Seminar on contemporary

management issue
Commercial banks in India
(A review)



Introduction
Bank, banker

Commercial bank

Schedule commercial banks

Evolution and progress of
banking in India
Early history
During the wars
Post-independence
Nationalization
Liberalization
Current situation

Indian banking system
RESERVE
BANK OF
INDIA
COMMERCIAL
BANK
PUBLIC
SECTOR
BANKS
PRIVATE
SECTOR
BANKS
CO-
OPERATIVE
BANK
STATE CO-
OPERATIVE
BANKS
Commercial banking system

COMMERCIAL
BANKS
PUBLIC
SECTOR BANKS
STATE BANK
GROUPS
NATIONALISED
BANKS
PRIVATE
SECTOR BANKS
INDIAN BANKS

FOREIGN
BANKS
List of commercial banks
Public sector bank
State Bank of India
Allahabad Bank
Andhra Bank
Bank of Baroda
Bank of India
Bank of Maharashtra
Canara Bank
Central Bank of India
Corporation Bank

















Dena Bank
Indian Bank
Indian Overseas Bank
Oriental Bank of Commerce
Punjab & Sind Bank
Punjab National Bank
Syndicate Bank
Union Bank of India
United Bank of India
UCO Bank
Vijaya Bank
IDBI Bank
Indian private banks
Axis Bank
Bank of Rajasthan
Bharat Overseas Bank
Catholic Syrian Bank
Centurion Bank of
Punjab
City Union Bank
Development Credit
Bank
Dhanalakshmi Bank
Federal Bank
Ganesh Bank of
Kurundwad
HDFC Bank
ICICI Bank
IndusInd Bank
ING Vysya Bank
Jammu & Kashmir Bank
Karnataka Bank Limited
Karur Vysya Bank
Kotak Mahindra Bank
Lakshmi Vilas Bank
Nainital Bank
Ratnakar Bank
SBI Commercial and
International Bank
South Indian Bank
Tamilnad Mercantile Bank
Ltd.
YES Bank

Foreign banks in India

ABN-AMRO Bank
Abu Dhabi Commercial
Bank Ltd.
American Express Bank
Ltd
Citibank
DBS Bank Ltd
Deutsche Bank
HSBC Ltd
Standard Chartered
Bank
Main function of
commercial banks
A Acceptance of deposits

Fixed deposit account
Saving bank account
Current account

B Advancing of loan

Cash credit
Call loans
Over draft
Bills discounting

C Agency function

Collecting receipts
Making payments
Buy and sell securities
Trustee and executor

D General utility function

Issuing letters of credit, travelers cheques
Underwriting share and debentures
Safe custody of valuables
Providing ATM and credit card facilities
Providing credit information

RESERVE BANK OF INDIA
The central bank of India.
Established in april,1935.
Objective- monetary stability, management of
currency and supervision of financial as well as
payments system
Main Functions
Monetary Functions
Non-Monetary Functions

Functions of RBI
Monetary functions

a. Note issuing authority
b.Banker`s bank and
lender of the last
resort
c. Banker to the
government
d.Custodian of foreign
exchange reserves
e. Control of credit


Non-monetary
functions

a. Collection and
publication of data
b.Regulatory and
supervisory function
c. Development and
promotion function

State of Banking: 2006-07
It focus on the following five aspects of
commercial banks

Profile of Credit,

Deposits Growth,

Financial Performance,

Financial Inclusion,

Migration to Basel II norms
Contemporary and future
issues in Indian banking
High capital inflows: an opportunity as well as a
challenge

Technology is the key

Globalization of financial services

Indian Banks at the global stage


Will the stable conditions continue for the banks?

Is size the only constraint for Indian banks?

What is being done to prepare Indian banks to
meet global challenge?

Will M&A be Key Competitive Tool?



Thank you