lHkh izdkj dh {kkj oLrq,a] ?khA
vfHkftr % nk[k] [ktwj] lqikjh] byk;ph] ewax] tk;Qy] ?kksM+kA
Jo.k % v[kjksV] fpjkSath] fiIiyh] lqikjh] rq"k] /kkU;A
/kfu"Bk % lksuk] pkanh] lHkh izdkj dh djaslh] ekf.kd] eksrh] jRu vkfnA
'krfHk"kk % rsy] dksnk] 'kjkc vkfn] vkaoyk] vdZ o`{kksa ds ewy] Nkyi=A
iwokZHkknzin % izh;axq ewy] tkfo=h] lHkh /kkU;] loZ vkS"kf/k] nsonk#A
mkjkHkknzin % xqM+] [kkaM] 'kDdj] [ky] pkoy] ?kh] ekf.kd] eksrhA
jsorh % dfj;kus dk lc leku] ekf.kd] eksrh] ukfj;y] lqikjhA

iz'uekyk %
1- lw;kZfn xzgksa dh dkjd nzO; oLrqvksa dh O;k[;k djksA
2- }kn'k jkf'k;ksa ds v/khu nzO; o oLrqvksa dh O;k[;k dhft, \
3- dsrq ds rhuksa u{k=ksa ds v/khu dkSu&dkSu lh oLrq, vkrh gS \

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

75

www.leopalm.com

Future Point
76

www.futurepointindia.com

[k.M&5
rsth&eUnh fopkj

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

77

www.leopalm.com

v/;k;&9

loZrksHknz p
1- loZrksHknz p ls os/k ns[kus dh fof/k %

Future Point

Qfyr T;ksfr"k 'kkL= esa oLrqvksa dh rsth&eUnh vkSj xzke] uxj] izkUr] ns'k] izns'k vkfn dh 'kqHk&v'kqHk
?kVukvksa dh tkudkjh izkIr djus ds fy;s ujifr t;p;kZ uked xzUFk esa egf"kZ ujifr us loZrksHknz
p dk mYys[k fd;k gSA mUgksaus bl p dks xzgksa dh u{k=ksa ij fLFkfr vkSj ,d ls nwljs u{k= ij
lapj.k rFkk v{kjksa ;k jkf'k;ksa ds os/k }kjk Qy tkuus dk mke ek/;e crk;k gSA

78

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

2- u{k=kas ij xzg fLFkfr ls os/k tkuuk %

Future Point

fdlh Hkh u{k= ij CkSBk gqvk xzg rhu vksj ls os/k djrk gSA
1- nf{k.k n`f"V ls nk;ha rjQA
2- oke n`f"V ls ck;ha rjQA
3- lEeq[k n`f"V ls lkeus dh rjQA
xzgksa dh rhu xfr;ka gksrh gSa %
1- oh xfr 2- 'kh?kzxkeh vfrpkjh xfr vkSj 3- e/;kpkjh lkekU; xfr
1- u{k= ij fLFkr xzg tc oh xfr dk gksrk gS rks og nkfguh n`f"V ls nkfguh vksj ds u{k=] jkf'k
vkSj v{kj dk os/k djrk gSA
2- xzg tc 'kh?kzxkeh xfr dk gksrk gS rks og oke n`f"V ls ck;ha rjQ dks u{k=] jkf'k vkSj v{kj
os/k djrk gSA
3- tc xzg e/; xfr dk gksrk gS rks og vius ls lkeus dh vksj dsoy u{k= os/k djrk gSA
eaxy] cq/k] xq#] 'kq] 'kfu bu ikapksa xzgksa dh xfr le;&le; ij cnyrh jgrh gSA blfy, bu ikapksa
dh n`f"V Hkh cnyrh gSA
lw;Z vkSj pUnzek lnk 'kh?kz xfr ds gh jgrs gSa vkSj jkgq vkSj dsrq lnk oh xfr] blfy, xfr dk
,d gh :i gksus ls bu pkjksa dh n`f"V ges'kk rhuksa rjQ ck;ha] nk;ha vkSj lkeus dh vksj gksrh gSA
fo|kfFkZ;ksa ds fy;s ;g tkuuk vko';d gS fd fdlh u{k= ij fLFkr dksbZ xzg fdu&fdu u{k=ksa]
v{kjksa o jkf'k;ksa dks os/krk gSA vyx&vyx u{k=ksa ij fLFkr xzg ds os/k ls lEc) tkudkjh bl
izdkj gS %
1- vf'ouh u{k= ij fLFkr xzg %
i nf{k.k n`f"V ls T;s"Bk u{k=] /kuq vkSj ehu jkf'k;ksa rFkk p] v% vkSj ; v{kjksa dks os/krk gSA
ii oke n`f"V ls jksfg.kh u{k= vkSj m v{kj dksA
iii lEeq[k n`f"V ls iwokZQkYxquh u{k= dksA
2- Hkj.kh u{k= ij fLFkr xzg %
i nkfguh n`f"V ls vuqjk/kk u{k=] es"k vkSj o`f'pd jkf'k;ksa rFkk y vkSj u v{kjksa dks os/krk gSA
ii oke n`f"V ls fkdk u{k= dksA
iii lEeq[k n`f"V ls e?kk u{k= dks os/krk gSA
3- fkdk u{k= ij fLFkr xzg %
i nkfguh n`f"V ls Hkj.kh u{k= dks os/krk gSA
ii oke n`f"V ls fo'kk[kk u{k=] v vkSj r v{kj rFkk o`"k vkSj rqyk jkf'k;ksa dksA
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

79

www.leopalm.com

Future Point

iii lEeq[k n`f"V ls Jo.k u{k= dks os/krk gSA


4- jksfg.kh Uk{k= ij fLFkr xzg %
i nkfguh n`f"V ls vf'ouh u{k= vkSj m v{kj dks os/krk gSA
ii oke n`f"V ls Lokfr u{k=] o] j v{kjksa vkSj feFkqu o dU;k jkf'k;ksa dksA
iii lEeq[k n`f"V ls vfHkftr u{k= dksA
5- e`xf'kjk u{k= ij fLFkr xzg %
i nkfguh n`f"V ls jsorh u{k= vkSj v vkSj y v{kjksa dksA
ii oke n`f"V ls fp=k u{k=] d] i v{kjksa vkSj ddZ rFkk flag jkf'k;ksa dksA
iii lEeq[k ls mrjk"kk<k+ u{k= dks os/krk gSA
6- vknzkZ u{k= ij xzg fLFkr %
i nkfguh n`f"V ls mkjkHkknzin u{k= vkSj c] y` rFkk p v{kj dks A
ii oke n`f"V ls gLr u{k= rFkk g] y` vkSj V v{kjksa dksA
iii lEeq[k n`f"V ls iwokZ"kk<k+ u{k= dks os/krk gSA
7- iquoZlq u{k= ij xzg fLFkr %
i nkfguh n`f"V ls iwokZHkknzin u{k=] d vkSj n v{kjksa rFkk es"k o o`"k jkf'k;ksa dksA
ii oke n`f"V ls mkjkQkYxquh u{k= vkSj M+ rFkk e v{kjksa dksA
iii lEeq[k n`f"V ls ewyk u{k= dks cs/krk gSA
8- iq"; u{k= ij xzg fLFkr %
i 'krfHk"kk u{k=] g] l vkSj vks v{kjksa rFkk feFkqu o ehu jkf'k;ksa dksA
ii oke n`f"V ls iwokZQkYxquh vkSj v{kj dksA
iii lEeq[k n`f"V ls T;s"Bk u{k= dks os/krk gSA
9- vk'ys"kk u{k= ij xzg fLFkr %
i nkfguh n`f"V ls /kfu"Bk u{k=] o] M+ vkSj x v{kjksa rFkk ddZ vkSj dqaHk jkf'k;ksa dksA
ii oke n`f"V ls e?kk u{k= dksA
iii lEeq[k n`f"V ls vuqjk/kk u{k= dks os/krk gSA
10- e?kk u{k= ij xzg %
i nkfguh n`f"V ls vk'ys"kk u{k= dksA
ii oke n`f"V ls Jo.k u{k=] e rFkk [k v{kjksa vkSj flag o edj jkf'k;ksa dksA
80

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

iii lEeq[k n`f"V ls Hkj.kh u{k= dks os/krk gSA


11- iwokZQkYxquh u{k= ij xzg %
i nkfguh n`f"V ls iq"; u{k= vkSj v{kj dks os/krk gSA
ii oke n`f"V ls vfHkftr u{k=] V] va vkSj t v{kjksa rFkk dU;k o /kuq jkf'k;ksa dks os/krk gSA
iii lEeq[k n`f"V ls vf'ouh u{k= dks os/krk gSA
12- mkjkQkYxquh u{k= ij xzg %
i nkfguh n`f"V ls iquoZlq u{k= rFkk e vkSj M+ v{kjksa dksA
ii oke n`f"V ls mkjk"kk<+k u{k= vkSj i] Hk] v{kj rFkk rqyk] o`f'pd dks jkf'k
iii lEeq[k n`f"V ls jsorh u{k= dks os/krk gSA
13- gLr u{k= ij xzg %
i nkfguh n`f"V ls vknzkZ u{k= vkSj V] y` rFkk g v{kjksa dksA
ii oke n`f"V ls iwokZ"kk<+k u{k= vkSj t] j rFkk , v{kjksa dks
iii lEeq[k n`f"V ls mkjkHkknzin u{k= dks os/krk gSA
14- fp=k u{k= ij xzg fLFkr %
i nkfguh n`f"V ls e`xf'kjk u{k= vkSj d] i v{kjksa rFkk ddZ vkSj flag jkf'k;ksa dksA
ii oke n`f"V ls ewyk u{k= vkSj r vkSj u v{kj dksA
iii lEeq[k n`f"V ls iwokZHkknzin u{k= dks os/krk gSA
15- Lokfr u{k= ij xzg %
i nkfguh n`f"V ls jksfg.kh u{k=] j] o] vks v{kjksa rFkk feFkqu vkSj dU;k jkf'k;ksa dksA
ii oke n`f"V ls T;s"Bk u{k= vkSj _ v{kj dksA
iii lEeq[k n`f"V ls 'krfHk"kk u{k= dks os/krk gSA
16- fo'kk[kk u{k= ij xzg %
i nkfguh n`f"V ls fkdk u{k=] v] r] v{kjksa rFkk o`"k o rqyk jkf'k;ksa dksA
ii oke n`f"V ls vuqjk/kk u{k= dksA
iii lEeq[k n`f"V ls /kfu"Bk u{k= dks os/krk gSA
17- vuqjk/kk u{k= ij xzg %
i nkfguh n`f"V ls fo'kk[kk u{k= dksA
ii oke n`f"V ls Hkj.kh u{k=] u vkSj y v{kj vkSj es"k o o`f'pd jkf'k;ksa dksA
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

81

www.leopalm.com

Future Point

iii lEeq[k n`f"V ls vk'ys"kk u{k= dks os/krk gSA


18- T;s"Bk u{k= ij xzg %
i nkfguh n`f"V ls Lokfr u{k= vkSj _ v{kj dksA
ii oke n`f"V ls vf'ouh u{k=] p] t v% v{kjkas rFkk /kuq vkSj ehu jkf'k;ksa dksA
iii lEeq[k n`f"V ls iq"; u{k= dks os/krk gSA
19- ewyk u{k= ij xzg %
i nkfguh n`f"V ls fp=k u{k= vkSj u rFkk r v{kjksa dksA
ii oke n`f"V ls jsorh u{k=] n vkSj Hk v{kjksa rFkk edj o dqaHk jkf'k;ksa dksA
iii lEeq[k n`f"V ls iquoZlq u{k= dks os/krk gSA
20- iwokZ"kk<+k u{k= ij xzg %
i nkfguh n`f"V ls gLr u{k= vkSj ;] j rFkk , v{kjksa dksA
ii oke n`f"V ls mkjkHkknzin u{k= vkSj l] t rFkk ,s v{kjksa dksA
iii lEeq[k n`f"V ls vknzkZ u{k= dks os/krk gSA
21- mkjk"kk<+k u{k= ij xzg %
i nkfguh n`f"V ls mkjkQkYxquh u{k=] i vkSj Hk v{kjksa rFkk o`f'pd jkf'k dksA
ii oke n`f"V ls mkjkHkknzin u{k= vkSj [k rFkk x v{kjksa dksA
iii lEeq[k n`f"V ls e`xf'kjk u{k= dks os/krk gS
22- vfHkftr u{k= ij xzg %
i nkfguh n`f"V ls iwokZQkYxquh u{k=] V] t] va v{kjksa vkSj dU;k o /kuq jkf'k;ksa dksA
ii oke n`f"V ls 'krfHk"kk u{k= vkSj _ v{kj dksA
iii lEeq[k n`f"V ls jksfg.kh u{k= dks os/krk gSA
23- Jo.k u{k= ij xzg %
i nkfguh n`f"V ls e?kk u{k=] e vkSj [k v{kjksa vkSj flag o edj jkf'k;ksa dksA
ii oke n`f"V ls /kfu"Bk u{k= dksA
iii lEeq[k n`f"V ls fkdk u{k= dks os/krk gSA
24- /kfu"Bk u{k= ij xzg %
i nkfguh n`f"V ls Jo.k u{k= dks os/krk gSA
ii oke n`f"V ls vk'ys"kk u{k=] x] M+ v{kjksa vkSj ddZ o dqEHk jkf'k;ksa dksA

82

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

iii lEeq[k n`f"V ls fo'kk[kk u{k= dks os/krk gSA


25- 'krfHk"kk u{k= ij xzg %
i nkfguh n`f"V ls vfHkftr u{k= _ v{kj dks
ii oke n`f"V ls iq"; u{k= dks g] l] vks v{kj( feFkqu o ehu jkf'k
iii lEeq[k n`f"V ls&Lokfr u{k= dks os/krk gS
26- iwokZ Hkknzin u{k= ij xzg %
i nkfguh n`f"V&mkjk"kk<+k u{k=] dks x] [k v{kj
ii oke n`f"V ls iquoZlq u{k= dks( d] n v{kj dks( es"k o o`"k jkf'k dks
iii lEeq[k n`f"V ls fp=k u{k= dks os/krk gSA
27- mkjk Hkknzin u{k= ij xzg %
i nkfguh n`f"V ls iwokZ"kk<+ u{k= vkSj t] l rFkk ,s v{kjksa dksA
ii oke n`f"V ls vknzkZ u{k= vkSj o] p rFkk y` v{kjksa dksA
iii lEeq[k n`f"V ls gLr u{k= dks os/krk gSA
28- jsorh u{k= ij xzg %
i nkfguh n`f"V ls ewyk u{k=] n] Hk v{kjksa vkSj edj o dqEHk jkf'k;ksa dksA
ii oke n`f"V ls e`xf'kjk u{k= vkSj v rFkk y v{kjksa dksA
iii lEeq[k n`f"V ls mkjkQkYxquh u{k= dks os/krk gSA

3- vf'ouh vkfn u{k=ksa ij 'kqHk@v'kqHk xzgksa dk Qy %


wj vkSj v'kqHk xzg && lw;Z] eaxy] 'kfu] jkgq vkSj dsrq

lkSE; vkSj 'kqHk xzg&&pUnzek] cq/k] xq# vkSj 'kq


i cq/k dk v'kqHk xzgksa ls la;ksx v'kqHk rFkk 'kqHkxzgksa ls la;ksx 'kqHk Qy nsrk gSA pUnzek {kh.k gks rks
v'kqHk Qy nsrk gSA
loZrksHknzk p esa 'kqHk xzgksa ds os/k djus ls eUnk rFkk v'kqHk xzgksa ds os/k djus ls rsth gksrh gS ;gh
Qy ns'k ,oe~ jktdh; ifjfLFkfr;ksa ds vuqlkj de ,oe~ vf/kd gksrk gSA
i vf'ouh u{k= ij wj v'kqHk xzgksa dk os/k& pkoy] lHkh /kkU;] r`.k] lHkh izdkj ds oL=]
?kh] [kPpj] aV vkfn egaxs gksrs gSaA
ii 'kqHk xzgksa dk os/k % mijksDr oLrq,a lLrh gksrh gSaA
ii Hkj.kh u{k= ij v'kqHk wj xzgksa dk os/k % xsgw] pkoy] tkS] puk] Tokj vkfn
/kkU;] thjk] dkyh fepZ] lkSaB] fiIiy vkfn xeZ elkys vkSj fdjkus dh lc oLrq,a egaxh gksrh gSaA
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

83

www.leopalm.com

Future Point

iii 'kqHk xzgksa dk os/k % mijksDr oLrq,a lLrh gksrh gSaA


fkdk u{k= ij v'kqHk wj xzgksa dk os/k % pkoy] tkS] puk vkfn vuktksa] rsyoku inkFkZ]
ekf.kd] iUuk] ghjk vkfn jRuksa vkSj lksuk pkanh vkfn /kkrqvksa esa rsth vkrh gSA
'kqHk xzgksa dk os/k % mijksDr oLrqvksa esa eUnk gksrk gSA
jksfg.kh u{k= ij wj v'kqHk xzgksa dk os/k % xsgw] puk] tkS] pkoy vkfn lHkh /kkU;] lksuk] pkanh
vkfn lHkh /kkrq,] lHkh izdkj ds jl( dEcy] iqjkus uh oL= vkfn rst gksrs gSaA
'kqHk xzgksa dk os/k % mijksDr oLrqvksa esa eUnk gksrk gSA
e`xf'kjk u{k= ij wj v'kqHk xzgksa dk os/k % dksnk vkfn vuktksa] rqvj nky] rjy inkFkksaZ]
xk;ksa&HkSalksa vkfn i'kqvksa] yk[k rFkk ekf.kd vkfn esa rsth vkrh gSA
'kqHk xzgksa dk os/k % mijksDr oLrqvksa esa eUnk gksrk gSA
vknzkZ u{k= ij wj v'kqHk xzgksa dk os/k % rsy] ued] lHkh izdkj dh [kkjh oLrq,a] lHkh izdkj
ds jlnkj inkFkZ( pUnu vkfn egaxs gksrs gSaA
'kqHk xzgksa dk os/k gks rks % ;s oLrq,a lLrh gksrh gSaA
iquoZlq u{k= ij wj xzgksa dk os/k % Tokj] cktjk] lwr] dikl] #bZ] ikV okjnkuk] dq'kqEHk] vkSj
js'keh ';ke oL=] lksuk] pkanh vkfn egaxs gksrs gSaA
'kqHk xzgksa dk os/k % mijksDr oLrq,a lLrh gksrh gSaA
iq"; u{k= ij wj xzgksa dk os/k % lksuk] pkanh] pkoy] ?kh] lkEHkj ued] ghax] lTth] ljlksa rsy
vkfn egaxs gksrs gSaA
'kqHk xzgksa dk os/k % ;s oLrq,a lLrh gksrh gSaA
vk'ys"kk u{k= ij wj xzgksa dk os/k % xsgw] dksnk] pkoy] elwj] lkSaB] ethB] fepZ] xqM+ vkSj
[kk.M rst gksrs gSaA
'kqHk xzgksa dk os/k % buesa eUnk gksrk gSA
e?kk u{k= ij wj xzgksa dk os/k % rsy] fry] ?kh] ewx] puk] vylh] xqM]+ dkaxquh] izoky vkfn
rst gksrs gSA
'kqHk xzgksa dk os/k % mijksDr oLrq,a eUnh gksrh gSaA
iwokZQkYxquh u{k= ij wj xzgksa dk os/k % oL=] u] dEcy vkfn] tqxU/kj Tokj cktjk fry
vkSj pkanh dh oLrq, rst gksrh gaSA
'kqHk xzgksa dk os/k % ;g oLrq,a eUnh gksrh gaSA
mkjkQkYxquh u{k= ij wj xzgksa dk os/k % mM+n] ewax vkfn nkyksa] pkoy] dksnk]
las/kk ued] yglqu vkSj lCth esa rsth vkrh gSA

84

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

'kqHk xzgksa dk os/k % mijksDr oLrq,a eUnh gksrh gSA


gLr u{k= ij wj xzgksa dk os/k % pUnu] diwj] nsonkj] vxj] yky pUnu] dUn vkfn esa rsth
gksrh gSA 'kqHk xzgksa dk os/k gks rks eUnh vkrh gSA
fp=k u{k= ij wj xzgksa dk os/k % lksuk] lHkh jRuksa] ewax mM+n] izoky vkSj ?kksM+s rFkk okgu] dkjsa
bR;kfn rst gksrs gSaA 'kqHk xzgksa dk os/k gks rks eUnh vkrh gSA
Lokfr u{k= ij wj xzgksa dk os/k % lqikjh] fepZ] ljlksa] rsy] #bZ] ghax] [ktwj rFkk fdjkus dh
oLrq, vkfn rst gksrh gaSA 'kqHk xzgksa dk os/k gks rks ;g oLrq, eUnh gksrh gSaA
fo'kk[kk u{k= ij wj xzgksa dk os/k % xsgw] pkoy] tkS] ewax] elwj] /kkU;] #bZ vkfn rst gksrs gaS
vkSj 'kqHk xzgksa dk os/k gks rks buesa eUnk gksrk gSA
vuqjk/kk u{k= ij wj xzgksa dk os/k % rqvj vkfn lc izdkj dh nkysa] eksB] pkoy] puk vkfn
egaxs gksrs gSaA 'kqHk xzgksa dk os/k gks rks bu inkFkksZa esa eUnk vkrk gSA
T;s"Bk u{k= ij wj xzgksa dk os/k % xqXxqy] xqM+] yk[k] diwj ikjk] ghax] fgxqyw] dkalh vkfn rst
gksrs gSa vkSj 'kqHk xzgksa dk os/k gksrks buesa eUnk vkrk gSA
ewyk u{k= ij wj xzgksa dk os/k % lHkh izdkj dh lQsn oLrq,] lHkh jlnkj inkFkZ
/kkU;] lsU/kk ued] dikl /kkxk vkfn rst gksrs gSaA 'kqHk xzgksa dk os/k gks rks buesa eUnh gksrh gSA
iwokZ"kk<+k u{k= ij wj xzgksa dk os/k % lqjek] rq"k /kkU;k] dUn&ewy&Qy] pkoy vkfn rst gksrs
gSa vkSj 'kqHk xzgksa dk os/k gks rks buesa eUnk vkrk gSA
mkjk"kk<+ u{k= ij wj xzgksa dk os/k % ?kh] ?kksM+s] cSy gkFkh] yksgk vkfn /kkrq,] lHkh izdkj ds
okgu rFkk vU; lHkh oLrq,a rst gksrh gSa vkSj 'kqHk xzgksa dk os/k gks rks buesa eUnk vkrk gSA
vfHkftr u{k= ij wj xzgksa dk os/k % nk[k] [ktwj] byk;ph] tk;Qy] lqikjh] ewax ,oa dfj;kus
dh oLrqvksa esa Rksth jgrh gSA 'kqHk xzgksa dk os/k gks rks eUnk gksrk gSA
Jo.k u{k= ij wj xzgksa dk os/k % v[kjksV] fpjkSath] fiIiyh] lqikjh] ehBs inkFkZ] /kkU; vkfn rst
gksrs gSaA vkSj 'kqHk xzgksa dk os/k gks rks bu inkFkksZa esa eUnk vkrk gSA
/kfu"Bk u{k= ij wj xzgksa dk os/k % lksuk] pkanh vkfn /kkrq, lHkh izdkj dh djaslh] ekf.kd] eksrh
jRu rsst gksrs gSa vkSj 'kqHk xzgksa dk os/k gks rks buesa eUnk jgrk gSA
'krfHk"kk u{k= ij wj xzgksa dk os/k % rsy] dksnk] efnjk 'kjkc vdZ] vkoyk o`{kkas ds
ewy&i=&Nky vkfn rst gksrs gSA 'kqHk xzgksa dk os/k gks rks buesa eUns dk ekgkSy jgrk gSA
iwokZHkknz in u{k= ij wj xzgksa dk os/k % lHkh /kkrq,] lHkh vkS"kf/k;k] lHkh /kkU;] nsonk# fiz;kaxq
ewy vkfn egaxs vkSj 'kqHk xzgksa dk os/k gks rks eUns gksrs gaSA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

85

www.leopalm.com

mkjkHkknzin u{k= ij wj xzgksa dk os/k % xqM+&[kkaM&'kDdj] fry] ljlksa vkfn frygu] [ky]
pkoy] ekf.kd ,oa eksrh rst gksrs gSaA 'kqHk xzgksa dk os/k gks rks eUnh jgrh gSA
jsorh u{k= ij wj xzgksa dk os/k % ukfj;y] lqikjh] dfj;kus dh lHkh oLrq,] ekf.kd] eksrh vkfn
rst gksrs gaSA 'kqHk xzgksa dk os/k gks rks bu oLrqvksa esa eUnk gksrk gSA

mnkgj.k % loZrksHknz p ds vk/kkj ij vuktksa] /kkrqvksa o fofHkUu inkFkksZa esa eUnk rsth dk bl

Future Point

izdkj ls fopkj fd;k tkrk gSA eku yks gesa fdlh fo'ks"k fnu esa cktkj ds Hkkoksa dk Qy tkuuk gS
rks ml fnu lw;kZfn xzgksa dh fofHkUu xfr;ksa oh] 'kh?kzxkeh o e/;xfr ds vk/kkj ij loksZHknz p
esa muds }kjk os/k fd;s tkus okys u{k=ksa ds ckjs esa irk djsaxsA vc 'kqHk vkSj v'kqHk xzgksa ds os/k dk
fofHkUu u{k=ksa esa vyx&vyx inkFkksZa ds cktkjksa ds #[k ij iM+us okys izHkko dk Qy ns[ksaxs fd
fdl&2 inkFkZ ;k oLrq esa rsth vk;sxhA xzgksa ds u{k= ifjorZu ds lkFk gh muds }kjk os/k fd;s tkuk
okyk u{k= Hkh cny tk;sxk ftlls cktkjksa ds #[k esa ifjorZu vkrk jgsxkA

iz'uekyk %
12345-

86

loZrksHknz p ds ckjs esa foLr`r tkudkjh nhft,A


loZrksHknz p dk eUnk&rsth esa D;k ;ksxnku gS \ laf{kIr fVIi.kh djksA
xzg ;fn oh xfr ij gks rks fdl fn'kk esa os/k djrk gS \
lw;Z xzg dk os/k fdl fn'kk esa gksrk gS \
D;k xzgksa dh xfr ifjorZu dk izHkko gksrk gS \ laf{kIr O;k[;k djksA

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

v/;k;&10

xzgpkj
lw;kZfn xzgksa dk xzgpkj Qy %

Future Point

xzgksa ds fofHkUu jkf'k;ksa] u{k=ksa rFkk ekxhZ oh xfr;ksa ds lapkj dks gh xzgpkj dgrs gSaA

lw;Zpkj

es"k vkfn jkf'k;ksa esa xzgksa dk Qy %


es"k % lksuk] pkanh] xqM+] [kk.M] Qy] lw[ks] esos] fry] rsy] ?kh] lwr vkfn esa rsth gks rFkk xsgw bR;kfn
vukt vkSj ewax] vjgj vkfn nkyksa esa eUnh vkrh gSA
o`"k % lksuk] pkanh] xqM+] [kk.M] phuh vkfn jldl( fry] rsy o rsyoku( lw[ks esoksa vkfn esa rsth vkSj
puk] tkS vkfn vuktksa o ewax] vjgj vkfn nkyksa esa eUnh vkrh gSA
feFkqu % lksuk] pkanh] xqM+] [kk.M vkfn jldl fry] rsy o rsyoku] okjnkuk] lwr o xsgw ] puk
bR;kfn vuktksa o nkyokuksa esa rsth dk #[k jgrk gSA
ddZ% xsgw] puk] tkS vkfn vuktksa vkSj ewax] eksB] vjgj] mM+n vkfn nkyokuksa esa eUnh rFkk lksuk]
pkanh vkfn /kkrqvksa] xqM+] [kkaM] 'kDdj] Qyksa] lw[ks esoksa vkfn esa rsth jgrh gSA
flag % lksuk] pkanh] xqM+ [kk.M fry o rsy rFkk yky o.kksZa dh oLrqvksa vkSja jRuksa esa rsth ykrk gSA
vuktksa o nkyokuksa esa eUnh gksrh gSA
dU;k % pkanh esa eUnk] fry o rSyh; oLrqvksa] #bZ] ukfj;y vkfn esa rsth vkrh
vkrh gSA
rqyk % xsgw] tkS] puk] lksuk] rkack] jDr pUnu] JhQy] lqikjh bR;kfn esa rsth vkSj #bZ o pkanh esa
eUnh vkrh gSA
o`f'pd % lksuk] pkanh] rkack] #bZ vkfn esa rsth rFkk yky jax dh oLrqvksa esa eUnh vkrh gSA
/kuq % xsgw] puk] tkS vkfn vuktksa esa eUnk yk;s tcfd lksuk] pkanh] #bZ] dikl] lwr fry o rsyokuksa
esa rsth cuk;sA
edj % xsgw] puk vkfn vuktksa] okjnkuk] ikV esa eUnh xqM+] [kk.M] 'kDdj vkfn jldl] #bZ] /kkxk]
rsy o ?kh esa rsth j[ksA
dqaHk % xs g w ] puk vkfn jldl es a eUnknk;d gks r k gS A vuktks a ] xq M + ] [kk.M
okjnkuk] fry o rsyoku] ?kh] ewaxQyh vkfn esa rsth vkrh gSA
ehu % fry] rsy o rsyoku] xqM+] [kk.M vkfn jldl vkSj #bZ] /kkxk o lksus esa rsth cukrk gS rFkk
vuktksa o nkyokuksa esa eUnh ykrk gSA

lw;Z dk u{k=ksa esa Qy %


vf'ouh % lksuk] pkanh] rkack] yksgk] fry] rsy o rsyoku] yky pUnu] lwrh diM+k] ykSax] byk;ph
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

87

www.leopalm.com

o vuktksa esa rsth vkSj #bZ esa eUnk ykrk gSA


Hkj.kh % lksuk] pkanh] rkack vkfn /kkrqvkas ,oa ihry ds crZuksa] xsgw] tkS] puk vkfn vuktksa] xqM+] [kk.M
vkfn jldl vkSj ?kh o rsyoku esa rsth vkSj #bZ esa eUnh vkrh gSA

Future Point

fkdk % lksuk] pkanh] xsgw ]tkS] puk vkfn vukt] ewax eksB vkfn nkyoku rFkk rsyoku vkSj ?kh esa
rsth gksA
jksfg.kh % xsgw] tkS] puk vkfn vukt] xqM]+ [kk.M vkfn jldl] rsy o rsyoku rFkk ?kh] uh o lwrh
oL=ksa vkSj fepZ esa rsth rFkk pkanh esa eUnh vkrh gSA
e`xf'kjk % lksuk] pkanh] eawx] eksB] mM+n] nkyoku] puk] cktjk bR;kfn vuktksa vkSj ty ls mRiUu
inkFkks vkfn esa rsth jgrh gSA
vknzkZ % xsgw] puk] pkoy] tkS] vkfn vukt o pkanh rFkk lwr #bZ [ky esa rsth gksA lksus esa eUnh vkrh
gSA
iquoZlq % xqM+] [kk.M vkfn jldl] #bZ] dikl] lwr] fry] rsyoku] ewax vkfn nkyoku o dfj;kus
dh oLrqvksa esa rsth vkrh gSA
iq"; % xsgw] tkS] puk] pkoy vkfn vuktksa] fry] rsy] rsyoku] lksuk] pkanh vkfn /kkrqvksa vkSj uh
oL=ksa esa rsth gksA #bZ vkSj lwr esa eUnh vkrh gSA
vk'ys"kk % xsgw] pkoy] puk vkfn vuktksa] mM+n] ewax vkfn nkyoku rFkk lksuk] pkanh vkfn /kkrqvksa]
rsy] ?kh o fepZ esa rsth gksA
e?kk % fry] rsyoku] ewx vkfn nkyoku o pkanh esa rsth gksA
iwokZQkYxquh % xsgw vkfn vuktksa] xqM+] [kk.M] rsy o rsyoku ?kh] uh o lwrh rFkk lksus esa rsth
rFkk pkanh eUnh gksA
mkjkQkYxquh % lksuk] pkanh] yksgk vkfn /kkrqvksa] fry] rsyoku o ?kh] pkoy mM+n vkSj #bZ vkfn
esa rsth gksA
gLr % tkS] xsgw vkfn vukt] xqM+] [kk.M vkfn jldl vkSj gYnh]
rst gksaA

/kfu;k vkfn xeZ elkys

fp=k % lksuk] pkanh vkfn /kkrq,] puk vkfn vukt] vjgj] ewax] nkyoku] lwr o yky diM+k rFkk
xqM+ o [kk.M rst gksaA
Lokfr % lksuk] pkanh vkfn /kkrq,] xqM+] [kk.M] rsyoku] lqxfU/kr inkFkZ] lwr o js'keh diM+s rst gksaA

88

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

fo'kk[kk % xsgw] pkoy] tkS vkfn vukt] elwj] nkyoku] fry] rsyoku] xqM+ o [kk.M rst gksa vkSj
pkanh esa ujeh dk #[k jgsA
vuqjk/kk % tkS] puk] /kkU; o uh oL=ksa esa
pkanh esa eUnh gksA

rsth vkSj xsgw]] lksuk]


T;s"B

Future Point

T;s"Bk % lksuk] pkanh vkfn /kkrqvksa] xsgw] tkS]


vuktksa] rsyoku] lqxfU/kr inkFkksZa] xqM+ o
#bZ esa eUnh jgsA
ewyk % lksuk] pkanh] dikl] lwr] #bZ esa eUnh
iwokZ"kk<+k % xqM+] [kk.M] uh oL=] pkanh]
esa rsth nsaA

ek?k

vkf'ou

Jko.k

puk] pkoy vkfn


[kk.M esa rsth rFkk

ikS"k

vk"kk<+

ekxZ'kh"kZ

gksA
Hkknzin

dkfrZd

fry o rsyoku inkFkks

mkjk"kk<+k % xsgw] puk] pkoy vkfn vukt] ewax] mM+n vkfn nkyoku] xqM+] [kk.M vkfn jldl]
rsyoku o ikV okjnkuka esa rsth gksA
Jo.k % xsgw] tkS] pkoy vkfn vuktksa] xqM+] [kk.M] lksuk] pkanh #bZ o lwr esa rsth gksA
/kfu"Bk % xsgw vkfn vuktksa] ewax] elwj vkfn nkyoku rFkk lksuk] pkanh o jRuksa vkSj #bZ o lwr esa
rsth gksA
'krfHk"kk % xs g w vkfn vukt] fry o rs y oku] xq M + ] lks u k] pka n h] lw r h diM+ s ]
lqxfU/kr inkFkZ vkfn rst gksaA
iwokZ Hkknzin % xsgw] puk vkfn vuktksa] mM+n vkfn nkyoku] xqM]+ [kk.M] rsy vkSj rsyoku o ?kh]
lksuk] pkanh vkfn /kkrqvksa vkSj oL=ksa esas rsth gksA
mkjk Hkknzin % xsgw] pkoy] xqM+ o [kk.M vkfn jldl rFkk rsy rst gksaA
jsorh % xsgw] puk] pkoy vkfn vuktksa] rsyoku inkFkZ] eawxQyh] #bZ vkfn esa rsth gksA
uksV % lw;Z ds u{k=ksa esa izos'k dk Qy 14&15 fnuksa esa gksrk gSA

lakfUr;ksa ds fnuksa dk Qy %
lakfUr % lw;Z ds ,d jkf'k ls nwljh esa os'k dks lakfUr dgrs gSa vkSj ml lakfUr dks mlh jkf'k
ds uke ls tksM+k tkrk gS vFkkZr~ ;fn lw;Z es"k ls o`"k esa os'k djs rks og lakfUr o`"k lakfUr
dgyk;sxhA
1- es"k lakfUr % jfookj] eaxyokj ;k 'kfuokj dks gks rks xsgw] puk] tkS] /kkU;] ethB] dslj vkfn
rst jgrs gSaA
lkseokj dks gks rks xqM+] [kk.M] rsy] rsyoku] dikl vkSj lwrh diM+s rst jgrs gSaA xq#okj dks gks rks
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

89

www.leopalm.com

vuktksa esa eUnk gks cq/kokj vkSj 'kqokj dks gks rks vukt eUnk vkSj lQsn oLrq,a rFkk phuh rst gksaA
2- o`"k lakfUr % jfookj] eaxyokj] 'kfuokj dh gks rks xsgw vkfn vukt] xqM+ o [kk.M] lw[ks esos
rFkk dfj;kus dh oLrq,a rst gksaA

Future Point

lkseokj dks gks rks vuktksa esa rsth] cq/kokj] xq#okj vkSj 'kqokj dks gks rks xsgw] puk vkfn vuktksa
esa eUnk gksA rsy o rsyoku] dikl] lwrh diM+k vkfn rst jgrs gSA xq#okj dks gks rks vuktksa esa eUnk
gksA cq/kokj o 'kqokj dks gks rks vukt eUns rFkk lQsn oLrq,a vkSj phuh rst gksaA
3- feFkqu lakfUr % jfookj] eaaxyokj o 'kfuokj dks gks rks vuktksa esa rsth gksA cq/kokj dh lakfUr
ls eksrh vkfn jRuksa esa rsth vkrh gSA lkseokj] 'kqokj ;k xq#okj dks gks rks vuktksa rFkk lwr esa rsth gksA
4- ddZ lakfUr dk izos'k % jfookj ;k eaxyokj dks gks rks xsgw] puk vkfn vukt] xqM+] [kk.M
rFkk ?kh rst gksaA lkseokj] xq#okj ;k 'kqokj dks gks rks vuktksa esa eUnk gksA cq/kokj dh gks rks ck;q
ds vf/kd osx ls pyus ls o`{k vkfn VwVsa rFkk if{k;ksa dk Hkh uk'k gksA 'kfuokj dks lakfUr gks rks
vuktksa esa rsth gks lksuk] pkanh] rkack vkfn /kkrqvksa esa eUnk gksA
5- flag lakfUr dk izos'k % jfookj] eaxy ;k 'kfuokj dh gks rks ewax] eksB] mM+n] nkyoku esa rsth
gksA xq#okj dks gks rks o"kkZ vf/kd gks] ?kh eUnk gksA rsy o rsyoku] xqM+] [kk.M vkfn jldl esa rsth
gksA lkseokj] cq/kokj] 'kqokj vkSj xq#okj dks gks rks vuktksa esa eUnk gksA
6- dU;k lakfUr dk izos'k % jfookj dks gks rks xsgw vkfn vuktksa( lksuk] pkanh vkfn /kkrqvksa] xqM+
o phuh esa rsth gksA rsy] rsyoku o ?kh esa mrkj&p<+ko vf/kd gks] lkseokj dks gks rks xsgw bR;kfn
lHkh vuktksa] lHkh nkyoku] rsyoku] xqM+ vkfn esa rsth gks( [kk.M o pkanh esa eUnh gksrh gSA eaxyokj
dks gks rks ewax bR;kfn nkyoku] xsgw ] thjk vkfn xeZ elkyksa esa rsth gksA cq/kokj dks gks rks ?kh ,oa
pkanh esa eUnh gksA xq#okj dks gks rks xsgw ] lksuk vkfn eUns gksaA 'kqokj dks gks rks xsgw vkfn vuktksa
esa eUnk 'kfuokj dks ?kh xqM+ vkSj [kk.M rst] dikl eUnk] lksuk] pkanh vkfn /kkrq,a le jgrh gSaA
7- rqyk lakfUr % jfookj dh gks rks xsgw bR;kfn vukt] xeZ elkys rst] nkysa eUnh gksaA lkseokj
dh gks rks vuktksa esa lerk gksA xqM+] [kk.M esa rsth] lksuk vkSj rkacs esa mrkj&p<+ko vf/kd] pkanh
]pkoy] nkysa vkfn lLrs gksaA eaxyokj dks gks rks xsgw vkfn vukt] fepZ] xeZ elkys o lksuk pkanh
vkfn /kkrq,a rFk ewax] eksB] mM+n esa lerk vk,A vjgj rst] ?kh&rsyksa esa mrkj] p<+ko] pkoy o i'kq
Hkh eUns jgsaA cq/kokj dks gks rks xsgw ] pkoy vkfn vuktksa vkSj LkQsn inkFkks esa eUnk vkSj rsy o
rsyokuksa esa rsth vkrh gSA xq#okj dks gks rks xsgw vkfn vukt vkSj nkyoku eUns gksaA rsyoku o lksuk
vkfn /kkrq,a rst gksaA 'kqokj dks gks rks xsgw vkfn vuktksa esa eUnk gks] xqM+] [kkaM vkfn jldl vkSj
lksuk vkfn /kkrq,a rst gksaA rsy o nkyoku esa lerk gksA 'kfuokj dks gks rks xsgw] pkoy] puk] xqM+]
90

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

[kkaM] ?kh vkSj rsyokuksa esa rsth gks rFkk :bZ] dikl o pkanh eUns gksaA

Future Point

8- o`f'pd lakfUr % jfookj dh gks rks xsgw vkfn vuktksa( rsy o rsyoku( lksuk] pkanh vkfn /kkrqvksa
gYnh] fepZ vkSj xeZ elkyksa esa rsth gksA lkseokj dks gks rks xsgw] puk vkfn vukt] pkanh] ?kh vkfn
eUns vkSj lksuk] rkack] yksgk o rsyoku rst gksaA eaxyokj dks gks rks vukt] nkyoku] xqM+ vkSj [kkaM
eUns gksaA cq/kokj dks gkss rks xqM+] [kkaM] pkoy] pkanh vkSj dikl eUns gksa rFkk yky jax dh oLrqvksa
o OkL=ksa esa rsth gksA xq#okj dks gks rks xqM+] [kkaM vkfn jldl] yky jax dh oLrqvksa o rsyksa esa rsth
vkrh gSA eksB] elwj] vjgj vkfn nkyoku rFkk lksuk&pkanh vkfn /kkrq,a vkSj rsyoku eUns gksaA
'kqokj dks gks rks xsgw] puk vkfn vukt o rsyksa esa rsth] ewax] vjgj vkfn nkyoku esa lerk]
lksuk&pkanh esa igys rsth vkSj ckn esa eUnk jgsA 'kfuokj dks gks rks vuktksa esa ?kVk&c<+h ds lkFk eUnk
jgsA rsyokuksa esa lerk jgsA yksgk] ihry] Tokj] cktjk vkfn ds Hkko rst gksaA
9- /kuq lakfUr % jfookj dks gks rks xsgw vkfn vuktksa] lksuk] rsy o rsyoku] xqM+] [kkaM vkfn esa
lerk vkSj dfj;kus esa rsth gksA lkseokj dks gks rks xsgw] pkoy] pkanh vkfn eUns gksaA rsyksa o rsyoku]
yky jax dh oLrqvksa o yksgs esa rsth gksA eaxyokj dks gks rks xsgw vkfn vukt] rsy o rsyoku] ?kh]
dikl] pkanh] pkoy] yky jax ds oL= vkfn rst gksaA nkyoku esa eUnk gksA cq/kokj dks gks rks mM+n]
ewax bR;kfn nkyoku] i'kqvksa dk pkjk] lw[ks esos o xeZ elkys vkfn eUns gksa] rsyksa esa lerk gksA xq#okj
dks gks rks xsgw] tkS vkfn vukt eUns vkSj ewax] mM+n] pkanh o jlnkj inkFkZ rst gksaA 'kqokj dks gks
rks vuktksa rFkk dikl esa lerk vk,( lksuk o pkanh esa rsth gksA xqM+] rsy o rsyoku esa ?kVk&c<+h
ds lkFk eUnk jgsA 'kfuokj dks gks rks xsgw vkfn vuktksa] lksuk] pkanh vkfn /kkrqvksa] #bZ] dikl rFkk
LQsn oLrqvksa esa rsth vkSj ?kh o pkoy esa eUnk jgsA
10- edj lakfUr % jfookj dks gks rks xsgw vkfn vukt( xqM+] rsy] rsyoku vjgj vkfn xeZ elkys
mrkj&p<+ko ds lkFk rst gksaA
lkseokj dks gks rks dfj;kus dh oLrqvksa] xqM+] [kkaM] lksuk] lwrh oL=] pkanh] pkoy] ?kh o rsy lLrs
gksa] nkyksa esa lerk gksA eaxyokj dks gks rks xsgw vkfn vukt] xqM+] [kkaM jldl vkSj rsy esa rsth
gksA lksuk&pkanh vkSj dfj;kus dh oLrqvksa esa mrkj&p<+ko vf/kd gksA nkyoku o ?kh esa eUnk gksA cq/kokj
dks gks rks lw[ks esos rst vkSj lksuk] pkanh] lwr vkfn eUns gkaAs vjgj] gYnh] xeZ elkys esa rsth vkSj ?kh] pkoy
vkfn esa eUnk gksA xq#okj dks gks rks xsgw vkfn vuktks]a xqM]+ [kkaM vkSj ?kh esa eUnk gksA lksuk] pkanh o dfj;kus
esa mrkj&p<+ko vf/kd gksA 'kqokj dks gks rks xsg]w puk] xqM]+ [kkaM esa eUnk] lksuk&pkanh esa ?kVk&c<+h vkSj
dfj;kus dh oLrqvksa esa eUnk gksA 'kfuokj dks gks rks vuktksa esa mrkj&p<+ko ds lkFk rsth] xqM]+ [kkaM jldl
,oa rsy o rsyokuksa esa eUnkA lksus esas rsth vkSj pkanh esa eUnk gksA
11- dqEHk lakfUr % jfookj dks gks rks xsgw vkfn vuktksa esa rsth] xqM+] [kkaM] eDdh] lwrh oL=ksa o
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

91

www.leopalm.com

Future Point

rsyokuksa eUnk gksA lkseokj dks gks rks xsgw tkS] puk] rsyokuksa] lksuk] pkanh vkfn esa eUnk gks( ewax] mM+n]
rsy o rsyoku rst gksaA eaxyokj dks gks rks xsgw] puk] vukt o nkyoku esa rsth gks] lksuk] pkanh]
ihry] ftLr] flDdk lLrs gks] cq/kokj dks gks rks xsgw] tkS] puk] eVj] dkyh] xeZ elkys eUns gksa] ewax]
mM+n] dqYFkh rqvj] rst gks] xq#okj dks gks rks ewx
a ] ekSB] eDdh] pkoy] Tokj] lksuk] pkanh] rkaok] ihry]
lq[ks esoksa o rsy esa eUnk] xsgw] tkS] js'ke esa rsth gksA 'kqokj dks gks rks Tokj] cktjk] eDdh vkfn
eUns gksa] xsgw] puk mrkj&p<+ko ds lkFk rst gksa( fry] rsy o dfj;kus dh oLrqvksa rFkk xqM+] [kkaM]
'kDdj vkfn esa rsth gksrh gSA 'kfuokj dks gks rks xsgw ] puk] ued] fepZ] ?kh] nw/k rst gksaA ewax] eksB]
mM+n vkfn lLrs gksaA
12- ehu lakfUr % jfookj dks gks rks lksuk] pkanh esa eUnk gksA xsgw] puk] eDdh] elwj] lqxfU/kr
oLrqvksa] ?kh] rsy] xqM+] [kkaM mM+n esa mrkj&p<+ko vf/kd gks( lkseokj dks gks rks xsgw] puk] rsy] ljlksa]
#bZ] ?kh o nw/k rst gksaA eaxyokj dks gks rks xsgw] puk] dikl] #bZ] lwr] eawx] vjgj] mM+n] elwj] lksuk
vkSj nw/k esa rsth gks] ?kh esa eUnk gksA cq/kokj dks gks rks xsgw] tkS] puk] nw/k] lqxfU/kr oLrq,a le jgasA
xq#okj dks gks rks xsgw bR;kfn vuktksa esa eUnk( ewax] mM+n] xeZ elkys] rsy] dikl vkSj rkacs esa rsth
gksA lksuk] pkanh] lw[ks esos esa eUnk gksA 'kqokj dks gks rks lksuk] pkanh] xqM+] [kkaM] 'kDdj] xsgw tkS]
ued] fepZ vkfn rst jgsaA 'kfuokj dks gks rks xsgw] tkS puk bR;kfn vukt] rsy] xqM+] [kkaM] 'kDdj
esa lerk] yky jax ds inkFkZ o oLrq,a rst jgsaA
fo'ks"k uksV % mijksDr }kn'k eklksa dh lakfUr;ksa dk jfookj vkfn okjksa esa izos'k gksus ls Qy
lk/kkj.kr;k LFkwy :i ls rsth&eUnh esa gksrk gSA lw{e :i ls rsth&eUnh dk fopkj xzgksa ds jkf'k]
u{k= o osxksa ds ;ksxk;ksx ls fd;k tkrk gSA
vc ge eqgwrks ds vuqlkj lakfUr ds Qy dk fopkj djsaxsA
lakfUr dh eqgwrhZ ds rhu Hksn gksrs gSaA
1- 15 eqgwZrh 2- 30 eqgwZrh 3- 45 eqgwZrh
1- lakfUr izos'k ds le; ;fn Hkj.kh] vknzkZ] vk'ys"kk] T;s"Bk vkSj 'krfHk"kk esa ls dksbZ u{k= gks rks
lakfUr 15 eqgwZrh gksrh gSA
2- vf'ouh] fkdk] e`xf'kjk] iq";] e?kk] iwokZQkYxquh] gLr] fp=k] vuqjk/kk] ewyk] iwokZ"kk<+] Jo.k]
/kfu"Bk] iwokZHkknzin vkSj jsorh bu 15 u{k=ksa esa ls dksbZ u{k= lakfUr izos'k ds le; gks rks lakfUr
30 eqgwZrh gksrh gSA
3- jksfg.kh] iquoZlq] mkjkQkYxquh] fo'kk[kk] mkjk"kk<+] mkjk Hkknzin && bu 6 u{k=ksa esa lw;Z lakfUr
dk izos'k gks rks lakfUr 45 eqgwZrh gksrh gSA

lakfUr dk eqgwkhZ vk/kkfjr Qy %


1- 15 eqgwr esa /kkU; ,oa jlnkj inkFkZ rst gksrs gSa vkSj vuko`f"V gksrh gSA
2- 30 eqgwr esa /kkU;] ?kkl vkfn rFkk jl vkfn ds Hkko le gksa vkSj o"kkZ e/;e gksA
92

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

3- 45 eqgwr esa o"kkZ vPNh gks] Qlysa vf/kd gks]a vuktksa ,oa ?kh] rsy] dikl vkfn oLrqvksa esa eUnk gksA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

93

www.leopalm.com

pUnzpkj

Future Point

pUnz vfr'kh?kzxkeh xzg gS tks ,d jkf'k esa yxHkx 2 1@4 fnu rFkk u{k= esa 1 fnu ds yxHkx jgrk
gSA bldk cgqr vf/kd izHkko oLrqvksa dh rsth&eUnh ij ugha iM+rk] fQj Hkh nSfud ekdsZV dh
rsth&eUnh ij dqN izHkko t:j iM+rk gSA izlaxo'k ge bls Hkh tku ysaA
pUnzek dk }kn'k jkf'k;ksa esa izos'k gksus ij oLrqvksa ij izHkko %
es"k % xsg]w puk] tkS vkfn vuktksa esa rsth rFkk lksuk o pkanh esa eUnh vkrh gSA
o`"k % xsgw] mM+n] ewaxQyh] #bZ vkSj pkanh esa rsth vkrh gSA pkSik;ksa esa eUns dk #[k jgrk gSA
feFkqu % xsgw] puk] #bZ o lwr rst gksrs gSaA
ddZ % lksuk] pkanh] #bZ o lwr esa eUnk ykrk gSA
flag % lksuk] pkanh vkSj #bZ esa rsth ykrk gSA
dU;k % lksuk] pkanh vkfn /kkrqvksa esa rsth rFkk #bZ esa eUnk j[krk gSA
rqyk % lksuk] pkanh] pkoy] ?kh vkSj #bZ esa eUnkA
o`f'pd % lksuk] pkanh] #bZ vkfn dks eUnk djrk gSA
/kuq % #bZ] dikl] lwr o rsyksa esa eUnh vkrh gSA
edj % lksuk] pkanh vkfn /kkrqvksa] oL=ksa o Qykas esa rsth ykrk gSA
dqEHk % lksuk] pkanh] #bZ o lwr esa eUnk rFkk rsyksa esa rsth vkrh gSA
ehu % lksus rFkk rsyoku esa rsth vkSj pkanh esa eUnh gksrh gSA
fofHkUu u{k=ksa esa pUek ds mn; dk Hkko
pUksn; ds mijks Hkkoksa ds vfrfj fofHkUu u{k=ksa esa Hkh pUnzksn; dk oLrqvksa ds Hkkoksa ij
vyx&vyx Hkko iM+rs gSa ftudk fooj.k bl dkj gS %
vf'ouh % lksuk] pkanh o dikl esa eUnh vkrh gSA
Hkj.kh % pkanh] #bZ o ued esa eUnh dk #[k jgrk gSA
fkdk % pkanh esa eUnh vkSj #bZ esa rsth vkrh gSA
jksfg.kh % xsgw] puk] xqM+ vkSj [kk.M esa rsth vkrh gSA
e`xf'kjk % lksuk] pkanh o #bZ esa eUnh dk #[k jgrk gSA
vknzkZ % lksuk] pkanh] rkack] xqM+ o [kk.M esa rsth vkrh gSA
iquoZlq % lksuk] pkanh] xsgw] puk] ewax o mM+n esa eUnk jgrk gSA
iq"; % lksuk] pkanh] xqM+] [kk.M] #bZ] o xsgw esa eUns dk #[k jgrk gSA
94

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

vk'ys"kk % lksuk] pkanh vkSj #bZ esa eUnh vkrh gSA


e?kk % lksuk] pkanh vkSj #bZ esa mrkj&p<+ko vf/kd gksrk gSA
iwokZQkYxquh % pkanh] xsgw] pUkk] xqM+ o [kk.M eUns gksrs gSaA
mkjkQkYxquh % lksuk] pkanh] rkack] vkfn /kkrqvksa esa eUns dk #[k gksrk gSA
gLr % lksus] pkanh vkSj rkacs esa eUnh rFkk rsyoku esa rsth vkrh gSA
fp=k % lksuk] pkanh] xsgw] puk o ewax esa rsth dk #[k jgrk gSA
Lokfr % lksuk] pkanh o #bZ esa eUnk jgrk gSA
fo'kk[kk % lksuk] pkanh] #bZ] lwr rst vkSj rsy eUns gksrs gSaA
vuqjk/kk % lksuk] pkanh esa eUnk rFkk u esa rsth jgrh gSA
T;s"Bk % pkanh] #bZ rFkk lwr eUns gksrs gSaA
ewyk % pkanh] :bZ o lQsn oL=ksa esa eUnk jgsA
iwokZ"kk<+ % lksuk] ihry] xqM+ o [kk.M esa eUnk jgrk gSA
mkjk"kk<+ % lksuk] pkanh] xqM+] [kk.M ued o Qyksa esa eUns dk #[k jgrk gSA
Jo.k % lksuk] pkanh o vuktksa esa eUnk jgsA
/kfu"Bk % lksuk] pkanh rst vkSj xqM+] [kk.M eUns gksrs gSaA
'krfHk"kk % lksuk esa eUnk] pkanh esa rsth jgrh gSA
iwokZHkknzin % lksuk] pkanh] #bZ o vuktksa esa eUns dk #[k jgrk gSA
mkjkHkknzin % lksuk] pkanh] #bZ o oL=ksa esa eUnh jgrh gSA
jsorh % lksuk] pkanh o Qy eUns gksrs gSaA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

95

www.leopalm.com

eaxypkj %
eaxy dk 12 jkf'k;ksa esa QYk %

Future Point

es"k % xsgw vkfn vuktksa esa eUnk gks( lksuk] pkanh vkfn /kkrqvksa vkSj jRuksa] ikV okjnkuk]
#bZ] uh oL= vkfn esa rsth gksrh gSA
o`"k % vukt] yky jax dh oLrqvksa ,oa inkFkksZa] oL=( lksuk] pkanh] rkack vkfn /kkrqvksa o rsyksa esa rsth
gksrh gSA
feFkqu % xqM+] [kk.M vkfn jldl( rkacs o yky inkFkks esa rsth gksA
eaxy ds lkFk 'kqHk xzg dk la;ksx mijksDr oLrqvksa esa eUnh ykrk gS vkSj ;fn iki xzg dk la;ksx
gks rks bu oLrqvksa esa rsth vkrh gSA
ddZ % vukt] xqM+] [kk.M vkfn jldl esa rsth rFkk rsy o rsyokuksa esa eUnh gksA
flag % xsgw vkfn vukt( xqM+] [kk.M] lksuk] pkanh vkSj yky phtksa o yky oL= esa rsth gksA
dU;k % xsgw] pus] yky jax ds inkFkksZa o lksus esa rsth gksA
rqyk % xsgw vkfn vukt o nkyoku] ikV&okjnkuk dikl vkSj lwr esa rsth gksA
o`f'pd % xsgw vkfn vukt] xqM+] [kk.M vkfn jldl( lksuk] pkanh vkfn /kkrqvksa esa rsth gksA
/kuq % xsgw vkfn vuktksa( lksuk] pkanh vkfn /kkrqvksa vkSj rsyoku o ?kh esa rsth gksA
edj % xsgw vkfn vuktksa esa eUnk gksA ysfdu xqM+] [kk.M ?kh o rsyoku vkSj lksuk] pknh vkfn
/kkrqvksa esa rsth gksA
dqEHk % xsgw vkfn vuktksa( xqM+] [kk.M+ o lksus esa rsth rFkk #bZ vkSj pkanh esa eUnk gksA
ehu % lksuk] #bZ rFkk ydM+h ls cuh gqbZ oLrqvkasa esa rsth vkSj pkanh esa eUnk jgsA
uksV %
1- eaxy dk jkf'k esa izHkko 15 fnu ls 1 ekl ds chp gksrk gSA
2- eaxy dk 'kqHk xzg ls la;ksx ;k n`f"V lEcU/k eUns dk dkjd rFkk v'kqHk xzgksa ls la;ksx vkSj n`f"V
rsth nk;d gksrh gSA

u{k=ksa esa eaxy dk QYk %


vf'ouh % xsgw] puk vkfn vuktksa( xqM+] [kk.M o phuh esa rsth rFkk] lksus o pkanh esa eUnk gksA
Hkj.kh % xsgw vkfn vukt o lksus vkSj pkanh vkfn /kkrqvksa esa rsth gksA
fkdk % xsgw vkfn vukt( ewax] eksB] nkyoku] rsy o rsyoku( ?kh o pkanh esa rsthA
jksfg.kh % rsy o rsyokuksa( yky inkFkks o fepZ esa rsthA
e`xf'kjk % fry o pkanh esa rsth gks] vukt o nkyoku esa eUnkA
96

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

vknzkZ % fry o rsyoku( xqM+] [kk.M] dikl] ued esa rsth rFkk pkanh esa eUnk gksA
iquoZlq % rsy o rsyokuksa] pkanh] #bZ o [kk.M esa rsth gksA
iq"; % lksus esa rsth cuk;s vkSj pkanh esa eUnk j[ksA
vk'ys"kk % xsgw vkfn vuktksa esa rsth rFkk pkanh vkSj #bZ esa eUnk cuk;sA bl u{k= ds pkSFks pj.k
dk eaxy pkanh esa fo'ks"k eUnk yk;sA
e?kk % xsgw vkfn vuktksa( ewax] eksB vkfn nkyoku rFkk rsyoku esa rsth ykrk gSA
iwokZQkYxquh % rsy o rsyokuksa( xqM+ vkSj [kk.M esa rsth gksA
mkjkQkYxquh % xqM+] [kk.M vkfn jldl vkSj lokjh okys i'kqvksa esa rsth gksA
gLr % xqM+] [kk.M vkfn jldl RkFkk ?kh o ued esa rsth gksA
fp=k % lksuk] pkanh vkfn /kkrqvksa vkSj xsgw] puk vkfn vuktksa esa rsth gksA
Lokrh % xsgw] rsy o rsyokuksa rFkk uh oL=ks esa rsth vkSj lksus esa eUnk gksA
fo'kk[kk % xsgw] dikl oL=ksa esa rsth ykrk gSA
vuqjk/kk % xsgw vkfn vuktksa] yky jax ds inkFkksaZ o oL=ksa esa rsth gksA
T;s"Bk % pkanh esa eUnk gks] lksuk o xsgw vkfn vuktksa esa rsth cuk;sA
ewyk % xsgw] tkS] puk vkfn vuktksa( ewax vkfn nkyoku vkSj lksus o pknh esa rsth gksA
iwokZ"kk<k+ % xsgw vkfn vuktksa esa eUnk cuk;s( lksuk o pknh vkfn /kkrqvksa] rsy] rsyoku] ?kh vkfn esa
rsth cuk;sA
mkjk"kk<k+ % rsy o rsyoku inkFkksZa esa rsth gks] #bZ eas Hkh rsth gksA
Jo.k % xsgw vkfn vuktksa] lksuk] pkanh vkfn /kkrqvksa esa rsth j[ksA
/kfu"Bk % lksuk] pknh vkfn /kkrqvksa esa rsth( xqM+] [kk.M] ?kh vkSj vuktksa esa eUnk gksA
'krfHk"kk % vuktksa esa eUnk gks( lksuk] pknh esa Hkh eUnk j[ksA
iwokZHkknzin % lksuk] pkanh] vkfn /kkrqvksa] fry o rsyoku] #bZ vkSj dikl esa rsth j[ksA
mkjkHkknzin % xsgw] tkS] puk vkfn vuktksa] lksuk] pkanh vkfn /kkrqvksa vkSj yky o lqxfU/kr inkFkksZa
esa rsth gksA
jsorh % xsgw vkfn vuktksa vkSj ewax] eksB vkfn nkyoku esa eUnk gks( lksus esa Hkh eUnk gks fdUrq pkanh
esa rsth cuk;ssA
uksV %
1- u{k=ksa esa eaxy dk Qy u{k= izos'k ls 12 vkSj 24 fnuksa ds chp jgrk gSA
2- ekxhZ xfr dk eaxy #bZ esa 3 fnu ckn eUnk vkSj rsy o pknh esa rsth cukrk gSA
3- oh xfr dk eaxy lksuk] pkanh] xsgw o yky jax rFkk viuh jkf'k ls izHkkfor oLrqvksa esa Hkh rsth cuk;sA
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

97

www.leopalm.com

4- eaxy tc mn; gks rks vuktksa esa eUnk vkSj fry o rsyokuksa esa rsth gksA ;g rsth mn; ds ikap
fnuksa ds ckn vkrh gSA
5- eaxy vLr gksrk gS rks xsgw] puk vkfn vuktksa rFkk xqM+ vkfn dks rst cukrk gSA

eaxy dk jkf'k;ksa esa ekxhZ xfr esa vkus dk QYk %

Future Point

es"k % vuktksa esa eUnk gksA


o`"k % ekxhZ xfr esa #bZ esa rsth vkSj pknh esa mrkj&p<+ko vkrs gSaA
feFkqu % lc inkFkksZa esa ,dne rsth o eUnk vf/kd cuk,A
ddZ % vkS"kf/k;ksa vkSj ouLifr;ksa esa rsth vkrh gSA
flag % vuktksa esa rsth gksA
dU;k % rsy vkSj rsyoku o xsgw esa rsth gksA
rqyk % if'pe o nf{k.k ds izkarks esa vuktksa esa rsth cuk;sA
o`f'pd % i'kqvksa ds fy;s gkfudkjd jgsA
/kuq % vuktksa esa eUnk gksA
edj % vuktksa esa lerk j[ks rFkk bysDVkWfud oLrqvksa esa eUnh yk;sA
dqaHk % vuktksa esa rsth gksA
ehu % vukt o ?kh esa eUnk gksA

jkf'k;ksa esa oh eaxy ds izos'k dk Qy %


es"k % vuktksa esa rsth gksA
Ok`"k % yky jax ds inkFkksZa esa rsth gksA
feFkqu % lc inkFkksZa esa /khjs&/khjs rsth o eUnh ykrk gSA
ddZ % xsgw vkfn esa ?kVk&c<+h gks( vkS"kf/k;ksa esa eUnh gksA
flag % xsgw vkfn vuktksa esa eUnk gksA
dU;k % xsgw] rsy rFkk rsyokuksa esa eUnh gksA
rqyk % vuktksa esa eUnk nsaA
o`f'pd % i'kqvksa dh o`f) djsA
/kuq % vukt o ?kh eas rsth nsA
edj % xsgw o fo|qr&bysDVkWfud dh oLrqvksa esa rsth yk;sA
dqEHk % vuktksa vkfn esa eUnk yk;sA
ehu % vukt o ?kh esa rsth gksA
98

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

cq/kpkj %
cq/k dk ckjg jkf'k;ksa esa Qy %

Future Point

es"k % xqM+] [kk.M] puk] rsy o rsyoku rFkk lksuk] pkanh vkfn /kkrqvksa vkSj jRuksa esa eUnk gksA
o`"k % xsgw vkfn vuktksa( nkyoku o fry&rsy esa rsth gksA
feFkqu % lksuk pkanh esa eUnk yk;s( rsyokuksa esa mrkj&p<+ko gksA i'kqvksa esa rsth gksA
ddZ % vuktksa esa lerk cuk;s( xqM+] rsy o rsyoku esa rsth rFkk pkanh o lQsn oLrqvksa esa eUnk nsA
flag % vuktksa esa lerk cuk;s] lksuk] pkanh vkfn /kkrqvksa rFkk xqM+] [kk.M vkfn esa eUnk cuk;sA
dU;k % xsgw] puk vkfn vuktksa] xqM+ o 'kDdj esa rsth rFkk pkanh esa eUnk nsA
rqyk % xqM+] [kk.M vkfn jldl rFkk lksuk esa rsth vkSj rsyokuksa esa eUnh gksA
o`f'pd % vuktksa esa eUnk vkSj rsy&rsyoku] ?kh o pkanh esa rsth gksA
/kuq% pkanh] dikl] /kkxs vkSj oL=ksa esa eUnk gksA
edj % vuktksa esa lerk vkSj lksus o pkanh esa rsth cuk;sA
dqEHk % xqM+] [kk.M] rsy o ?kh esa rsth vkSj pkanh o #bZ esa eUnk j[ksA
ehu % xqM+] [kk.M jldl vkSj vukt vkfn esa eUnk nsA

cq/k dk u{k=ksa esa Qy %


vf'ouh u{k= essa cq/k dk Qy % xsgw] puk] Tokj vkfn vuktksa] ewax eksB vkfn nkyokuksa esa rsth
xqM+] [kk.M jldl] fry vkSj rsyoku o pkanh esa eUnk cuk;sA
Hkj.kh % xsgw] pkoy vkfn vuktksa esa rsth nsrk gSA
fkdk % xsgw vkfn vuktksa rFkk #bZ esa rsth dk lwpd vkSj pkanh esa eUnknk;d gksA
jksfg.kh % rsy o rsyokuksa] xqM+] [kk.M vkfn esa rsth vkSj uh o js'keh oL=ksa esa eUnh gksA
e`xf'kjk % xsgw vkfn vuktksa] rsyoku vkfn esa eUnknk;d gks #bZ esa rsthnk;d gksA
vknzkZ % xsgw vkfn vuktksa] fry] ewax o eksB vkfn esa eUnk ykrk gSA
iquoZlq % pkanh] #bZ o lwr esa eUns dk lwpd gksrk gSA
iq"; % lksuk] pkanh esa eUnk gks] jRuksa rFkk uh diM+ksa esa rsth cuk;sA
vk'ys"kk % rsy o rsyokuksa] xqM+] [kk.M ewax vkfn esa rsth cukrk gSA
e?kk % xsgw] puk] tkS vkfn vuktksa vkSj lwr o oL=ksa esa rsth nk;d gksrk gSA
iwokZQkYxquh % xsgw vkfn vuktksa vkSj xqM+] [kk.M vkfn jldlksa esa eUnk ykrk gSA
mkjkQkYxquh % ewax] eksB] vjgj vkfn nkyoku esa rsth( #bZ vkSj pkanh esa eUnk cukrk gSA
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

99

www.leopalm.com

Future Point

gLr % xsgw vkfn vuktksa esa eUnk nsrk gSA


fp=k % xsgw vkfn vuktksa esa dqN rsth vkSj #bZ rFkk pkanh esa vfLFkjrk iSnk djrk gSA
Lokfr % dikl esa eUnk gksA
fo'kk[kk % vuktksa esa eUnk gks rFkk #bZ Hkh eUnh jgsA
vuqjk/kk % lksuk o pkanh eUnk j[ks( vuktksa ds Hkko le jgsaA
T;s"Bk % xqM+] [kk.M] ?kh o pkoy esa rsth cukrk gSA
ewy % lHkh vuktksa rFkk lksuk&pkanh esa eUnk j[krk gSA
iwokZ"kk<k+ % lc vuktksa vkSj lksuk pkanh esa eUnk cukrk gSA
mkjk"kk<k+ % lc izdkj ds vuktksa esa eUnk gh j[krk gSA
Jo.k % xqM+] [kk.M] pkoy] xsgw] puk vkfn esa rsth cukrk gSA
/kfu"Bk % lksuk o pkanh esa eUnk vkSj vukt o pkoy esa rsth cukrk gSA
'krfHk"kk % lHkh vuktksa esa rsth vkSj lksuk o pkanh esa eUnk j[krk gSA
iwokZHkknzin % vuktksa] lksus] rkacs rFkk pkanh vkfn dks eUnk cukrk gSA
mkjkHkknzin % xsgw vkfn vuktksa rFkk xqM+] [kk.M vkfn esa lerk ykrk gSA
jsorh % xqM+] [kk.M vkfn jldl] rsyoku] ?kh] pkanh rFkk yky fepZ vkfn esa eUnh vkrh gSA
uksV %
cq/k tc ekxhZ xfr esa vkrk gS& xsgw vkfn vuktksa esa rsth] pkanh o #bZ esa igys mrkj&p<+ko vkSj
ckn esa rsth vkrh gSA xqM+ o lqxfU/kr inkFkZ Hkh rsth gksrs gSaA
cq/k tc oh gks rks % xqM+] [kk.M vkfn jldl esa rsth vkSj xsgw] puk vkfn vuktksa esa eUnk ykrk
gSSA
cq/k tc mn; gksrk gS rks xsgw o puk esa rsth rFkk vLr gks rks xsgw] puk vkfn vuktksa] ?kh vkfn esa
eUnk vkrk gSA

ekxhZ cq/k dk jkf'k;ksa ij izHkko rFkk Qy %


es"k % i'kqvksa esa eUnk
o`"k % lwr oL=] xsgw] pkanh] 'kDdj esa eUnk
feFkqu % ewax] eksB vkfn nkyoku esa eUnk
ddZ % pkanh] lwr] pkoy esa eUnk vkSj tyksRiUu inkFkksZ esa rsth
flag % #bZ] ikV&okjnkuk rFkk 'ks;jksa esa eUnk

100

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

dU;k % lw[ks esoksa esa rsthA


rqyk % ?kh] 'kDdj] vkS"kf/k esa rsth
o`f'pd % rsyokuksa esa rsth
/kuq % xqM+] [kk.M] pkoy esa rsth
edj % ljlksa vkfn esa eUnh
dqEHk % lksuk o peM+s esa rsth
ehu % xqM+] [kk.M] rsyokukas esa eUnh

jkf'k;ksa esa oh cq/k ds izos'k dk QYk %


es"k % dfj;kus dh oLrqvksa esa rsthA
o`"k % pkanh esa rsthA
feFkqu % lkx] lfCt;ksa esa eUnk
ddZ % vuktksa esa eUnkA
flag % vuktksa o /kkrqvksa esa rsthA
dU;k % vuktksa esa eUnkA
rqyk % lksus esa rsthA
o`f'pd % xqM+ vkfn jldl esa rsthA
/kuq % lw[ks esokas esa rsthA
edj % rsy o rsyokuksa esa rsthA
dqEHk % xqM+] [kk.M vkfn jldl esa rsthA
ehu % pkoy] ?kh esa rsthA

xq#pkj

es"k% es"k jkf'k esa lksuk] pkanh] rkack] xqM+ vkfn esa eUnk gksA
o`"k % o`"k jkf'k esa xsgw bR;kfn vuktksa rFkk pkanh esa rsth gksA eaawxk] eksrh] yky oL= vkfn eUns gksrs
gSaA pS= ekl esa rsyksa o ?kh rFkk Jko.k esa pus esa rsth gksrh gSA
feFkqu % feFkqu jkf'k esa lksuk] pkanh] rkack vkfn /kkrqvksa] lwrh oL=ksa] rsyoku] ?kh vkfn esa rsth gksA
ekxZ'kh"kZ ekl ds ckn eUnk gksA
ddZ % ddZ jkf'k esa xsgw] puk vkfn vuktksa] xqM+] [kk.M vkfn jldl] ?kh vkSj #bZ esa rsth gksA
flag % flag jkf'k esa xsgw vkfn vuktksa vkSj ?kh esa rsth vkrh gSA lksuk] pkanh] rkack vkfn /kkrqvksa esa
eUnk gksA
dU;k % dU;k jkf'k esa xsgw vkfn vuktksa] eawx] mM+n vkfn nkyoku] rsy o rsyoku] ?kh vkfn esa rsth
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

101

www.leopalm.com

Future Point

vkSj #bZ] pkanh] uh oL=kas o /kkrqvksa esa eUnh vkrh gSA


rqyk % rqyk jkf'k esa lksuk] #bZ] ukfj;y esa rsth ykrk gS( rsy] rsyoku o ?kh esa eUnh rFkk xqM+] [kkaM
esa rsth cukrk gSA
o`f'pd % o`f'pd jkf'k esa lksuk] pkanh] rkack vkfn /kkrqvksa] rsy] rsyoku] ?kh] xqM+ o lQsn inkFkksaZ esa
rsth vkrh gSA
/kuq % /kuq jkf'k esa xqM+] [kkaM jldl esa fo'ks"k eUnh vkrh gSA xsgw vkfn vuktksa] rsy o rsyoku] ?kh]
lksuk] pkanh vkfn esa eUnk jgrk gSA
edj % edj jkf'k esa xsg]w puk vkfn vuktks]a lksuk] pkanh vkfn /kkrqvksa vkSj ewx
a Qyh esa rsth cukrk gSA
dqEHk jkf'k dk xq# gks rks % lksuk] pkanh vkfn /kkrqvksa] lQsn oLrqvksa o inkFkksZa esa izFke rhu ekl
eUnh vkSj i'pkr~ rsth vkrh gSA
ehu % ehu jkf'k esa xqM+] [kkaM vkfn jldl( xsgw vkfn vuktksa] ewax] eksB vkfn nkyoku] fry o
rsyoku o ?kh esa rsth vkrh gSA

Uk{k=ksa esa xq# xzg dk Qy %


vf'ouh u{k= esa xq# gks rks % vuktksa] lksuk] pkanh vkfn esa eUnk gksA
Hkj.kh % lksuk] pkanh vkfn /kkrqvksa vkSj jRuksa] xsgw vkfn vuktksa vkSj ewax] eksB] mM+n vkfn nkyoku
esa eUnh vkrh gSA
fkdk % vuktksa rFkk #bZ esa eUnk vkSj xqM+] [kkaM o /kkrqvksa esa mrkj&p<+ko j[krk gSA
jksfg.kh % lksuk] pkanh] xqM+] [kkaM vkfn esa eUnh vkrh gSA jksfg.kh u{k= ds nwljs pj.k esa vukt o
pkanh esa rsth rFkk xqM+] [kkaM vkfn jldl( lw[ks esoksa vkSj xeZ elkyksa esa mrkj&p<+ko vf/kd gksA
rhljs pj.k esa xsgw vkfn vuktksa( xqM+] [kkaM vkfn jldl vkSj ?kh] fry vkSj rsy esa rsth cuk,A
jksfg.kh ds pkSFks pj.k esa xsgw vkfn vuktksa( rsy o rsyokuksa( xqM+] [kkaM vkfn jldl vkSj ?kh esa eUnk
yk,A
e`xf'kjk % ?kh o pkanh esa eUnk cuk,A izFke pj.k esa fry o #bZ esa] nwljs esa dan&ewy] fry o pkoy
esa vkSj rhljs o pkSFks pj.kksa esa vuktksa esa rsth vkrh gSA
vknzkZ u{k= % #bZ esa eUnh vkrh gSA izFke vkSj nwljs pj.kksa esa lksuk vkfn /kkrqvksa] jRuksa] lqxfU/kr
inkFkks o lHkh jlksa esa rsth gksrh gSA rhljs pj.k esa lksuk] pkanh vkfn /kkrqvksa vkSj rsyksa esa rsth dk
okrkoj.k jgrk gSA pkSFks pj.k esa xsgw vkfn vuktksa] lqxfU/kr inkFkks ,oa lHkh jlksa esa eUnh vkrh gSA
iquoZlq % xsgw bR;kfn vuktksa] nkyoku] /kkrqvksa vkfn esa rsth vkrh gSA izFke vkSj f}rh; pj.kksa esa
pkanh vkSj #bZ esa eUnh gksrh gSA
iq"; u{k= % xsgw bR;kfn vuktksa] lksuk] pkanh] rsy] rsyoku o ?kh vkSj #bZ esa rsth jgrh gSA
vk'ys"kk % xsgw vkfn vukt] lksuk] pkanh vkfn /kkrq,a vkSj rsyoku o ?kh rst gksrs gSaA
102

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

e?kk u{k= % xsgw bR;kfn vuktksa] lksuk] pkanh vkfn /kkrqvksa vkSj xqM+] [kkaM vkfn esa eUnh vkrh gSA
iwokZQkYxquh % xsgw bR;kfn vuktksa] xqM+] [kkaM vkfn jldl vkSj lksuk] pkanh vkfn /kkrqvksa esa eUnh
jgrh gSA
mkjkQkYxquh % xsgw vkfn vuktksa] xqM+] [kkaM] /kkrqvksa vkfn esa eUnh dk okrkoj.k jgrk gSA izFke
pj.k esa pkanh vkSj lQsn oLrqvksa esa eUnh vf/kd jgrh gSA
gLr % xsgw] puk] gYnh] lksuk] pkanh] rsy] ?kh] xqM+] [kkaM vkSj #bZ esa eUnh jgrh gSA
fp=k u{k= % xsgw vkfn vuktksa] pkanh] xqM+ vkSj [kkaM esa eUnh vkrh gSA rhljs vkSj pkSFks pj.kksa esa
mijksDr oLrqvksa esa rsth dk okrkoj.k jgrk gSA
Lokfr u{k= % xsgw vkfn vuktksa] lksuk] pkanh ,oa jldl esa eUnk j[krk gSA
fo'kk[kk u{k= % xsgw] puk vkfn vuktksa xqM+] [kkaM vkfn jldl vkSj nkyoku esa rsth vkrh gSA
#bZ esa eUnk jgrk gSA
vuqjk/kk u{k= % xsgw vkfn vuktksa] lksuk] pkanh vkfn /kkrqvksa vkSj xqM+ vkfn jldlksa esa eUnh vkrh
gSA
T;s"Bk u{k= % xsgwa bR;kfn vuktksa esa mrkj&p<+ko pkanh esa eUnk ykrk gSA
ewyk u{k= % ewax] eksB vkfn nkyoku] vuktksa] lksuk vkSj pkanh esa eUnk jgrk gSA
iwokZ"kk<+ u{k= % xsgw vkfn vuktksa] lksuk] pkanh vkfn /kkrqvksa] #bZ] xqM+] [kkaM vkfn esa eUnh dk
okrkoj.k jgrk gSA
Jo.k Uk{k= % xsgw vkfn vuktksa] xqM+] [kkaM] lksuk]pkanh vkfn esa eUnh jgrh gSA
/kfu"Bk u{k= % xsgw] pkoy] tkS] puk] vukt] nkyoku o #bZ esa eUnk vkSj lksuk] pkanh vkfn /kkrqvksa
o jldl esa rsth jgrh gSA
iwokZ Hkknzin % xsgw vkfn vuktksa] lksuk] pkanh] lwrh oL=] xqM+ vkfn esa rsth jgrh gSA
'krfHk"kk u{k= % xsgw vkfn vuktksa] lksuk] gYnh vkSj dslj esa eUnk vkSj pkanh o lQsn /kkrqvksa esa
rsth cuk,A
iwokZ Hkknzin % xsgw vkfn vuktksa] lksuk] pkanh] lwrh oL=] xqM+ vkfn esa rsth jgrh gSA
mkjk Hkknzin % xsgw vkfn vuktkas] lksuk] nkyoku] ?kh vkfn esa rsth vkrh gSA
jsorh u{k= % xsgw] puk vkfn vuktksa ,oa pkanh esa eUnk vkSj] lksus esa rsth vkrh gSA
fo'ks"k %
xq# tc ekxhZ xfr esa vkrk gS rks vuktksa] /kkrqvksa vkSj nkyoku esa eUnk jgrk gS vkSj oh xfr esa
gks rks xsgw] puk] pkoy vkfn vuktksa esa eUnk vkSj lksuk] pkanh vkfn /kkrqvksa esa rsth jgrh gSA
xq# tc mn; gksrk gS rks lksus esa eUnk rFkk pkanh esa rsth vkSj tc vLr gksrk gS rks lksuk] pkanh
o vuktksa esa eUnk gksrk gSA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

103

www.leopalm.com

es"k vkfn }kn'k jkf'k;ksa esa xq# ds ekxhZ gksus dk Qy %

Future Point

es"k % ?kh] rsy] jldl vkfn eUns gksaA


o`"k % lksuk] pkoy] lwrh oL=] /kkxs vkfn eUns gksaA
feFkqu % vuktksa esa eUnk gksA
ddZ % tyksRiUu inkFkZ eUns gksaA
flag % pkoy] ?kh] #bZ] pkanh vkfn esa rsth vkrh gSA
dU;k % pkanh esa eUnk gksA
rqyk % vukt] okjnkuk o ihry eUns gksaA
o`f'pd % xqM+] [kkaM vkfn esa eUnk gksA
/kuq % rsy] rsyoku] ?kh vkSj vuktksa esa rsth gksA
edj % vuktksa esa rsth vkrh gSA
dqEHk % lHkh inkFkksZa esa rsth gksA
ehu % vukt] rsy] ?kh] xqM+] [kkaM] okjnkuk vkfn eUns gksaA

es"k vkfn }kn'k jkf'k;ksa esa xq# ds oh gksus dk Qy %


es"k % fry] frygu] rsyoku] lqxfU/kr inkFkksZa vkfn esa rsth gksA
o`"k % lksuk] ?kh vkSj rsyksa esa rsth vkrh gSA
feFkqu % lHkh dfj;kus dh oLrqvksa o ihry esa rsth gksA
ddZ % rsy] ?kh] xqM+ vkfn esa rsth vkrh gSA
flag % lksuk] pkanh esa eUnk rFkk vuktksa esa rsth jgrh gSA
dU;k % xqM+] lHkh vuktksa vkSj rsy vkfn esa eUnk gksA
rqyk % rsy] rsyoku] ?kh] lqxfU/kr inkFkZ vkfn rst gksaA
o`f'pd % lHkh vuktksa o ?kh esa rsthA
/kuq % xqM+ vkfn jldl] rsy] ?kh o vuktksa esa eUnh vkrh gSA
edj % lHkh vuktksa esa eUnk gksA
dqEHk % ?kh o rsyoku esa rsthA
ehu % dikl] #bZ] xqM+] [kkaM] rsy] ?kh vkfn esa rsth gksrh gSA

104

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

'kqpkj

Future Point

es"k % xsgw vkfn vuktksa] ?kh] lksuk] pkanh] xqM+] [kkaM vkfn esa rsth vkSj rsy] rsyoku vkfn esa eans dk
okrkoj.k jgrk gSA
o`"k % xsgw vkfn vuktksa] #bZ] dikl vkfn esa eUnk gksrk gSA lksus vkSj pkanh esa mrkj&p<+ko ds lkFk
rsth vkrh gSA
feFkqu % xsgw] puk] tkS vkSj vuktksa esa rsth] rsy] rsyoku] okjnkuk] lwr o oL=ksa vkfn esa eUnh dk
okrkoj.k jgrk gSA
ddZ % xsg]w tkS] puk] eVj] vjgj vkfn esa eUnk rFkk xqM]+ [kkaM vkfn jldl] rsy o ?kh esa rsth vkrh gSA
flag % xsgw] puk vkfn vuktksa] lksuk] rkack] yky jax ds inkFkZ] ?kh o jlksa esa rsth gksA
dU;k % xsgw] pkoy vkfn vukt] xqM+] [kkaM] u o js'keh oL= vkfn rst gksrs gSaA
rqyk jkf'k % xqM+] [kkaM vkfn jldl esa rsth] vuktksa esa 'kqHk xzgksa ds la;ksx ls eUnk ,oa iki xzgksa
dh n`f"V o la;ksx ls rsth vkrh gSA
o`f'pd % xsgw] tkS] vukt] ewax] eksB] nkyoku vkfn esa 'kqHk xzgksa ds la;ksx ls eUnh] xqM+ esa
mrkj&p<+ko vkSj iki xzgksa ds la;ksx ls rsth vkrh gSA
/kuq jkf'k % xsgw] tkS vkfn vuktksa] lksuk] pkanh vkfn /kkrqvksa] oL=ksa vkSj 'ks;jksa esa rsthA
edj % xsgw] puk vkfn vuktksa xqM+] [kkaM vkSj ?kh esa rsth #bZ o pkanh esa mrkj& p<+ko ds lkFk rsth
gksA
dqEHk % xsgw] puk] tkS vkfn vuktksa] ewax vkfn nkyoku] lQsn oLrqvksa] xqM+] [kkaM] pkanh vkfn esa eUnh
jgrh gSA
ehu % vukt] rsy] rsyoku] xqM+] [kk.M vkfn esa eUnh jgrh gSA 'kq ds iki xzgksa ls la;ksx ;k n`f"Vr
gksus ls pkanh esa rsth vkSj 'kqHk xzgksa ls la;ksx ;k n`f"Vr gksus ls eUnh vkrh gSA

u{k=ksa esa 'kq xzg dk QYk %


vf'ouh % xsgw] puk vkfn vuktks]a ewx
a ] eksB] vjgj vkfn nkyoku] rsy o rsyoku] lksuk] xqM+ o [kkaM
esa eUnk gksA
Hkj.kh % lksuk] pkanh] rsy] rsyoku o ?kh esa eUnk vkSj vukt o nkyoku esa rsth vkrh gSA
fkdk % rsy] rsyoku] lksuk] pkanh] jRuksa vkSj pkoy vkfn esa eUnk cuk,A
jksfg.kh % lksuk] pkanh vkfn /kkrqvksa] rsy] rsyoku] xqM+] [kkaM lw[ks esos esa eUnk nsA
e`xf'kjk u{k= % xsgw] puk vkfn vuktksa esa eUnh vkSj xqM+] [kkaM vkfn jldl esa rsth vkrh gSA
vknzkZ % xsgw vkfn vuktksa] nkyoku vkSj ?kh esa eUnk cukrk gSA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

105

www.leopalm.com

Future Point

iquoZlq % /kkU; ,oa vuktksa esa rsth] lksuk] pkanh vkfn /kkrqvksa vkSj /kkxs esa eUnk cuk,A
iq"; % /kkU; rFkk uh o js'keh oL=ksa esa rsth vkSj xqM+] [kkaM vkfn jldlksa esa eUnh jgrh gSA
vk'ys"kk % pkoy] rqvj vkfn vuktksa esa eUnk cukosA
e?kk % xsgw vkfn vuktksa esa rsthA
iwokZQkYxquh % xsgw] puk vkfn vuktksa] ewax] mM+n vkfn nkyoku esa eUnk cukosA
mkjkQkYxquh % xsgw vkfn vuktksa vkSj #bZ esa rsth rFkk lksuk vkfn /kkrqvksa esa mrkj&p<+ko djsA
gLr % lksuk] pkanh esa rsth] xsgw vkfn vuktksa esa eUnk] xqM]+ [kkaM vkfn jldlksa esa mrkj&p<+ko j[ksA
fp=k % xsgw vkfn vuktkas] lksuk] pkanh vkfn /kkrqvksa esa lerk cuk,A
Lokfr % xsgw] puk vkfn vuktksa esa eUnk rFkk xqM+] [kkaM vkfn jldlksa esa rsth ykrk gSA
fo'kk[kk u{k= % xsgw vkfn vuktksa esa rsthA
vuqjk/kk % xqM+] [kkaM vkfn jldl vkSj pkoy] ued vkfn esa eUnk nsA
T;s"Bk % xsgw vkfn vuktkas esa rsth] lksuk] pkanh vkfn /kkrqvksa vkSj fry o rsyksa esa eUnk cuk,A
ewyk % xsgw vkfn vuktksa esa rsth] lksus esa vfLFkjrk vkSj #bZ esa rsth ykosA
iwokZ"kk<+ % rsy] rsyoku rFkk ewax] eksB bR;kfn nkyoku vkSj ued esa eUnk nsA
mkjk"kk<+ % xsgw] puk vkfn vuktksa esa rsth] lksuk] pkanh vkfn /kkrqvksa vkSj jldl esa eUnh cuk,A
Jo.k % xsgw] puk vkfn vuktksa] ewax] eksB] mM+n vkfn nkyoku] xqM+] 'kDdj] lksuk] pkanh vkfn esa
eUnk vkSj fry o rsyksa esa rsth cuk,A
/kfu"Bk % xsgw] puk vkfn vuktksa esa eUnk] ewax] eksB vkfn nkyoku] pkoy] lksuk] pkanh] #bZ vkSj
dikl vkfn esa rsth nsA
'krfHk"kk % xsgw] puk vkfn vuktksa] lksuk] pkanh vkfn /kkrqvksa] rsyoku o ?kh rFkk xqM+] [kkaM vkfn
jldlksa esa rsthA
iwokZHkknzin % xsgw vkfn vuktkas esa eUnk rFkk #bZ vkfn esa rsth j[krk gSA
mkjkHkknzin % LkQsn oLrqvksa pkoy] pkanh] eksrh] ued] [kkaM #bZ vkfn esa eUnk vkSj Qyksa rFkk
lw[ks esoksa esa rsth cukrk gSA
jsorh % xqM+] [kkaM vkfn jldlksa] lQsn oLrqvksa] pkanh o jRuksa esa eUnk cukrk gSA

fo'ks"k QYk %
1- 'kq tc ekxhZ xfr esa vkrk gS rks /kkU;] xqM+] ?kh] lksuk] pkanh o jRuksa esa rsth rFkk #bZ esa eUnk
cukrk gS vkSj tc oh xfr esa vkrk gS rks xsgw vkfn vuktks]a xqM]+ [kkaM] ?kh] rsy vkfn esa rsth nsrk gSA
2- 'kq tc fdlh jkf'k esa vLr gksrk gS rks lksuk] pkanh vkfn /kkrqvksa esa rsth rFkk vuktksa esa igys
106

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

rsth vkSj ckn esa eUnk djrk gS vkSj tc fdlh jkf'k esa mn; gksrk gS rks lksuk] pkanh] lwr] oL=]
pkoy vkfn esa rsth rFkk ?kh o [kkaM esa eUnk ykrk gSA

es"k vkfn }kn'k jkf'k;ksa esa 'kq dh ekxhZ xfr dk QYk %

Future Point

es"k % fry] rsy o xqM+ vkfn jldl esa eUnk gksA


o`"k % xqM+ vkfn jldl rFkk ?kh vkSj pkoy esa rsthA
feFkqu % #bZ] lwrh oL=ksa vkfn esa eUnkA
ddZ % pkSik;s i'kqvksa esa eUnkA
flag % [kk| inkFkksZa ,oa vuktksa esa rsthA
dU;k % pkanh] jldl vkSj pkoy esa eUnkA
rqyk % ?kh] pkoy o lwr esa rsthA
o`f'pd % vuktksa esa rsthA
/kuq % #bZ vkSj lwr esa eUnkA
edj % xqM+] [kkaM vkfn jldl esa eUnkA
dqEHk % lwr] pkanh o oL=ksa esa rsthA
ehu % lHkh vuktksa o oLrqvksa esa eUns dk okrkoj.k cukrk gSA
'kq dk }kn'k jkf'k;ksa esa oh gksus dk Qy %
es"k % lHkh O;kikjksa esa eUnkA
o`"k % 'kDdj] [kkaM vkfn esa rsthA
feFkqu % #bZ o lwr esa rsthA
ddZ % #bZ o lwr esa rsthA
flag % /kkrqvksa o i'kqvksa esa rsthA
dU;k % pkoy] lwr o ?kh esa rsthA
rqyk % pkoy] o jlnkj inkFkksaZ esa rsthA
o`f'pd % lHkh vuktksa esa eUnkA
/kuq % xeZ elkyksa vkSj #bZ esa eUnkA
edj % Hkkoksa esa ifjorZuA
dqEHk % Hkkoksa esa ifjorZuA
ehu % #bZ] /kkxk o diM+s esa eUnk cukrk gSA

'kfupkj
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

107

www.leopalm.com

Future Point

1- es"k % es"k jkf'k esa 'kfupkj dk Qy rsy o rsyoku] xqM+&[kkaM vkfn jldl] lksuk] pkanh] rkack
vkfn /kkrq] jRu rFkk lHkh izdkj dh e'khujh&gkMZos;j ds lkeku rst gksrs gaSA ysfdu 'kfu tc
28&290 ij gksrk gS rks eUnk Hkh ykrk gSA
2- o`"k % o`"k jkf'k esa xsgw vkfn vuktksa] rsy o rsyoku inkFkksZa] okjnkus vkSj [kkaM] xqM+ bR;kfn jldl
esa rsth ykrk gSA igys uoka'k esa de izHkko'kkyh vkSj vUr ds 2 uoka'kksa esa bu oLrqvksa esa eUnk nsrk
gSA
3- feFkqu% feFkqu jkf'k esa rsy o rsyoku inkFkksZa] vuktksa] xqM+] [kkaM vkfn jldl vkSj yksgs ls fufeZr
dyiqtksZa esa rsth vkrh gSA bl jkf'k esa 3&200 vFkkZr~ ,d&,d uoka'k ds ckn mijksDr lHkh oLrqvksa
esa eUns dh Hkh lEHkkouk jgrh gSA
4- ddZ% ddZ jkf'k esa rsy o rsyokuksa] lksuk] pkanh bR;kfn /kkrqvksa vkSj] :bZ] dikl vkfn esa rsthA
izFke vkSj vfUre rhu uoka'kks esa rsth vkSj chp ds rhu esa eUns dk ekgkSy cukrk gSA
5- flag % flag jkf'k esa rsyoku] inkFkksZa] xqM+ bR;kfn jldl] vuktksa o nkyoku esa rsth cukrk gSA
flag jkf'k dk rhljs uoka'k dk 'kfu rsth cukrk gSA
6- dU;k % dU;k jkf'k esa lksuk] pkanh bR;kfn /kkrqvksa] jRuksa] xqM+ vkfn esa eUnk ykrk gSA igys uoka'k
esa xqM+ o [kkaM esa vf/kd eUnh dk ekgkSy jgrk gS vkSj 'ks"k esa wj xzgksa ds la;ksx ls rsth jgrh gSA
'kfu dh blh fLFkfr esa vuktksa esa rsth vkrh gSA
7- rqyk % rqyk jkf'k esa xsgw bR;kfn vuktksa] nkyoku vkSj xqM+&[kkaM bR;kfn jldl esa rsthdkjd
gSA rsyksa esa 150 ds ckn eUnk cukrk gSA
8- o`f'pd % o`f'pd jkf'k esa rsy o rsyokuksa] xsgw] puk bR;kfn vuktksa vkSj pkanh esa rsth ykrk gSA
bl jkf'k dk 'kfu 'kqHk xzgksa ds lEcU/k ls eUns dk Hkh #>ku cukrk gSA
9- /kuq % /kuq jkf'k eas xsgw] puk bR;kfn vuktksa] xqM+&[kkaM vkfn jldl ,oa ydM+h o ydM+h ds
lkekuksa vkSSj yksgs ds dyiqtksZa esa rsth cukrk gSA 'kqHk xzgkas ds lEcU/k ls vuktksa esa eUnk Hkh cukrk
gSA
10- edj % edj jkf'k esa xsgw vkfn vuktksa] lksuk] pkanh vkfn /kkrqvksa vkSj #bZ esa rsth dkjd gSA
mijksDr oLrqvksa esa 15 va'k ds ckn cnyko Hkh vkrk gSA e'khujh esa rsthdkjd gSA
11- dqEHk % dqEHk jkf'k esa xsgw bR;kfn vuktksa] lksuk] pkanh bR;kfn /kkrqvksa vkSj rsyksa esa izFke 10 va'k
rd rsth vkSj 10 ls 20 va'k rd eUns dk ;ksx cukrk gSA
12- ehu % ehu jkf'k esa xsgw] puk vkfn vuktksa] xqM+] [kkaM vkfn jldl vkSj ?kh esa igys 6 va'kksa
esa rsth vkSj fQj ckn ds 6 va'kksa esa eUnh vkrh gSA ;gh e vkxs Hkh tkjh jgrk gSA vFkkZr~ vkxs
ds 6 va'kksa esa eUns vkSj vUr ds 6 va'kksa esa rsth dk okrkoj.k jgrk gSA lksuk vkfn /kkrq,a Hkh igys
ds 6 va'kksa esa rst vkSj fQj 6 va'kksa esa eUnh gksrh gSaA blh e ls vkxs Hkh rsth&eUnh dk okrkoj.k

108

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

jgrk gSA vFkkZr~ vkxs ds 6 va'kksa esa rsth vkSj 'ks"k 6 va'kksa esa eanh jgrh gSA

u{k=ksa esa 'kfu xzg dk Qy %

Future Point

1- vf'ouh % rsy o rsyoku] xsgw bR;kfn vuktksa lwr] yky fepZ] ?kh vkfn esa rsth vkrh gSA ;g
rsth 1 va'k rd jgrh gS vkSj ckn esa eUnk vk tkrk gSA ysfdu #bZ ds cktkj esa igys 1 va'k rd
eUnk vkSj ckn esa rsth jgsxhA
2- Hkj.kh % rsyksa] ?kh] xqM+] [kkaM vkfn esas Hkj.kh u{k= ds rhljs pj.k esa rsth vkrh gSA
3- fkdk % lksuk] pkanh vkfn /kkrqvksa esa rsth vkSj xsgw bR;kfn vuktksa esa eUnk cukrk gSA rsyksa esa
rhljs o pkSFks pj.kksa esa rsth vkrh gSA
4- jksfg.kh % xsgw bR;kfn vuktksa rFkk nkyoku esa igys vkSj rhljs pj.kksa esa eUnkdkjd vkSj nwljs
o pkSFks esa rsthnk;d gksrk gSA lksuk] pkanh vkfn /kkrqvksa esa izFke vkSj rhljs pj.kksa esa rsthdkjd vkSj
nwljs o pkSFks esa eUnkdkjd gksrk gSA
5- e`xf'kjk % xsgw bR;kfn vuktksa vkSj nkyoku esa igys vkSj rhljs pj.kksa esa eUnh rFkk nwljs o pkSFks
esa rsth jgrh gSA lksus] pkanh vkfn /kkrqvksa esa mrkj&p<+ko vf/kd j[krk gS A rsy vkSj jldl esa pkSFks
pj.k esa rsth jgrh gSA
6- vknzkZ % xsgw vkfn vuktksa xqM+ vkfn jldl] rsy o rsyokuksa vkSj ?kh esa igys pj.k eUnh esa jgrh
gSA nkyokuksa o vuktksa esa nwljs pj.k esa rsth vkSj rhljs o pkSFks pj.kksa esa eUnh jgrh gSA
7- iquoZlq % xsgw bR;kfn vuktksa vkSj #bZ esa rsth j[krk gSA rsy o rsyokuksa vkSj e'khujh ds dyiqtksZa
eas eUnk cukrk gSA
8- iq"; % xsgw vkfn lHkh vuktksa] nkyoku esa izFke pj.k esa eUnk cukrk gS vkSj ?kh] xqM+] [kkaM vkfn
jldl esa rsthA nwljs o rhljs pj.kksa esa vuktksa esa rsth vkSj ?kh] xqM+] [kkaM vkfn esa eUnk nsrk gSA
prqFkZ pj.k esa vuktksa esa fQj eUnk vkSj ?kh ,oa xqM+ esa rsth vkrh gSA
9- vk'ys"kk % igys pj.k esa xsgw vkfn vuktksa] fry o rsyokuksa] yksgs ds dyiqtksaZ vkfn esa eUnk gksrk
gSsA 'ks"k rhu pj.kksa esa mijksDr oLrqvksa esa rsth cuk,A
10- e?kk % izFke pj.k esa rsy] ?kh ,oa xqM+&[kkaM rst vkSj nwljs pj.k esa eUnsA nwljs pj.k esa lw[ks
esos o [kq'kcwnkj inkFkZ rst gksaA rhljs pj.k esa mijksDr inkFkksZa esa rsth vkSj pkSFks esa eUnh jgrh gS
tcfd ?kh bR;kfn vuktksa esa rsth dk okrkoj.k jgrk gSA
11- iwokZQkYxquh % igys pj.k esa rsy] rsyokuksa] xsgw bR;kfn vuktksa vkSj ewax] eksB bR;kfn nkyokuksa
esa vfLFkjrk iSnk djrk gSA nwljs esa mijksDr oLrqvksa esa rsth j[krk gSA
12- mkjkQkYxquh % izFke pj.k esa rsy] ?kh] :bZ] dikl] phuh esa rsth] nwljs esa jlnkj inkFkksZa vkSj
/kkU; esa rsth] rhljs esa xsgw bR;kfn vuktksa esa rsth rFkk pkSFks pj.k eas /kkrqvksa esa rsth jgrh gSA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

109

www.leopalm.com

Future Point

13- gLr % xsgw bR;kfn vukt o nkyoku esa rsth j[ksA izFke pj.k esa i'kqvksa esa rsth] nwljs o rhljs
esa xqM+&[kkaM jldl esa rsth vkSj pkSFks pj.k esa dfj;kus dh oLrqvksa esa rsthA lksuk bR;kfn /kkrqvksa
esa eUnk cuk,A
14- fp=k % izFke pj.k esa xsgw bR;kfn vuktksa esa rsth vkSj pkanh] ?kh vkfn esa eUnk cukosA vkxs
ds rhu pj.kksa esa wj xzgksa ds la;ksx ls vuktksa ,oa xqM+&[kkaM esa rsth rFkk 'kqHk xzgksa ds la;ksx ls
eUns dh ygj pyk,A
15- Lokfr % igys pj.k esa vuktksa o nkyoku essa eUnk vkSj nwljs pj.k esa vuktksa] rsyoku] yksgs
ds iqtksZ vkfn esa rsth j[krk gSA pkSFks pj.k esa xqM+&[kkaM] ?kh vkfn esa rsth vkrh gSA
16- fo'kk[kk % xsgw] puk bR;kfn nkyoku] rsyoku o yksgs] e'khujh vkfn esa rsth cukrk gSA
17- vuqjk/kk % dfj;kus dh lHkh oLrqvksa rFkk vuktksa esa rsth ykrk gSA prqFkZ pj.k esa #bZ esa rsth ykrk gSA
18- T;s"Bk % vuktksa] lksuk] pkanh vkfn esa rsthnk;d jgrk gSA
19- ewyk % xsgw bR;kfn lHkh vuktksa esa] rsyokuksa esa rFkk pkanh esa rsth j[krk gSA prqFkZ pj.k esa eUnk
cukosA
20- iwokZ"kk<+ % vuktksa esa eUnk pykosA izFke pj.k esa rsy] dfj;kus dh oLrqvksa vkfn esa rsth cukrk gSA
21- mrjk"kk<+ % vuktkas] e'khujh ,oa yksgs ds iqtksZa rFkk lw[ks esoksa vkfn es rsth cukosA
22- Jo.k % xsgw vkfn vuktksa esa izFke pj.k esa rsth] nwljs esa eUnk rhljs esa fQj rsth vkSj pkSFks
esa eUnk gksA
23- /kfu"Bk % vukt] nkyoku o dfj;kus esa rsth] xqM+] [kkaM vkfn jldl ,oa ykSgfufeZr dyiqtksZa
esa eUnk j[ksA
24- 'krfHk"kk % vukt] nkyoku] xqM+] [kkaM vkfn jldl rFkk dfj;kus esa izFke vkSj nwljs pj.kksa
esa eUnk vkSj rhljs o prqFkZ pj.kksa esa rsth nsA
25- iwokZHkknzin % vukt] rsyoku o nkyoku esa rsthnk;d gSA
26- mkjkHkknzin % vuktksa] nkyoku] rsyoku vkSj /kkrqvksa vkfn esa rsth j[ksA
27- jsorh % lksuk] pkanh bR;kfn /kkrqvksa esa eUnk cuk,A xsgw vkfn vuktksa] rsyksa] nkyksa vkfn esa rsth
vkrh gSA prqFkZ pj.k esa jldl esa rsth j[krk gSA

fo'ks"k Qy %
1- 'kfu tc ekxhZ xfr esa vkrk gS rks 2 ekl rd rsyokuksa] fepZ] ghax vkfn esa rsth ykrk gS vkSj
oh xfr esa vkrk gS rks rsyksa] vuktksa] /kkU;] ?kh vkfn esa rsth cukosA
2- 'kfu tc fdlh jkf'k esa mn; gksrk gS rks ljlksa rsy] ewaxQyh vkSj #bZ esa 1 ekl rd eUnk vkSj
dPps yksgs o xqM&
+ [kkaM esa rsth vkSj vLr gksrk gS rks lksuk vkfn esa eUnk vkSj vuktksa esa rsth cukrk gSA
110

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

'kfu tc mkjk"kk<+ u{k= esa oh gksdj iwokZ"kk<+ u{k= esa vkos rks vdky] nqfHkZ{k rFkk vuktksa esa rsth
ykrk gS vkSj vxj e?kk u{k= esa oh gksdj vk'ys"kk u{k= esa vkos rks xsgw ,oa ?kh esa rsth vkrh gSA

es"kkfn }kn'k jkf'k;ksa esa ekxhZ 'kfu dk Qy %

Future Point

es"k % vuktksa esa rsthA


o`"k% yksgk] rkack vkfn /kkrqvksa esa eUnkA
feFkqu % ?kh] pkanh] #bZ vkfn esa eUnkA
ddZ % yky fepZ ,oa rsyks esa eUnkA
flag % dfj;kus ds inkFkksZa esa eUnkA
dU;k % rsy ,oa jlnkj inkFkksZa esa eUnkA
rqyk % pkanh vkfn /kkrqvksa esa rsthA
o`f'pd % fepZ vkfn xeZ elkyksa esa rsth] /kfu, esa eUnkA
/kuq % vuktksa esa rsth] rsyksa esa eUnkA
edj % lc oLrqvksa esa vfLFkjrkA
dqEHk % vuktksa esa eUnkA
ehu % vuktksa esa rsthA

es"kkfn }kn'k jkf'k;ksa esa oh 'kfu dk Qy %


es"k % rsyksa esa rsthA
o`"k % vuktksa] ewaxQyh vkfn esa rsthA
feFkqu % xsgw bR;kfn vuktksa o nkyoku esa rsthA
ddZ % yky fepZ ,oa rsyksa esa rsthA
flag % dfj;kus ds inkFkksZa esa rsthA
dU;k % vuktksa ,oa jlnkj inkFkksZa esa rsthA
rqyk % pkanh vkfn /kkrqvksa esa eUnk gksA
o`f'pd % xeZ elkyksa eas eUnkA
/kuq % xqM+&[kkaM esa rsth] rsyksa esa eUnkA
edj % lHkh oLrqvksa esa BgjkoA
dqEHk % vuktksa esa rsthA
ehu % vuktksa esa eUnkA

jkgqpkj
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

111

www.leopalm.com

fofHkUu jkf'k;ksa esa jkgq xzg dk Qy %

Future Point

1- es"k % xsgw] puk bR;kfn vuktksa esa rsth vkSj o"kkZ ds vHkko esa nqfHkZ{k jgrk gSA
2 o`"k % xqM+] [kkaM vkfn jldl] rsy o rsyoku vkSj dfj;kus esa rsth gksA
3- feFkqu % xsgw bR;kfn vuktksa vkSj ?kh esa igys 9 ekl rsth ckn esa eUnk gksA pkanh o lksus esa Hkh
igys eUnk vkSj ckn esa rsth gksA
4- ddZ % xsgw bR;kfn vuktksa esa rsth vkSj lksuk] pkanh] yksgk vkfn /kkrqvks esa eUnk cuk,A
5- flag % xsgw vkfn vuktksa esa eUnk ysfdu dfj;kus o iUlkjh ds lkekuksa esa rsthA
6- dU;k % rsy o rsyokuksa esa eUnk] :bZ vkSj dikl esa rsthA
7- rqyk % xsgw bR;kfn vuktksa esa rsth] o"kkZ ds vHkko esas nqfHkZ{k dh fLFkfrA
8- o`f'pd % lksuk] pkanh bR;kfn /kkrqvksa vkSj xsgw bR;kfn vuktksa esa mrkj&p<+ko ds lkFk vfLFkjrk j[krk
gSA
9- /kuq % xsgw bR;kfn vuktksa vkSj #bZ o lwr esa eUnk cukrk gSA
10- edj % xsgw] puk] tkS bR;kfn vuktksa esa eUnk ysfdu lksuk] pkanh vkfn /kkrqvks esa rsthA
11- dqEHk % xsgw vkfn vuktksa esa rsthA dfj;kus dh oLrqvks esa Hkh rsth j[krk gSA
12- ehu % xsgw vkfn vuktksa esa igys rsth ckn esa eUnk ykosA lksuk] pkanh vkfn
/kkrqvksa esa eUnk jgsA
mnkgj.k % vc bl xzg pkj ds vk/kkj ij fofHkUu inkFkksZ]a /kkrqvksa esa eUnk&rsth vksj Hkkoksa esa cnyko
ds ckjs esa tkuk tk ldrk gSA mnkgj.k ds fy, gesa fdlh fo'ks"k ekl esa lw;kZfn xzgksa dh fofHkUu
jkf'k;ksa] u{k=ksa esa fLFkfr ds ckjs esa iapkax }kjk tkusaxsA xzgksa dh ekxhZ o oh fLFkfr Hkh O;kikj dks
izHkkfor djrh gSA bl izdkj izR;sd xzg dh fLFkfr ds vk/kkj ij ge vuktksa ds ckjs esa fy[kk Qy
ns[k ldrs gSaA xzgksa ds jkf'k o u{k= ifjorZu o xfr esa ifjorZu ls vuktksa dh cktkj esa fLFkfr
eUnk&rsth esa Hkh ifjorZu gksxkA bl izdkj ekl esa fofHkUu xzgksa ds jkf'k] u{k= o xfr esa ifjorZu
gksrk jgrk gSA
vc eku yks gesa vxLr 2002 esa vuktksa esa rsth&eUnh dk :[k Kkr djuk gS rks vxLr 2002 ds
iapkax esa xzgksa dh u{k= fLFkfr ds ckjs esa tkudkjh yhA vxLr ekl esa lw;Z eklkjEHk ls rhu vxLr
rd iq"; u{k= esa 15 vxLr rd v'ys"kk u{k= esa vkSj vkxs 31 vxLr rd e?kk u{k= esa jgrk gSA
blh izdkj eaxy xzg eklkjEHk ls ysdj 19 vxLr rd vk'ys"kk u{k= esa vkSj ckn esa e?kk u{k= esa
pyrk gSA cq/k xzg rhu vxLr rd v'ys"kk u{k= esa] 10 vxLr e?kk u{k= esa vkxs 19 vxLr rd
iwokZQkYxquh u{k= esa 30 vxLr rd mkjkQkYxquh u{k= esa jgrk gS xq# iwjs ekl u{k= iq"; u{k=
esa pyrk gSA 'kq eklkjEHk ls 11 vxLr rd mkjkQkYxquh u{k= esa gS 24 vxLr rd gLr u{k=
esa eklkUr rd fp=k u{k= esa jgrk gSA 'kfu dh fLFkfr vxLr ekl esa e`xf'kjk u{k= esa jgsxhA vkSj
bl ekl esa 4 vxLr dks cq/k mn; gksxkA vc igys fy[ks gq, Qyksa ls tkuk lw;Z iq";] v'ys"kk vkSj
e?kk u{k= esa vuktksa esa rsth dkjd gS eaxy dk Qy v'ys"kk vkSj e?kk u{k=ksa esa vuktksa esa rsthnk;d
gSA cq/k v'ys"kk] e?kk esa rsthdkjd vkSj iwokZQkYxquh u{k= esa eUnk ykrk gSA iq"; u{k= dk xq# Hkh
rsthnk;d gSA mkjkQkYxquh u{k= dk 'kq vuktksa esa mrkj&p<+ko] gLr u{k= dkesf'kqnuh;
vuktks
a esa
112
T;ksfr"k
www.futurepointindia.com
www.leopalm.com
eUnknk;d gSA e`xf'kjk u{k= ds rhljs www.leogold.com
pj.k dk 'kfu eUnkdkjd vkSj pkSFks pj.k
dk rsth nk;d

v/;k;&11

xzg.k Qy
xzg.kksa dk /kkrqvksa] oLrqvksa ,oa /ku&/kkU;ksa ij izHkko %

Future Point

lw;Z&pUnz ds mn;&vLr dk p vius fu;e ds vuqlkj fuckZ/k xfr ls pyrk jgrk gSA
le;&le; ij lw;Z o pUnz xzg.k yxrs jgrs gSaA budk Hkh /kkrqvksa] oLrqvksa ,oa /ku&/kkU;ksa ij izHkko
iM+rk gSA ;gka ge lcls igys vyx&vyx eklksa esa iM+us okys lw;Z xzg.k ds Qyksa ij n`f"V MkysaxsA

lw;Z xzg.k Qy %
lw;Z xzg.k dk fofHkUu eklksa esa fofHkUu inkFkks ij fuEufyf[kr izHkko iM+rk gSA
1- pS= % lksuk ,oa vuktksa esa 'kh?kz rsth ykrk gSA
2- oS'kk[k % fry o rsyoku] ewax] lwrh diM+k o lwr] dikl rFkk xsgw vkfn esa rsth ykrk gSA
3- T;s"B % lksus esa eUnkdkjd rFkk xsgw vkfn vuktksa esa eUns dk lwpd gksrk gSA
4- vk"kk<+ % vuktksa esas rsth rFkk nqfHkZ{k ykrk gSA
5- Jko.k % vuktksa esa eUns dk lwpd rFkk jldl esa rsth nk;d gSA
6- Hkknzin % vuktksa esa eUns dk dkjd gksrk gS rFkk vU; oLrqvksa esa Hkh eUns dk okrkoj.k cukrk gSA
7- vkf'ou % vuktksa esa eUnkdkjd rFkk rsyoku o ?kh esa dqN rsth ykrk gSA
8- dkfrZd % lc vuktksa] ?kh] :bZ] oL=ksa vkfn esa eUnkdkjd gksrk gSA
9- ekxZ'kh"kZ % vuktksa] xqM+] [kkaM] rsyoku] ?kh vkfn esa rsthnk;d jgrk gSA
10- ikS"k % lc izdkj ds vuktksa esa egaxkbZ vkrh gSA
11- ek?k % vuktksa esa eUnkdkjd vkSj ?kh esa rsth ykrk gS] o"kkZ i;kZIr ek=k esa gksrh gSA
12- QkYxqu % lc vuktksa] rsyoku] xqM+] [kkaM] jldl] ?kh vkfn esa rsth dk lwpd gksrk gSA

pUnz xzg.k dk Qy %
vc pU xzg.k dk fofHkUu eklksa esa fofHkUu inkFkks ij iM+us okys Hkkoksa ij n`f"V MkysaA
1- pS= % vuktksa esa vkxs rsth jgrh gSA
2- oSlk[k % vuktksa esa eUnkdkjd] ?kh esa rsth rFkk o"kkZ i;kZIr ek=k esa gksrh gSA
3- T;s"B % vuktksa esa eUns dk lwpd] rsy] rsyoku] xqM+] [kkaM esa Hkh eUnk cuk,aA
4- vk"kk<+ % vuktkas] ?kh o rsyoku( xqM+] [kkaM vkfn jldl rFkk :bZ o /kkxs esa rsth ykrk gSA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

113

www.leopalm.com

Future Point

5- Jko.k % vuktksa esa rsth vkSj jldV esa eUnk cuk,aA


6- Hkknzin % vuktksa esa eUnk ykrk gS( xqM+] [kkaM] ?kh o rsyoku esa rsth jgrh gSA
7- vkf'ou % vuktksa] dikl] :bZ esa rsthnk;d jgsA
8- dkfrZd % vuktksa esa eUns dk lwpd gksrk gS vkSj lqfHk{k cukrk gSA
9- ekxZ'kh"kZ % vkxs vuktksa esa rsthnk;d jgsA
10- ikS"k % xsgw ]puk bR;kfn vukt( ?kh o rsyoku] xqM+] [kkaM vkfn esa rsth dk dkjd gSA
11- ek?k % vuktksa esa rsth dk lwpd rFkk ?kh] rsyoku] xqM+ [kakM esa rsthnk;d jgrk gSA
12- QkYxqu % vuktksa esa igys rsth ckn esa eUnh vkrh gSA ?kh] rsy] xqM+ o [kkaM esa rsth jgrh gSA

lw;Z xzg.k ds okjksa dk izHkko %


1- lw;Z xzg.k jfookj ds fnu gks rks xsgw bR;kfn vukt( eawx bR;kfn nkyoku] xqM+] [kkaM vkfn esa <kbZ
ekl ckn rsth vkrh gSA
2- lkseokj dks gks rks rsyoku] rsy] ?kh( ewax] mM+n bR;kfn nkyoku esa rsthdkjd gksrk gSA
3- eaxyokj dks gks rks lwrh oL=] :bZ dikl] ?kh] xqM+] phuh rFkk xsgw bR;kfn vukt 2 ls 4 eghus
ds chp rst jgrs gSaA
4- cq/kokj dks gks rks puk] xsgw bR;kfn vukt( /kkU;] /kkxk] lwr :bZ rFkk LVhy esa 2 ekl ds ckn rsth vkrh gSA
5- lw;Z xzg.k xq#okj dks gks rks ihyh oLrq,a fry o rsyoku] lw[ks esos lqxfU/kr inkFkZ vkfn esa rsth vkrh gSA
6- 'kqokj dks gks rks vuktksa esa eUnk rFkk lwr] :bZ] ?kh vkfn esa rsth jgrh gSA
7- 'kfuokj dks gks rks fry o rsyoku] yky o ihyh oLrq,a] rkack] rEckdw vkfn 2 ekl ds ckn rsth
esa vkrs gSaA

pUnz xzg.k ds okjksa dk izHkko


1- pUnz xzg.k jfookj dks gks rks pkanh esa eUnk ykrk gSA xsgw] vylh] :bZ] yky oLrqvksa vkfn esa rsth
vkrh gSA
2- lkseokj dks gks rks ?kh] rsy o rsyokuksa esa rsth dk okrkoj.k curk gSA :bZ vkSj lwr esa 2 ekl
ckn rsth vkrh gSA
3- eaxyokj dks gks rks xsgw] vylh vkfn vuktksa esa rqjUr rsth vkrh gSaA :bZ] /kkxs vkfn esa Hkh rsth
vkrh gSA jkbZ] esaFkh vkfn dfj;kus dh oLrqvksa esa 4 ekl esa rsth vkrh gSA
4- cq/kokj dks gks rks lksuk] pkanh] rkack vkfn /kkrqvksa esa rsthdkjd gksrk gSA
5- xq#okj dks gks rks ?kh] rsy o rsyoku esa rsth fdUrq :bZ o lwr esa eUnh vkrh gSA
6- 'kqokj ds fnu gks rks :bZ vkSj lwr esa eUnk ysfdu 3 ekl ds ckn rsth ykrk gSA
114

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

7- 'kfuokj ds fnu gks rks ljlksa] fry o rsyokuksa( yksgk] LVhy] dkys oL=ksa vkfn esa 6 ekl ds ckn
rsth vkrh gSA

xzg.kksa ds jkf'k;ksa esa izHkko %

Future Point

1- es"k jkf'k esa lw;Z xzg.k gks rks O;kikfjd dfj;kus dh oLrqvksa esa rsth ykrk gSA pUnz xzg.k gks rks
lksuk] pkanh] phuh] jldl] uh lwr vkfn esa rsth ykrk gSA
2- o`"k jkf'k ij lw;Z xzg.k gks rks O;kikfjd ,oa dfj;kus dh oLrqvksa esa rsth ykrk gSA
pUnzxzg.k gks rks Hkh oLrqvksa esa rsth vkrh gSA
3- feFkqu jkf'k esa lw;Z xzg.k xsgw bR;kfn lHkh vuktksa] jlnkj inkFkksZa vkfn esa 2 ekl ckn rsth ykrk
gSA pUnz xzg.k gks rks fd dfj;kus dh oLrqvksa esa rsth ykrk gSA
4- ddZ esa lw;Z o pUnz xzg.k gks rks xsgw bR;kfn vuktksa] xqM+] [kkaM] rsy] ?kh] nw/k esa 2 ekl ckn rsth
vkrh gSA
5- flag jkf'k ij lw;Z ;k pUnz xzg.k gks rks lHkh vuktksa] fry o rsyoku] :bZ o lwr esa rsth vkrh
gSA
6- dU;k jkf'k ij lw;Z ;k pUnz xzg.k lksuk] pkanh] rkack] ihry bR;kfn /kkrqvksa ds cktkj esa vfLFkjrk
iSnk djrk gS rFkk vUr esa rsth ykrk gSA
7- rqyk jkf'k esa lw;Z ;k pUnz xzg.k gks rks lk/kq&lU;klh] trh&lrh ds fy, d"Vdkjh gksrk gSA
8- o`f'pd esa lw;Z ;k pUnz xzg.k gks rks lqfHkZ{k gksrk gS rFkk lHkh izkf.k;ksa ds fy, d"Vdkjd gksrk
gSA
9- /kuq jkf'k esa lw;Z vkSj pUnz xzg.k gks rks lHkh vkS"kf/k;ksa vkSj ?kkl&Qwl esa rsth ykrk gSA
10- edj jkf'k esa lw;Z rFkk pUnz xzg.k gksa rks lksuk pkanh bR;kfn /kkrqvksa rFkk jRuksa esa rsth vkrh gSA
11- dqEHk jkf'k dk lw;Z ;k pUnz xzg.k rsyokuksa] rsyksa o ewaxQyh bR;kfn esa rsth ykrk gSA
12- ehu jkf'k ij lw;Z ;k pUnz xzg.k gks rks xqM+] [kk.M ,oa jlnkj oLrqvksa rFkk ty ls mRiUu inkFkksZa
esa rsth vkrh gSA
uksV %
1- ftl jkf'k ij xzg.k gks ml jkf'k ds vUrxZr laxrk;qDr ;k uke jkf'k dh oLrqvksa o inkFkksZa esa
rsth vkrh gSA
2- ;fn 15 fnu ds vUnj nks xzg.k vk tk,a rks fo'o esa minzo rFkk izkfrd izdksiks ls tu&/ku&vUu
dh gkfu gksrh gS rFkk vuktksa esa rsth vkrh gSA
3- lw;Z ;k pUnz xzg.k ds le; ;fn 'kfu Hkh ml jkf'k esa gks rks /kkrq esa fo'ks"k rsth vkrh gSA
4- [kxzkl xzg.kksa dk Qy 20 fnuksa esa ifjyf{kr gksrk gSA
5- f=ikn xzg.kksa dk Qy 1 ekl esaA
6- v/kZxzg.kksa dk Qy 2 eklksa esaA
esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

115

www.leopalm.com

7- rhljs Hkkx dk Qy 3 eklksa esaA


8- pkSFks Hkkx dk Qy 4 eklksa ds Hkhrj fudyrk gSA

lw;Z&pUnz xzg.kksa dk u{k=ksa esa Qy %

Future Point

1- vf'ouh u{k= % lw;Z xzg.k esa ?kh] rsy] ouLifr] xqM]+ [kk.M o ewax esa rsth vkrh gSA pUnz xzg.k
esa xqM+] [kk.M vkfn jldl inkFkksZ esa eUnh vkrh gSA
2- Hkj.kh u{k= % lw;Z xzg.k esa lksuk] pkanh] rkack vkfn /kkrqvksa] vukt] okjnkuk] :bZ esa rsth] jlnkj
inkFkks vkSj lQsn oL=ksa esa 3 eghus ds ckn rsth vkrh gSA
pUnz xzg.k esa bu oLrqvksa esa eUnh vkrh gSA
3- fkdk u{k= % lw;Z xzg.k esa lksuk] pkanh vkfn /kkrqvksa vkSj ekf.kd bR;kfn jRuksa esa 9 ekl ckn
rsth vkrh gSA 'ks;j cktkjksa vkSj jlnkj inkFkks esa Hkh rsth dk dkjd gksrk gSA
pUnz xzg.k esa mijksDr oLrqvksa esa eUnh vkrh gSA
4- jksfg.kh u{k= % lw;Z xzg.k es fry] rsy] dfj;kus dh oLrq,a] xsgw bR;kfn vukt] nkyoku] xqM+]
[kkaM] okjnkuk] :bZ o lwr esa rsth ykrk gSA
pUnz xzg.k esa mijksDr oLrqvksa esa eUnh vkrh gSA
5- e`xf'kjk u{k= % lw;Z xzg.k esa rsyoku] ?kh] xqM+] [kkaM vkSj xsgw vkfn vuktksa rFkk lksuk vkfn
esa rsth ykrk gSA
pUnz xzg.k gks rks mijksDr phtksa esa eUnh vkrh gSA
6- vknzkZ u{k= % fry] rsyoku] ?kh] LVhy o yksgk esa rsth vkrh gSA
7- iquoZlq u{k= % xsgw] puk bR;kfn vukt] :bZ] dikl] vjgj ds Hkkoksa esa 3 ekl esa tcfd rsyksa
esa 5 ekl ckn rsth vkrh gSA
8- iq"; u{k= % lksuk] pkanh] rkack vkfn /kkrqvksa] xqM+&[kakM rFkk 'ks;jksa esa rsth vkSj xsgw vkfn vuktksa
esa 3 ekl ckn rsth ykrk gSA
9- vk'ys"kk u{k= % lksuk] pkanh] rkack vkfn /kkrq,a] xqM+&[kaM] gYnh] /kfu;ka] thjk vkfn esa rsth vkSj
ewax bR;kfn esa 5 ekl ckn rsth n'kkZrk gSA
10- e?kk u{k= % lw;Z ;k pUnz xzg.k gks rks pkoy&pus esa rsthnk;d gksrk gSA
11- iwokZQkYxquh u{k= dk xzg.k fry] rsyoku] dikl] lwr] lwrh oL= o :bZ esa rsth ykrk gSA
12&13- mkjk QkYxquh o gLr u{k=ksa esa lw;Z vkSj pUnz xzg.k pkoy] pus] fry o rsyoku] dikl
o lwr vkfn esa rsth dk okrkoj.k cukrs gSaA
14- fp=k u{k= esa lw;Z rFkk pUnzxgz .k gksa rks Tokj] cktjk vkfn vuktksa esa 2 ekl ckn rsth cukrs gSAa
15- Lokfr u{k= esa xsgw] puk] tkS bR;kfn vuktksa vkSj ewax] mM+n bR;kfn nkyksa esa rsth ykrk gSA
16- fo'kk[kk esa xzg.k yxus ls mM+n] jlnkj inkFkks vkSj yky oL=ksa esa rsth vkrh gSA dqYFkh esa
6 eklksa ds ckn rsth vkrh gSA
116

www.futurepointindia.com

www.leogold.com

esfnuh; T;ksfr"k

www.leopalm.com

Future Point

17- vuqjk/kk u{k= esa lw;Z ;k pUnz xzg.k gks rks vuktksa esa 9 ekl ckn rsth ykrk gSA Tokj o fry
esa rsth ysfdu pkoy esa eUnh jgrh gSA
18- T;s"Bk u{k= esa lw;Z ;k pUnz xzg.k gks rks xqM+] [kkaM] 'kDdj bR;kfn jldl esa 5 ekl ckn
rsth vkrh gSA ?kh] rkack] lksuk bR;kfn /kkrqvksa esa rsth jgrh gSA
19- ewyk u{k= esa lw;Z&pUnz xzg.k gks rks 'kDdj] xqM+] [kkaM Tokj cktjk vkfn esa rsth rFkk pkoyksa
esa 5 ekl ckn rsth cukrk gSA
20- iwokZ"kk<+k u{k= esa LkQsn oLrqvksa o oL=ksa esa 5 ekl ckn rsth ykrk gSA
21- mkjk"kk<+ % ukfj;y rFkk ukfj;y rsy vkSj dfj;kus dh oLrqvksa esa 5 ekl ckn rsth gksrh gSA
22- Jko.k u{k= % ?kksM+k] gkFkh] aV vkfn lokjh ds i'kqvksa esa rsth vkSj nkyksa esa egaxh jgrh gSA
23- /kfu"Bk u{k= esa lw;Z vkSj pUnz xzg.k gksa rks ewx
a ] eksB] elwj bR;kfn nkyokuksa esa rsth vkrh gSA
24- 'krfHk"kk u{k= esa xsgw] tk]S puk bR;kfn vuktksa esa rsth vkrh gSA
25- iwokZHkknzin u{k= esa fry] rsyoku o pus esa rsth vkrh gSA
26- mkjkHkknzin u{k= esa lw;Z ;k pUnz xzg.k gks rks ued vkfn {kkj dh oLrqvksa esa rsth vkrh
gSA
27- jsorh u{k= esa ewaxh] mM+n bR;kfn nkyoku esa rsth vkrh gSA
fo'ks"k % lw;Z&pUnz xzg.k xzLr mn; ;k vLr gks rks O;kikfjd oLrqvksa esa fo'ks"k rsth vkrh gSA
xzg.k ds i'pkr~ o"kkZ gks rks v'kqHk Qyksa esa deh vkrh gSA
lw;Z xzg.k ds 15 fnu ckn pUnz xzg.k gks rks 'kqHk Qy nk;d
pUnz xzg.k ds ckn lw;Z xzg.k gks rks v'kqHk Qy nk;d

lw;Z&pUnz xzg.k esa eaxy vkfn xzgksa dh n`f"V dk Qy %


lw;Z pUnz xzg.k ij eaxy dh n`f"V gks rks yky oLrqvksa esa rsth ykrk gSA
cq/k dh iw.kZ n`f"V ?kh] rsy] eDdh] lksuk] ihry bR;kfn ihyh oLrqvksa vkfn esa rsth ykrh gSA
'kq dh iw.kZ n`f"V gks rks LkQsn oLrqvksa] pkanh] bR;kfn] lQsn oL=ksa esa rsth ykrk gSA
'kfu dh iw.kZ n`f"V gks rks yksgk] mM+n] dkys vukt rFkk oL=ksa essa rsth vkrh gSA
;fn xzg.k ij xq# dh iw.kZ n`f"V gks rks mijksDr eaxy vkfn xzgksa ds v'kqHk Qyksa dks de djrk gS
rFkk lq[k 'kkfUr jgrh gSA

iz'uekyk %
1234-

D;k xzg.kksa dk fofHkUu inkFkkasZ ij izHkko iM+rk gS laf{kIr fVIi.kh nhft, \


oS'kk[k ekl esa ;fn pUnz xzg.k gks rks vuktksa ij D;k izHkko iM+sxkA
flag jkf'k ij ;fn lw;Z ;k pUnz xzg.k gks rks D;k izHkko gksxk \
lw;Z o pUnz xzg.k ds le; eaxykfn xzgksa dh n`f"V dk Qy laf{kIr esa crk;saA

esfnuh; T;ksfr"k

www.futurepointindia.com

www.leogold.com

117

www.leopalm.com

You might also like